32738 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32738 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 40 SubDv. ⋅ 32738 Zip Code

Step into a beautifully maintained 2021-built home offering modern comfort, thoughtful design, and exceptional energy efficiency. This 3-bedroom, 2-bath residence also features a flexible additional room that can easily serve as a home office, den, or potential fourth bedroom. The open floor plan creates a natural connection between the living, dining, and kitchen areas, providing an inviting setting for both everyday living and entertaining. The well-designed kitchen features modern appliances, generous cabinetry, ample counter space, and a functional layout that makes meal preparation a pleasure. The spacious primary suite offers a private retreat with an ensuite bath, while the additional bedrooms provide comfortable accommodation for family, guests, or work-from-home needs. Step outside to a nicely landscaped yard with space to relax, entertain, or simply enjoy the Florida outdoors. For added peace of mind during Florida's storm season, the home is equipped with hurricane shutters. Another significant benefit is the solar system, which the seller will pay off in full at closing, allowing the new owner to enjoy the potential for substantially reduced energy costs without assuming solar financing. Conveniently located near schools, shopping, parks, and everyday amenities, this move-in-ready home combines modern living with practical convenience. A wonderful opportunity for a buyer looking for a newer home with energy-efficient features, storm protection, and flexible living space. Buyer to verify all room dimensions, uses, and information deemed important to the buyer.

1162 Prescott Boulevard, Deltona

$294,000

4 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 41 SubDv. ⋅ 32738 Zip Code

Welcome to 3031 Mallard Dr, a beautifully updated one-story block home in Deltona offering 4 bedrooms, 2 bathrooms, and 1,440 square feet of heated living space. This move-in-ready residence has been thoughtfully remodeled with numerous upgrades inside and out. The flooring throughout the home has been completely remodeled with durable, wood-look tile, creating a cohesive and stylish feel. The kitchen has been expanded and completely remodeled with new cabinetry and granite countertops, providing an inviting space for cooking and entertaining. Major recent improvements include a brand-new A/C system and brand-new roof, providing added peace of mind for the new homeowner. The backyard is truly unique, featuring two spacious sheds with versatile uses. One has been transformed into a charming "she shed," complete with an upper-level reading nook and two separate awnings, offering additional spaces to relax, entertain, or store outdoor equipment. The second shed has been converted into a "man cave," featuring a comfortable area to relax along with additional space for tools, hobbies, or a workshop. Enjoy your own backyard fruit garden with multiple producing fruit trees, including plum, nectarine, loquat, regular bananas, Blue Java bananas, and soursop. Several pineapple plants are also currently producing fruit. The screened-in front porch provides a comfortable spot to enjoy the outdoors while adding to the home's welcoming curb appeal. Conveniently located near shopping, dining, and everyday amenities, with a pizza restaurant within close distance and a new Starbucks nearby. Walmart and Publix are also close by, with a new meat market coming soon. The location offers easy access to Central Florida attractions, approximately 40 minutes from Daytona Beach and about an hour from the area's major theme parks, providing plenty of opportunities for recreation and entertainment. With extensive updates, unique outdoor spaces, mature producing fruit trees, and a convenient location, this home offers a wonderful combination of comfort, functionality, and Florida living. Schedule your private showing today!

3031 Mallard Drive, Deltona

$210,000

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Un 34 SubDv. ⋅ 32738 Zip Code

Three-bedroom 2 bath home on oversized lot in Deltona. Tile and laminate flooring throughout home. Kitchen features tile flooring and large pantry. Great floor plan with combination dining room and living room. Roof is only 3 years old. Cash or strong conventional buyers only. Great investment or starter home.

2861 Fifer Drive, Deltona

$344,990

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 32 SubDv. ⋅ 32738 Zip Code

Welcome to this inviting 3-bedroom, 2-bath pool home in Deltona, Florida, offering a great combination of comfort, privacy, and convenience. Featuring a desirable great room floor plan, the home provides an open, spacious living area that makes everyday living and entertaining easy. The roof was replaced in 2021, providing added peace of mind for the next owner. Step outside and enjoy your own private backyard retreat. The screened-in pool enclosure creates the perfect setting for relaxing poolside, enjoying weekend gatherings, or taking advantage of Florida's year-round outdoor lifestyle. Large mature trees along the rear of the property provide excellent privacy from neighboring homes, while two metal sheds offer convenient additional storage for lawn equipment, tools, bikes, and more. The 2-car garage provides secure parking and additional storage space, while the home's location makes commuting and recreation equally convenient. Easy access to Interstate 4 makes the property a practical choice for those traveling toward Orlando, Daytona Beach, and surrounding employment centers. When it's time to unwind, the beautiful beaches of New Smyrna Beach are just a convenient drive away, offering opportunities for beach days, fishing, surfing, dining, and coastal entertainment. You'll also appreciate the convenience of nearby shopping, restaurants, everyday services, and other amenities throughout the Deltona area. Whether you're looking for a comfortable primary residence, a place to enjoy Florida living, or a home with convenient access to both Orlando and the coast, this property offers an appealing blend of location, privacy, and lifestyle.

2440 Ainsworth Avenue, Deltona

$399,000

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 57 SubDv. ⋅ 32738 Zip Code

Charming 3BD/2BA pool home in Deltona Lakes! This single-family residence sits on a quarter-acre lot and features a screened, in-ground pool, perfect for year-round Florida living. Built in 1989 with a comfortable, functional floor plan. Conveniently located in Volusia County with easy access to shopping, dining, and the greater Orlando area. Don't miss this opportunity to own a pool home in an established Deltona neighborhood, schedule your showing today!

1004 Yale Drive, Deltona

$332,000

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 36 SubDv. ⋅ 32738 Zip Code

This well maintained 3-bedroom, 2-bath Florida ranch-style pool home offers 1628 square feet of easy single-story living and a 2-car attached garage. No HOA. Enjoy the beautiful view of the in-ground concrete heated pool in the secured backyard of the nearly 1/3-acre lot. The home features soaring vaulted ceilings, tile floors throughout, refreshed kitchen with marble counters and breakfast area, second bath fully remodeled, newer vanity/sink in primary bathroom, inside laundry room, and plenty of storage. Several upgrades for peace of mind including a durable metal roof, whole house re-plumbed (2024), double-pane windows (2023) by Abaca Windows, and newer HVAC with heat pump (2023). Perfectly located across the street from a wildlife preserve where you will see deer peacefully walking through the neighborhood. This home has it all and is the ideal backdrop for your new chapter!

1812 Whipple Drive, Deltona

$330,000

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 32 SubDv. ⋅ 32738 Zip Code

Welcome to 2333 Ainsworth Ave, Deltona, FL! This well-maintained home offers the perfect combination of comfort, savings, and value. Enjoy fully paid-off solar panels, keeping electric bills at approximately $25 month. Situated on a spacious 10,000 sq. ft. lot with no HOA, you’ll have the freedom and space you’ve been looking for. The sellers are motivated and willing to contribute toward the buyer’s closing costs, making this an even more attractive opportunity. Conveniently located with easy access to I-4, you’ll be just a short drive from Orlando, Lake Mary, Sanford, and the beautiful beaches of Daytona, while still enjoying a peaceful neighborhood close to schools, shopping, dining, and parks. Don’t miss your chance to make this home yours!

2333 Ainsworth Avenue, Deltona

$320,000

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 39 SubDv. ⋅ 32738 Zip Code

Beautiful 3 Bedroom, 2 Bath Move In Ready Screened in Pool Home, Gorgeous Faux Brick Front, Newer Paint, Flooring, Gutters, Roof 2022, A/C 2023, Privacy Fenced Backyard, Split Bedrooms, Living Room, Family Room, Dining room, Dinette, Large Enclosed Screened Porch With Vinyl Windows, Great Location just minutes to I-4, Hospital, Restaurants, Shopping, Schools, Call Today to Preview This Lovely Home. The Home is Under Audio/Video Surveillance. All Information Believed Correct, Buyer and Buyer's Agent to Verify.

3018 Bonkirk Drive, Deltona

Start Your Search

32738 has a handful of active homes with no HOA on the market at any given time, so inventory here is thin and moves quickly. They run from $325,000 to $599,000, with a median around $350,000. The typical one is about 1,628 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32738 homes with no HOA at a glance

Active listings	a handful
Median list price	$350,000
Price range	$325,000 to $599,000
Median size	1,628 sq ft
Median bedrooms	3
Median year built	1998
Median days on market	12

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	7	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32738 homes with no HOA by price range

$300k-$500k	6
$500k-$750k	1

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32738?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32738?

The median list price is around $350,000, with the range running $325,000 to $599,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32738?

Yes. Call or text 407-616-9019 and we will set up showings.