Area Real Estate News & Market Trends

You’ll find our blog to be a wealth of information, covering everything from local market statistics and home values to community happenings. That’s because we care about the community and want to help you find your place in it. Please reach out if you have any questions at all. We’d love to talk with you!

June 3, 2021

Orlando Housing Market [March 2021]

 Orlando Housing Market [March 2021]


New Orlando Regional REALTOR® Association report shows continued squeeze on the number of homes for sale.


State of the Market

  • The number of homes for sale in the Orlando market plummeted by 50% from February 2020 to February 2021. This marks the lowest inventory since May 2005, putting an even tighter squeeze on the market, as demand remains high.
  • The supply of homes stands at 1.14 months, less than half of what it was in February 2020 (2.71). A healthy market has a six-month supply
  • The median home price continues to rise, with February’s median price at $280,000 up 2% over January.
  • Interest rates continued to rise for a second straight month to an average of 2.88% in February 2021. That number, however, is still lower than the interest rate in February 2020, which was 3.43%.
  • “The new numbers illustrate just how far the market is tipped in favor of sellers. Sellers are receiving multiple offers, often above their asking price, and buyers are engaging in bidding wars with people looking to move to Orlando from other states,” said Natalie Arrowsmith, 2021 Orlando Regional REALTOR® Association President, NextHome Arrowsmith Realty. “There are not nearly enough homes on the market to meet the demand from people who want to buy homes right now.”

Market Snapshot

  • ORRA members sold 2,995 homes in February 2021, an increase of 19% over February 2020.
  • The median sales price for February 2021 was $280,000 up 12% from February 2020.
  • Listings spent an average of 52 days on the market until contract in February 2021, a drop of 10% from February 2020.



  • The Orlando area inventory is down 50% from 6,825 homes in February 2020 to 3,420 homes in February 2021.
  • The number of new listings decreased 15% from 3,924 homes in February 2020 to 3,322 homes in February 2021.


ORRA’s full Market Pulse Report for March


This representation is based in whole or in part on data supplied by the Orlando Regional REALTOR® Association and the Stellar Multiple Listing Service. Neither the association nor StellarMLS guarantees or is in any way responsible for its accuracy. Data maintained by the association or by StellarMLS does not reflect all real estate activity in the market. Due to late closings, an adjustment is necessary to record those closings posted after our reporting date

June 3, 2021

Orlando Housing Market Report [ February 2021]

Orlando Housing Market Report [February 2021]

Orlando Area Residential Real Estate Snapshot for January 2021 New Orlando Regional REALTOR® Association report shows continued squeeze on the number of homes for sale.

State of the Market

There are fewer homes on the market to start off in 2021. More people are moving to Central Florida, furthering the gap between supply and demand. The Orlando metropolitan area gained 60,977 new residents in 2020, the most in the last five years. Buyers are quickly snatching up available homes. In January, homes spent an average of just 49 days on the market versus 60 days in January 2020. “Sellers definitely have the upper hand right now. Inventory is down significantly from a year ago, and we’re seeing this continued influx of people moving to Central Florida. Buyers need to be pre-approved and ready to make an offer on a home they like, as the competition for homes is fierce,” said Natalie Arrowsmith, 2021 Orlando Regional REALTOR® Association President, NextHome Arrowsmith Realty.

Market Snapshot

ORRA members sold 2,727 homes in January 2021, an increase of 20% over January 2020.

The median sales price for January 2021 was $275,000, up 12% from January 2020.

Listings spent an average of 40 days on the market until contract in January 2021, a drop of 33% from January 2020.

Inventory The Orlando area inventory is down 40% from 7,030 homes in January 2020 to 4,233 homes in January 2021.

The number of new listings decreased 5% from 3,579 homes in January 2020 to 3,394 homes in January 2021.

Orlando Market Data Reports [February 2021]


 This representation is based in whole or in part on data supplied by the Orlando Regional REALTOR® Association and the Stellar Multiple Listing Service. Neither the association nor StellarMLS guarantees or is in any way responsible for its accuracy. Data maintained by the association or by StellarMLS does not reflect all real estate activity in the market. Due to late closings, an adjustment is necessary to record those closings posted after our reporting date. ORRA REALTOR® sales represent sales involving Orlando Regional REALTOR® Association members, who are primarily – but not exclusively - located in Orange and Seminole counties. Note that statistics released each month may be revised in the future as new data is received. Orlando MSA numbers reflect sales of homes located in Orange, Seminole, Osceola, and Lake counties by members of any REALTOR® association, not just members of ORRA.

May 5, 2021

Federal judge lifts nationwide eviction ban

Federal Judge Lifts Nationwide Eviction Ban

Federal Judge Lifts nationwide eviction ban

A Federal judge has lifted the eviction moratorium that was ordered by the CDC and was scheduled to expire on June 30,2021.

This judgement is consistent with the D.C. Circuit precedent.

Federal Judge Full Ruling To Lift Nationwide Eviction Notice

The Court stated the following in it's ruling:

"The Court recognizes that the COVID-19 pandemic is a serious public health crisis that has presented unprecedented challenges for public health officials and the nation as a whole.  The pandemic has triggered difficult policy decisions that have had enormous real-world consequences.  The nationwide eviction moratorium is one such decision.   

It is the role of the political branches, and not the courts, to assess the merits of policy measures designed to combat the spread of disease, even during a global pandemic.  The question for the Court is a narrow one: Does the Public Health Service Act grant the CDC the legal authority to impose a nationwide eviction moratorium?  It does not.  Because the plain Case 1:20-cv-03377-DLF   Document 54   Filed 05/05/21   Page 19 of 2020 language of the Public Health Service Act, 42 U.S.C. § 264(a), unambiguously forecloses the nationwide eviction moratorium, the Court must set aside the CDC Order, consistent with the Administrative Procedure Act, see 5 U.S.C. § 706(2)(C), and D.C. Circuit precedent, see National Mining Ass’n, 145 F.3d at 1409.


For the foregoing reasons, the plaintiffs’ motion for expedited summary judgment is granted and the Department’s motion for summary judgment and partial motion to dismiss are denied.  A separate order consistent with this decision accompanies this memorandum opinion."

Posted in Topic Of Interest
April 20, 2021

When Will The Housing Market Crash?

When Will The Housing Market Crash

Barry Habib address the concerns of will the housing market crash and is there a wave of foreclosures coming?


Two years ago to the day, @Barry Habib absolutely nailed his housing market predictions. There's a reason why he's received the Crystal Ball Award from Zillow multiple years in a row. 🔮✨ This is interview is pure gold 💰💰💰!!! Be sure to watch to the end for the playbook to help alleviate your clients fears in today's fast-moving housing market!

2:00 - All of Barry's past predictions that came true!

4:15 - What to expect on rates in the short & long term!

💰 6:00 - It's time to get off the fence & here's why!

👌 6:45 - "Don't be psychologically married to a rate under 3%"! 🧮

7:00 - What may happen in the fall of 2021 that will bring rates back down.

8:45 - The economic spur - drought effect in real time.

🔔 9:10 - 2022-2023: A possible recession.

😳 10:00 - Is there ANY HOPE for housing?

🙏 13:45 - Why did CNBC smash the industry for an entire day?

📺 15:30 - How agents & lenders can combat the news headlines?

🤩 17:30 - The real equation of purchase power & housing affordability.

😍 19:00 - If you're going to bid over asking, how to calculate when you'll make your money back and how long it will take.

19:40 - The harsh truth about forbearances.

22:30 - A simple way to communicate advice to your customer's fear.

🧾 25:30 - How a first-time homebuyer tax credit will get first-time homebuyers underwater instantly.

🥽 Be sure to follow MBS Highway ! 🔥Posted by on Monday, April 19, 2021

Posted in Mortgage News
Feb. 9, 2021

Orlando Housing Market Report [January 2021]


Orlando Housing Market Report [January 2021]

Orlando Housing Market Report | January 2021 Orlando Housing Market Closes out 2020 with Increased Median Home Prices and Lowest Inventory Seen in Years According to the report, Orlando’s annual median home price for 2020 ($265,000) was 9.1% higher than the 2019 annual median price ($243,000), thanks to another 12 months of year-over-year median price increases. While the median home price rose each month, inventory continued to decline and reached a low in December 2020, when it reached the lowest level since July 2005. Read more Orlando home sales completed during 2020 racked up a final tally of 36,871, which is 0.5% above the cumulative sales total of 36,707 for 2019. For historical comparison, annual sales in 2019 were 1.8% above the cumulative total sales for 2018; yearly sales in 2018 were 3.2% lower than in 2017. “The Orlando area was red-hot throughout 2020, as demand spiked and the number of houses on the market dropped throughout the year. We expect this pattern to continue in 2021,” said ORRA 2021 President Natalie Arrowsmith, NextHome Arrowsmith Realty. “Looking at the data, inventory has significantly decreased since the beginning of the year. In fact, December 2020 shows the lowest inventory we have seen in more than 15 years, which creates an extremely competitive market for buyers.” Editor’s Note: Additional 2020 cumulative statistics are included at the end of this release

Median Price

The overall median price of Orlando homes (all types combined) sold in December is $275,000, which is 10.4% above the December 2019 median price of $249,000. The median price for single-family homes that changed hands in December increased 12.1% over December 2019 and is now $296,950. The median price for condos increased by 5.7% to $148,000.

Sales and Inventory

Members of ORRA participated in 3,672 sales of all home types combined in December, which is 21.1% more than the 3,033 sales in December 2019 and 51.6% more than the 2,422 sales in December 2018. Sales of single-family homes (2,890) in December 2020 increased by 20.1% compared to December 2019, while condo sales (401) increased 35.9% year over year. The overall inventory of homes that were available for purchase in December (4,875) represents a decrease of 30.6% when compared to December 2019 and a 12.7% decrease compared to last month. There were 42.6% fewer single-family homes and 12.1% more condos, year over year. Current inventory, combined with the current pace of sales, created a 1.3-month supply of homes in Orlando for December. There was a 2.3-month supply in December 2019 and a 3.3-month supply in December 2018, showing that inventory has significantly decreased. The average interest rate paid by Orlando homebuyers in December 2020 was 2.70%, which remains the same as the month prior. Homes that closed in December took an average of 45 days to move from listing to pending status. Pending sales in December 2020 are up 20.9% compared to December 2019 and are down 11.4% compared to last month. MSA Numbers Sales of existing homes within the entire Orlando MSA (Lake, Orange, Osceola, and Seminole counties) in December were up by 17.5% when compared to December of 2019. Year to date, sales are down 2.8%. Each individual county’s sales comparisons are as follows: Lake: 26.8% above December 2019; Orange: 13.0% above December 2019; Osceola: 24.3% above December 2019; and Seminole: 16.2% above December 2019. 2020 Annual Market Recap (cumulative 2020 totals compared to cumulative 2019 totals)

Median Price

The 2020 annual median home price for 2020 ($265,00) is 9.1% higher than the 2019 annual median price ($243,000) and 14.0% higher compared to 2018’s annual median price ($232,500). The annual median price of single-family homes increased by 9.6% to $285,000 in 2020, while the median price of condos increased by 7.4% to $145,000. Sales Sales in 2020 were up by 0.5% over 2019. A total of 36,871 homes were sold in 2020, compared to 36,707 the previous year. Sales of single-family homes increased by 2.3% over 2019. Condo sales were down 10.2% and townhomes were down 1.2%. By year’s end in 2020, 40,743 homes were sold in the Orlando MSA whereas 41,922 homes had been sold by year’s end in 2019, for a 2.8% decrease. Each individual county’s year-end sales comparisons are as follows: Lake: 0.5% below 2019; Orange: 5.6% below 2019; Osceola: 0.5% above 2019; Seminole: 1.6% below 2019.

This representation is based in whole or in part on data supplied by the Orlando Regional REALTOR® Association and the Stellar Multiple Listing Service. Neither the association nor StellarMLS guarantees or is in any way responsible for its accuracy. Data maintained by the association or by StellarMLS does not reflect all real estate activity in the market. Due to late closings, an adjustment is necessary to record those closings posted after our reporting date.



April 15, 2020

Cornovirus Test Facilities In Seminole County

Cornovirus Test Facilities In Seminole County

Update: Altamonte Springs Mall Drive Thru Testing | Monday, April 27th By Appointment




Coronavirus Test Facilities: Name, Location & Link

AdventHealth Altamonte Spring

601 E Altamonte Dr, Altamonte Springs, FL 32701
+1 407-303-2200
AdventHealth Centra Care Altamonte Springs
440 W, FL-436, Altamonte Springs, FL 32714
+1 407-788-2000
AdventHealth Centra Care Longwood
855 S US Hwy 17 92, Longwood, FL 32750
+1 407-699-8400
Orlando Health South Seminole Hospital
555 W FL-434, Longwood, FL 32750
+1 407-767-1200
Urgent Care of Longwood
450 W State Rd 434 #1010, Longwood, FL 32750
+1 407-212-3000
AdventHealth Lake Mary ER
950 Rinehart Rd, Lake Mary, FL 32746
+1 321-363-0400
Orlando Health Emergency Room - Lake Mary
380 Rinehart Rd, Lake Mary, FL 32746
+1 321-842-0550
AdventHealth Centra Care Kids Lake Mary
105 S Country Club Rd, Lake Mary, FL 32746
+1 321-363-4927
AdventHealth Centra Care Lake Mary
2948 W Lake Mary Blvd, Lake Mary, FL 32746
+1 407-732-7478
CareNow Urgent Care - Lake Mary
901 Currency Cir Unit 1001, Lake Mary, FL 32746
+1 407-410-8951
CareSpot Urgent Care of Lake Mary
136 Parliament Loop STE 1020, Lake Mary, FL 32746
+1 407-333-0160
AdventHealth Oviedo ER
8100 Red Bug Lake Rd, Oviedo, FL 32765
+1 407-977-2320
AdventHealth Centra Care Oviedo
8010 Red Bug Lake Rd, Oviedo, FL 32765
+1 407-200-2512
CareSpot Urgent Care of Oviedo
968 W Mitchell Hammock Rd #1050, Oviedo, FL 32765
+1 407-890-1890
First Choice Urgent Care
9558, 1945 County Rd 419 #1101, Oviedo, FL 32766
+1 407-366-2890
Oviedo Medical Center
1000 W Broadway St, Oviedo, FL 32765
AdventHealth Centra Care Sanford
4451 W 1st St, Sanford, FL 32771
+1 407-330-3412
CareNow Urgent Care - Sanford
5102 W State Rd 46, Sanford, FL 32771
+1 407-410-8670
Central Florida Regional Hospital
1401 W Seminole Blvd, Sanford, FL 32771
+1 407-321-4500
Nemours Children's Primary Care, Sanford
1149 Rinehart Rd, Sanford, FL 32771
+1 407-915-6150
CareNow Urgent Care - Winter Park
7460 University Blvd Suite 110, Winter Park, FL 32792
+1 407-410-8945
Florida Department of Health in Seminole County - Sanford Location
400 W Airport Blvd, Sanford, FL 32773
+1 407-665-3000
Please contact each first to confirm all information.
If you know of any additional sites, please let us know so that we may keep this list as up to date as possible.


April 4, 2020

SBA Economic Injury Disaster Loans ( EIDL) And Payroll Protection Program (PPP) Overview

SBA Economic Injury Disaster Loans ( EIDL) And Payroll Protection Program (PPP) Overview



00:17:52 Vicky Kustov: Could we get a copy of this presentation?

00:18:18 demet: yes

00:25:19 Hal Cone: are you recommending that you defer loan and mortgage payments, in my instance i am a solo agent, even if i have "enough" reserves in the bank to stay on track for a few months?

00:26:00 Hal Cone: got it, thank you very much...

00:26:38 Hal Cone: 10-4 Todd, appreciate it

00:27:37 Ward: Thanks for doing this Vicki & Demet! This is awesome! 

00:28:02 Kinsley Mickle: I love that idea

00:28:24 TerryBickmore: What is the negative of waiting to contact mortgage companies? If I can cover things for say 10 months, should I wait until month 6 or 7 to reach out?

00:28:35 demet: Ward your welcome - our pleasure

00:28:59 demet: Terry - I will jump on that answer at the end of the presentation

00:30:50 Matt Farnes: will deferring these loans have a negative affect when applying for new loans or stimulus

00:31:36 TerryBickmore: Yes. Thanks!


00:32:17 Julie Ohmann: deferring mortgage- ask about how this would also impact your escrow for the states have home insurance and county/school taxes.

00:35:08 mariadicarlo: will deferring pmts hurt me if I want to refi in the future?


00:35:46 demet: craig - we all mis-spel :)

00:36:08 mariadicarlo: thank u!

00:38:08 Regina Drury: Having your 2019 tax return done is a big help with getting the information you need fast.

00:38:41 Vicky Kustov: DO we need to have our 2019 tax return done to qualify?

00:39:07 Jeffrey Lyons: Ditto. I have same question as Vicky.

00:40:34 Al Lewis: How do those of that are s-corp and pay ourselves a salary fit into this? Loan? Foregiveness?

00:40:37 Barrett England: Regarding PPP, so this might come up when we get to that section. If you run your income thru an s-corp with a salary and distribution to you, can you include the distribution in the salary calculation?

00:43:00 Vicky Kustov: I am probably jumping ahead but are there loan programs for individual agents?

00:43:04 bob: For PPP, when considering average monthly payroll, are they looking at the past 12 months, or 2019 only?

00:46:49 Todd Tramonte: Keep questions coming, but we will get to PPP and other things as the presentation gets there.

00:48:21 Jeremy: Is this where landlords would go to cover notes


00:48:49 Hal Cone: great insight everyone...highly valuable to consider

00:49:00 Ward: had no idea this was avaiable. 

00:49:02 gina: ---I have already applied for it 

00:49:23 Jason Crawford: Qualifications? Income and expense? What are the submission requirements?

00:49:46 Hal Cone: EIDL, was not sure about this, did you say this is your default recommendation for everyone now?

00:49:55 Vicky Kustov: what expenses would this allow for individual agent?

00:51:46 Jim: What can you use EIDL for as an independent contractor? MLS dues, advertising???

00:52:16 Ward: Do you know what the interests rates are on the EIDL loan? 

00:52:39 Hal Cone: awesome, super information

00:53:14 Regina Drury: I applied for PPP today and was told to apply for EIDL after affroval.  This is what the lender said.

00:53:52 Jeffrey Lyons: I am an independent RE Agent. I don't need a loan but I have monthly expenses. Can I apply for EIDL and just seek the $10K grant?

00:55:27 James’s iPhone: Would commission splits be considered a cost of goods sold?

00:57:33 Ward: Everyone I've reached out to is saying next week. 

00:58:47 bob: Is the average monthly payroll expense over the past 12 months, or just for 2019?

00:58:47 Jeff Marek: What if you are a pass through LLC? Can I apply today for PPP?

00:58:49 James’s iPhone: So will there be a different application process for the 1099 self employed independent contractors?


00:59:28 gina: What if you were at 785K last year I am capped at 100K ? 


01:01:20 Jeremy: As a landlord "Loss Rents Due to Disaster" would I calculate that for 6 months?  Haven't had any loss yet. but its coming

01:04:12 Regina Drury: The money is excluded but people should know the expenses that it offset will probably be excluded from your write off too.  

01:04:31 demet: Gina - yes

01:05:33 demet:

01:09:01 Regina Drury: Unemployment rules are if you don't have any closings.  It stops when you have a closing.

01:11:25 Toby Stephens: can you reapply for unemployment in between closings ?

01:12:16 Regina Drury: Yes in North Carolina you can reapply between closings.  That's the update as of now.  Of course, it can change.



01:14:17 Jeffrey Lyons: Thank you!

01:14:23 Ward: do you know what the interests rates are on the loans? 

01:14:49 ERV: What is the fee associated with applying for the EIDL

01:16:00 Regina Drury: The form I filled out this morning for Aquesta Bank had me fill out 2019.

01:16:18 RE/MAX Alliance: What if an individual agent was a 1099 last year but this year is a LLC?  

01:17:44 James’s iPhone: Are commission splits considered a cost of goods sold?

01:18:39 Regina Drury: WIll marketing costs, monthly software, or coaching expenses get covered in any of these programs?

01:18:59 Jeremy: that was a question on the form you sent us to

01:19:41 iPhone: so it’s 2.5x monthly. so 100k/12 x2.5?  so max would be 20,800? for PPP.  1099 borrower

01:20:32 TerryBickmore: If you have w2 income above 100K are you ineligible for any help? Or do they still give you payroll help up to the 100K but not on income above that?

01:20:32 Ward: Then I'm going to apply for as much as possible!!! 

01:20:45 Ward: 1%!!! ???

01:21:38 Al Lewis: Munchin said 5 pts to lenders for originating loans.

01:22:31 Jim: I'm a multi member LLC so I get a K1, not a Schedule C.

01:22:33 James’s iPhone: 👍

01:22:48 James’s iPhone: Thank you for clarifying!

01:22:55 Barrett England: If you run your income thru an s-corp with a salary and distribution to you, can you include the distribution in the salary calculation?


01:23:20 bob: How is the loan amount cap determined on an EIDL Loan? Not PPP, but EIDL Loan.

01:24:57 iPhone: good job

01:24:59 iPhone: lol

01:25:59 gina: Ok I am 1099 but I have an employee I pay 48K a year on a 1099 can I apply on any of these platforms to cover her cost since I am still paying her .

01:26:12 Dan: I am an individual broker .  Gross Revenues is Gross income and Cost of Goods sold is What?  all my expenses?

01:26:44 Al Lewis: Saw him say it last night on News conference

01:27:32 steverakhshani: I heard that Munchin today upped the pts to lenders, to add incentive to participate

01:29:51 Al Lewis: Thanks! Great info!

01:30:13 Ashley: so if I am a 1099 thru a brokerage but I also run an annual payroll on myself for my corp, is it best to aply for both 

01:31:19 steverakhshani: I’m also interested in the answer to Barrett England’s question re S-Corp that pays salary PLUS shareholder distribution.

01:31:59 bob: How is the max loan amount determined for an EIDL Loan (not PPP, the EIDL). Thanks!



01:34:40 mariadicarlo: i am a Real estate agent and I missed the part about the 10K grant, how can I take advantage of this

01:35:21 Barrett England:

Give it to us Demet, I will pay extra.....

01:38:38 gina: Again now this brings up my prior question. I am a 1099 agent but I have a admin that I pay on 1099 as well. How am I going to apply for this ? I am lost  

01:40:56 gina: Got it !

01:41:53 Al Lewis: How soon will replay be out?

01:42:09 Ashley: the income is based on 2018 if you already filed taxes?

01:42:39 Ashley: I meant 19 lol

01:42:59 Vicki: yes, 2019 income!

01:43:16 Vicky Kustov: THank you for a great presentation!

01:43:41 steverakhshani: Yes, thank-you!  Great info as we navigate through all this.

01:43:44 Verenice White: Yes!! Love this and how will you send this to you have our emails?

01:43:52 TerryBickmore: You guys are Awesome! Thanks for all of your help!

01:44:48 Todd Tramonte: If you want the recording and have not signed up, go to and we'll have an email to send it to.

01:45:14 Sara Romvari: You said you’d share the slides…. how will you share those? or where can they be found

01:45:32 Verenice White: THANK YOU!! Smiles from California! 

01:45:56 Barrett England: Thanks so much, amazing presentation! 

01:46:38 demet: our pleasure everyone-be well, stay safe!

01:47:51 chandler crouch: prechiatchall

For additional information talk directly to your CPA or Bank.  

Additional Information May Be Found At

March 26, 2020

Seminole County Government March 25 COVID-19 Update

Seminole County Goverment COVID-19 Update

March 25


Seminole County Goverment COVID-19 Update


 Seminole County residents should sort recyclables before placing curbside. Seminole County Solid Waste generally offers curbside sorting, but for the safety of collection crews, asks customers to self-sort. 


Tissues and paper towels should be placed with regular household garbage. 


Fibers should be sorted together. This includes:

• Pasteboard (i.e., cereal boxes, empty paper towel and toilet paper rolls, soda boxes, beer boxes, tissue boxes, gift boxes, pizza boxes and shoe boxes)

• Brown paper grocery bags (no wax, no wet strength material, no liners)

• Corrugated cardboard (flattened and cut down to fit inside the recycle bin)

• Newspaper, supplements, magazines and catalogs

• Box board, carrier stock, white and colored paper

• Telephone Books


Co-mingled containers should be sorted together. This includes:

• Plastic Containers #1-7 (#'s on bottom of containers) Remove all lids

• Glass bottles and jars (clear, green and brown) Remove all lids

• Aluminum cans

• Steel cans and tin household containers, such as food cans


This does not include residents in the City of Oviedo or Lake Mary; Oviedo and Lake Mary as they are single-stream.


For additional information, please contact Seminole County Solid Waste Customer Service by calling 407-665-2260 or via email



 Governor Ron DeSantis announced the activation of the Business Damage Assessment survey to assess the impact of COVID-19 on Florida’s local business operations. The survey, managed by the Florida Department of Economic Opportunity (DEO), will evaluate businesses affected by COVID-19 and the impacts the virus has had on the local economy so actions to implement appropriate relief programs can begin. 


The Business Damage Assessment Survey can be taken online at Results from this survey will be shared with state agencies and local partners. Surveys submitted by small businesses can be used to access the Small Business Administration’s Economic Injury Disaster Loan, made available for COVID-19 through the Coronavirus Preparedness and Response Supplemental Appropriations Act. 


Once businesses complete the survey, they will be contacted with information upon availability of applicable assistance programs. To date, 147 Seminole County businesses have self-reported $39 million in estimated costs of damages, 940 temporary layoffs and 136 permanent layoffs. Most businesses reporting have requested Emergency Bridge Loans.



 At the request of Governor DeSantis, and in accordance with the federal Families First Coronavirus Act, the Department of Children and Families (DCF) will waive work requirements for individuals participating in the Supplemental Nutrition Assistance Program (and Temporary Assistance for Needy Families) program.


DCF and the Department of Economic Opportunity have partnered to apply good cause statewide for TANF and SNAP recipients normally subject to participate in mandatory work requirements as a condition to receive program benefits effective immediately. The temporary relief of mandatory work requirements will alleviate any undue burden during this public health emergency on individuals normally required to participate in these programs with no disruptions to the receipt of cash and/or food assistance benefits.


To check the status of your benefits, report changes, receive information faster by opting in to receive electronic notifications, and upload documents 24 hours a day 7 days a week, log into your MyACCESS account here:


If you have questions about your benefits and the temporary relief of work requirements during this time, please contact the Department of Children and Families customer center at 850 300 4DCF or visit the website at



 Seminole County Office of Emergency Management and Florida Department of Health-Seminole personnel are available daily from 8:00a.m.-5:00p.m. by phone to answer non-emergency questions related to COVID-19 at 407-665-0000. Today, this Citizens Information Line reached 1,000 calls.


March 18, 2020

Fannie Mae’s Response to COVID-19


In a statement released earlier today, Fannie Mae stated that they continue to be fully operational and will continue to provide liquidity to the market to minimize risk.


Full Statement Below:

Fannie Mae’s Response to COVID-19


This statement should help to answer questions many current buyers and homeowners had about the ability to close on the purchase of their home under contract or to refinance their current home in this favorable rate martket.

Fannie Mae's Risk Management Plan

Jan. 6, 2020

Freddie Mac Annouces New Online Homebuyer Education Course

CreditSmart Homebuyer U- With Certificate

Freddie Mac | CreditSmart Homebuyer U- With Certificate

Freddie Mac Announces New Homebuyer Education Course

Freddie Mac introduced it's new tutorial, CreditSmart Homebuyer U, designed to offer comprehensive homeownership education with inproved content and user experience.

CreditSmart Homebuyer U, is comprised of 6 modules, each focusing on key principles of homebuyer preparedness and financial management.

  • Module 1: Overview & Introduction of the Homebuying Process
  • Module 2: Managing Your Money
  • Module 3: Your Credit and Why It Is Important
  • Module 4: Getting a Mortgage
  • Module 5: Finding a Home and Closing on a Loan
  • Module 6: Preserving Homeownership

Watch this introductory video on CreditSmart Homebuyer U to learn more.

"Becoming a homeowner is an important responsibility and Freddie Mac is committed to providing the tools and resources to ensure a successful path toward sustainable homeownership," said Danny Gardner, Senior Vice President, Single-Family Affordable Lending and Access to Credit at Freddie Mac. "The goal of this exceptional program is to empower those who are pursuing the dream of homeownership with knowledge to make informed, responsible decisions."Highlights of Creditsmart Homebuyer U

  • Self-paced, online platform
  • Successful completion of this tutorial satisfies HomeOne or Home Possible mortgage education requirements.  A printable certificate of completion is provide.

Posted in Mortgage News