Quick 32738 Zip Code FL MLS Search

Browse All 32738 Zip Code FL Homes Under $300,000 for Sale

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32738 has roughly 40 to 50 active homes under $300,000 on the market at any given time. They run from $159,900 to $299,500, with a median around $270,000. The typical one is about 1,224 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32738 homes under $300,000 at a glance

Active listingsroughly 40 to 50
Median list price$270,000
Price range$159,900 to $299,500
Median size1,224 sq ft
Median bedrooms3
Median year built1987
Median days on market12

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all0No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional0There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32738 homes under $300,000 by price range

under $300k45

What to check before you write an offer

  • What $300k actually buys now versus three years ago
  • Condo and townhouse share is higher in this band, so HOA and insurance matter more
  • Second smallest band of the four, which surprises most buyers

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes under $300,000 are for sale in 32738?

There are roughly 40 to 50 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes under $300,000 cost in 32738?

The median list price is around $270,000, with the range running $159,900 to $299,500.

Can you show me homes under $300,000 in 32738?

Yes. Call or text 407-616-9019 and we will set up showings.

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