Quick 32784 Zip Code FL MLS Search

Browse All 32784 Zip Code FL Properties for Sale

17901 Palm Street, Umatilla
$319,000
2 Beds ⋅ 3 Baths ⋅ Silver Beach Heights SubDv. ⋅ 32784 Zip Code
Welcome to 17901 Palm Street, a beautifully updated 2-bedroom, 2.5-bath home offering approximately 1,607 square feet of living space on a spacious 0.33-acre lot. This move-in-ready property has been thoughtfully renovated from top to bottom, combining modern finishes with major system upgrades for peace of mind. Step inside to discover fresh interior paint, brand-new luxury vinyl plank flooring and carpet throughout, updated lighting and hardware, and a bright, welcoming floor plan. The completely remodeled kitchen features custom cabinetry, stunning stone countertops, and stylish finishes that make it the true centerpiece of the home. Recent improvements include: • New exterior and interior paint • New custom kitchen cabinetry • Newly installed custom stone countertops • New luxury vinyl plank flooring and carpet throughout • New lighting and hardware throughout the home • New electrical devices throughout the house • New plumbing fixtures throughout the home • New electrical panel • New water heater • New drainfield Outside, enjoy the Florida lifestyle with your own pool and generous backyard space, perfect for entertaining, relaxing, or creating your dream outdoor oasis. Situated in Umatilla, known as "Nature's Hometown," this home offers convenient access to local lakes, parks, and outdoor recreation while maintaining a peaceful small-town atmosphere. With extensive upgrades already completed, this turnkey home is ready for its next owner to move in and enjoy. Schedule your private showing today!

17901 Palm Street, Umatilla

20280 Shoreline Ranch Lane, Umatilla
$1,200,000
4 Beds ⋅ 4 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Pre-Construction. To be built. Experience the Farmhouse floorplan with luxury craftsmanship, and breathtaking natural surroundings with this proposed custom home by Precision Builders of Central Florida. This stunning single-story residence offers 4 bedrooms, 3 bathrooms, a private office, dedicated dining room, oversized laundry room, and an expansive 3-car garage. Inside, soaring ceilings and an open-concept layout create a bright and inviting atmosphere, complemented by high-end finishes, premium appliances, and superior building materials throughout. One of the home's most remarkable features is its incredible outdoor living space. With more than 1,000 square feet of covered porches, you'll enjoy stunning views from every direction. The front porch will be overlooking the beautiful Lake Dalhousie, and the rear lanai will offer views of the private pond and conservation area. This seamless connection between indoor and outdoor living makes this floorplan something you cannot replicate in another community. Building with Precision Builders of Central Florida provides a personalized experience rarely found in today's market. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans, customize an existing design, or create a fully custom home tailored to your unique vision. Nestled within the gated community of Shoreline Ranch, this prime homesite offers a rare combination of privacy, space, and lake access. Situated on just under an acre, the property enjoys picturesque views of Lake Dalhousie from the front of the home. What truly sets this lot apart is its exceptional setting: a scenic pond serves as the backdrop to the rear of the property, while conservation land along the right side provides added privacy with no immediate neighbor. Shoreline Ranch offers residents exclusive access to Lake Dalhousie through a private community boat ramp. This spring-fed, sandy-bottom lake is ideal for boating, fishing, skiing, wakeboarding, and year-round water recreation. Here, you don't have to choose between living in a neighborhood and enjoying a true waterfront lifestyle. You can have both. Conveniently located just minutes from Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful country living and everyday convenience. This is a rare opportunity to create a one-of-a-kind custom home on one of the most desirable homesites in the community. Call today to schedule your private tour.

20280 Shoreline Ranch Lane, Umatilla

14433 Lake Yale Road, Umatilla
$975,000
3 Beds ⋅ 2 Baths ⋅ Metes And Bounds SubDv. ⋅ 32784 Zip Code
PRIME UMATILLA LAND WITH AGRICULTURAL POTENTIAL! No HOA! Currently Ag Exempt! Explore the possibilities of this exceptional property near Lake Yale. Continue it's qualifying pine/timber agricultural use or pursue your own bona fide agricultural operation and apply for agricultural classification. A RARE opportunity to own prime Umatilla acreage with the potential for favorable agricultural assessment and lower property taxes. This 14-acre agricultural exempt property features approximately 7 acres of pines, a 4-acre home site, and 3.43 acres of wetlands and beautiful sunsets. Possibilities are endless for applying for your own business. Click to experience the home through the Zillow 3D tour and our YouTube video walkthrough. Built in 2005, this 3-bedroom, 2-bath home offers approximately 1,727 square feet with a split floor plan, fireplace, luxury vinyl plank flooring throughout, quartz countertops. Primary suite has custom Poplar and Red Oak shelving, walk-in tile shower, a garden tub, and dual sinks. Home has an attached 2 car garage. Recent updates include new roof (2018), new HVAC system (2020), and a new hot water heater (2025). Home is gated at the main road and sits far enough off the road to provide privacy and it’s open space to enjoy beautiful sunsets. Close to Eustis (9 miles), Mt. Dora (14 miles) and The Villages (25 miles). You’ll love having the space for gardening, hobby farming or having livestock. Need room for toys, a car collection, RVs, boats, or equipment? Own your own tradesman business? Need space for a work shop? This property checks so many boxes. Other improvements include an underground irrigation system, diesel 8-inch well, replaced well tank, natural spring/water feature beneath the property, and goat wire fencing on three sides. The commercial-grade metal agricultural utility building (120x40) has three large garage doors (12x10), mini- split A/C and heat, 150 MPH hurricane rating construction and designed with what’s considered a 50- year lifespan by Inland Buildings. Additional structure includes workshop (640 sq. ft.) with 2 roll-up doors (8x8), and an in wall A/C unit, and carport (400 sq. ft.) Outdoor buildings and storage structures included.

14433 Lake Yale Road, Umatilla

Start Your Search

 

 

 

 

 

 

 

32784 Umatilla FL Homes for Sale

32784 At a Glance

The 32784 zip code covers Umatilla in North Lake County, Florida, at the gateway to the Ocala National Forest.
Neighborhoods: in-town Umatilla, Lake Pearl & Trout Lake areas, and surrounding acreage toward the forest.
Schools (zoning is address-specific, so confirm via Lake County Schools locator): area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.
Recreation: Ocala National Forest, Lake Pearl, Trout Lake Nature Center, and the Harris Chain of Lakes nearby.
Access: SR 19, SR 450, and CR 42.

Is 32784 a buyer's or seller's market?

Updated November 4, 2026: active listings as of November 4; sales through September 2026. Stellar MLS.

Zip code 32784 in Umatilla is close to a balanced market right now: neither buyers nor sellers hold a clear edge. There are 4 months of supply here against 4.3 across the four counties we track, and the typical seller is closing at 95.1 percent of their original asking price against 96 percent regionally. Supply favors the seller and the price figure favors the buyer, so the two cancel out.

Months of inventory, also called months of supply, is how long the homes listed for sale would last at the past year's sales pace if nothing new came on the market: 71 active listings in 32784 divided by 17.83 closed sales a month comes to 4 months.

The asking price figure is the median close price against the original list price across 214 sales in the last twelve months, so a price cut counts as part of what the seller gave up.

For Lake County as a whole, see Is Lake County a buyer's or seller's market?

32784 Zip Code Homes For Sale By Price Range

Browse Umatilla Properties by Price Category
Property Type Price Range Bedrooms Area
32784 Starter Homes Under $280,000 2-3 32784 Umatilla, FL
32784 Family Homes $280,000-$370,000 3-4 32784 Umatilla, FL
32784 Newer & Larger Homes $370,000-$450,000 3-4 32784 Umatilla, FL
32784 Acreage & Lakefront Over $450,000 3-5+ 32784 Umatilla, FL

32784 Market Data

Current market conditions for Umatilla's 32784 zip code, calculated from Lake County MLS data. Sale price and days on market cover homes that closed in July 2026; active listings is a current count.

Active Listings
71
Median Sale Price
$341,600
Homes Sold (July)
15
Average Days on Market
98

Umatilla 32784 Community Highlights

Nature's Hometown

Umatilla sits at the gateway to the Ocala National Forest, ideal for outdoor recreation.

Affordable Value

In-town pricing popular with value buyers.

Lakes & Acreage

Lake Pearl, Trout Lake, and surrounding acreage parcels offer space and water access.

Small-Town Living

A genuine small-town feel with local shops, events, and a tight community.

Schools (address-specific)

Area schools include Umatilla High, Middle, and Elementary; confirm zoning via the Lake County Schools locator.

Harris Chain Access

Quick access to Eustis and the Harris Chain of Lakes via SR 19.

Frequently Asked Questions About 32784 Umatilla

What is the average home price in 32784?

The median home price in 32784 Umatilla ranges from $300,000-$350,000, with new construction homes ranging from $320,000-$450,000.

What schools serve the 32784 zip code?

Because 32784 spans Lake County Schools attendance zones, the assigned schools depend on the exact address. Use the Lake County Schools locator to confirm. Area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.

Is 32784 affordable?

Umatilla 32784 is popular with value buyers and those wanting acreage.

Is 32784 good for outdoor recreation?

Yes. Umatilla is the gateway to the Ocala National Forest, with lakes like Lake Pearl and Trout Lake Nature Center nearby.

Is there acreage for sale in 32784?

Yes. Umatilla 32784 has acreage and larger-lot parcels toward the Ocala National Forest, alongside in-town homes.

How far is 32784 from Orlando?

Umatilla 32784 is approximately 55-65 minutes from downtown Orlando via SR 19 and SR 429.

Explore Nearby Zip Codes

32726 Eustis

Historic Eustis on Lake Eustis, just south

32735 Grand Island

Quiet lakefront community south of Umatilla

32757 Mount Dora

Historic festival town on Lake Dora

32778 Tavares

Lake County seat & Chain of Lakes

32102 Astor

Rural St. Johns River community in far north Lake County

Umatilla Homes for Sale

Every active listing in Umatilla, not just this zip code

View All Lake County Zip Codes

Complete guide to all Lake County areas

Your 32784 Umatilla Real Estate Experts

Brenden Rendo and his team specialize in 32784 Umatilla. We track the market every week with Stellar MLS data and show homes from in-town neighborhoods to acreage and lakefront parcels. Buyers get help with rural and acreage considerations, value pricing, and school zoning. Sellers get pricing built on a real comparative market analysis, not a Zillow Zestimate.

Prefer to talk? Call (407) 616-9019, contact our team, or register for free market reports.

 

How much is your home worth?

Get instant property value now!