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603 W Ocala Street, Umatilla
$334,900
4 Beds ⋅ 2 Baths ⋅ Umatilla Wingfield Sub SubDv. ⋅ 32784 Zip Code
Discover the potential of this spacious lakefront home situated on a picturesque 0.41-acre corner lot shaded by majestic oak trees in the heart of Umatilla. Offering approximately 2,876 square feet of living space, this 4-bedroom, 2-bath residence provides an exceptional opportunity to create your dream home in a beautiful waterfront setting. Inside, you'll find a versatile floor plan featuring a generous family room, a separate living room with a striking stone fireplace, and sliding glass doors leading to the screened pool and patio with bar area overlooking the backyard and peaceful lake views. The spacious kitchen is equipped with beautiful wood cabinetry, abundant countertop space, and a dining area perfect for gathering with family and friends. The desirable split-bedroom layout includes a gracious primary suite with a private bath and sliding glass doors opening directly to the pool area. The converted garage provides additional under-air living space ideal for a home office, game room, fitness area, or hobby room. An interior laundry room with utility sink adds everyday convenience. Enjoy the privacy of a mature oak-shaded homesite, an inviting screened pool, and the beauty of lakefront living, all while being conveniently located near local shopping, dining, parks, and schools. Don't miss this opportunity to make this waterfront property your own! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

603 W Ocala Street, Umatilla

13342 W Lake Yale Road, Umatilla
$2,300,000
3 Beds ⋅ 4 Baths ⋅ Na SubDv. ⋅ 32784 Zip Code
Welcome to 13342 W Lake Yale Road, an extraordinary 40± acre estate offering luxury living, exceptional privacy, and endless possibilities in the heart of Umatilla. The beautifully designed main residence features 3 spacious bedrooms, 3 full bathrooms, and 1 half bathroom, with an open and inviting floor plan perfect for both everyday living and entertaining. The expansive primary suite provides a private retreat, while the living and dining areas flow seamlessly to the screened pool and spa, creating the ideal indoor-outdoor lifestyle. This remarkable property extends far beyond the main home, featuring an attached garage with a private Loft , an efficiency apartment, a charming two-bedroom cottage, a game room and a horse stable. Whether you're seeking a private family compound, an equestrian retreat, or an income-producing investment, this exceptional estate delivers unmatched flexibility. Featuring multiple separate living quarters, the property offers outstanding potential for multigenerational living, guest accommodations, caretaker housing, or supplemental rental income while maintaining the privacy, space, and charm of country living. Surrounded by picturesque pastures, mature trees, and peaceful countryside views, this impressive property provides ample space for horses, recreation, and future expansion. Conveniently located with easy access to nearby lakes, Ocala's renowned horse country, and all that Central Florida has to offer, this rare estate presents an incredible opportunity to own a private retreat where luxury, functionality, and country living come together. This is a truly unique offering that combines elegant country living with exceptional versatility and investment potential.

13342 W Lake Yale Road, Umatilla

148 Flag Lilly Lane, Umatilla
$330,490
4 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Phase 1 SubDv. ⋅ 32784 Zip Code
Under Construction. Welcome to Magnolia Pointe, a new home community in Umatilla, Florida. This community is currently offering 10 floorplans that range from single-story to two-story with 3 to 5 bedrooms, up to 3 bathrooms, and 2 car garages. Step inside and be greeted by an open floorplan meant for modern living. In the kitchen, you'll find shaker-style cabinets and quartz countertops for that elegant touch, along with Whirlpool stainless-steel appliances, including cooktop, oven, and dishwasher. The house's exterior has architectural shingles and stucco for a stylish and durable finish. Inside, smart home technology has been thoughtfully integrated, whether it's adjusting the temperature or turning on the lights, convenience at your fingertips. Living in Magnolia Pointe, you'll enjoy easy access to the Ocala National Forest, Publix and shopping 15 minutes away, and plenty of recreational activities nearby. The convenient location also gets you easy access to major highways, so your commute is a breeze. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

148 Flag Lilly Lane, Umatilla

144 Flag Lilly Lane, Umatilla
$324,490
3 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Phase 1 SubDv. ⋅ 32784 Zip Code
Under Construction. Welcome to Magnolia Pointe, a new home community in Umatilla, Florida. This community is currently offering 10 floorplans that range from single-story to two-story with 3 to 5 bedrooms, up to 3 bathrooms, and 2 car garages. Step inside and be greeted by an open floorplan meant for modern living. In the kitchen, you'll find shaker-style cabinets and quartz countertops for that elegant touch, along with Whirlpool stainless-steel appliances, including cooktop, oven, and dishwasher. The house's exterior has architectural shingles and stucco for a stylish and durable finish. Inside, smart home technology has been thoughtfully integrated, whether it's adjusting the temperature or turning on the lights, convenience at your fingertips. Living in Magnolia Pointe, you'll enjoy easy access to the Ocala National Forest, Publix and shopping 15 minutes away, and plenty of recreational activities nearby. The convenient location also gets you easy access to major highways, so your commute is a breeze. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

144 Flag Lilly Lane, Umatilla

41739 Thomas Boat Landing Road, Umatilla
$325,000
Higley SubDv. ⋅ 32784 Zip Code
Ten beautiful +/- acres in the growing countryside of Umatilla, offering the perfect blend of peaceful country living and convenient access to Central Florida's most desirable destinations. Surrounded by mature trees and natural beauty, this quiet setting offers an ideal location to build your dream home while enjoying breathtaking Florida sunrises, sunsets, and abundant wildlife. Located just minutes from Mount Dora, known for its charming downtown, antique shops, restaurants, festivals, and waterfront atmosphere, as well as Eustis and Tavares, the Seaplane City and Lake County seat. Together, these neighboring communities are home to casual and fine dining, waterfront entertainment, shopping, live music, boating, and year-round activities along the beautiful Harris Chain of Lakes. The property previously accommodated two manufactured homes and includes two septic systems and one well, potentially offering future value for redevelopment. Buyers should verify with Lake County any potential impact fee credits or other development benefits. Conveniently located approximately one hour from Orlando attractions and major employment centers, with easy access to Daytona Beach, Orlando International Airport, and Florida's east and west coasts. Whether you're looking to build your forever home, create a family retreat, or simply enjoy the privacy and beauty of country living, this exceptional 10-acre property offers endless possibilities.

41739 Thomas Boat Landing Road, Umatilla

39251 County Road 439, Umatilla
$999,000
4 Beds ⋅ 2 Baths ⋅ Lake Murphy Estates SubDv. ⋅ 32784 Zip Code
Virtually Staged. INSTANT EQUITY OPPORTUNITY! PRICED BELOW APPRAISED VALUE and with MONEY TOWARD CLOSING COSTS!! This home offers exceptional value. Experience the perfect blend of luxury, privacy, and waterfront living in this custom-built estate, nestled on 4.59 private acres with nearly 200 feet of frontage on beautiful Lake Murphy, a skiable lake. Featuring a grand circular driveway, this brand-new block home showcases exceptional craftsmanship, breathtaking views, and the freedom of no HOA. Designed for both everyday living and entertaining, the open-concept floor plan is filled with natural light and showcases panoramic lake views from the main living areas and primary suite. Sliding glass doors open to the covered lanai, creating a seamless indoor-outdoor living experience. The beautifully appointed kitchen features quartz countertops with a full-height backsplash, solid wood soft-close cabinetry, premium stainless steel appliances, double wall ovens, a separate cooktop with pot filler, a spacious center island, and a walk-in pantry. The private primary suite offers tranquil lake views, lanai access, a generous walk-in closet, and a spa-inspired bath with dual vanities, a freestanding soaking tub, and an oversized frameless glass shower with a rainfall showerhead. Additional features include luxury 12mm vinyl plank flooring throughout, sound-insulated interior walls, an oversized laundry room with abundant cabinetry, an irrigation system, seamless gutters, an insulated garage door, an oversized two-car garage, and an exterior lighting package with motion, soffit, landscape, and illuminated entry lighting. Outside, the possibilities are endless with room for a pool, workshop, RVs, boats, trailers, and more. Zoned to accommodate horses, chickens, goats, and other livestock, this property offers the perfect balance of luxury and flexibility. Spend your days boating, fishing, kayaking, paddleboarding, or water skiing right from your own backyard. Conveniently located less than 10 minutes from Publix, approximately 15 minutes from the Wekiva Parkway, and only 20 minutes from charming downtown Mount Dora, this one-of-a-kind property offers a rare combination of luxury, privacy, acreage, and waterfront living.

39251 County Road 439, Umatilla

362 Lake Street, Umatilla
$339,999
3 Beds ⋅ 2 Baths ⋅ Vista Oaks SubDv. ⋅ 32784 Zip Code
Assumable FHA loan at a 2.62% interest rate available to qualified buyers, subject to lender approval! Sellers report a current monthly mortgage payment under $1,500. Buyers must cover the difference between that balance and the purchase price through cash or separately approved financing. Secondary financing may be available, subject to approval, with an additional payment. Built in 2021, this 3-bedroom, 2-bathroom home sits on a .40-acre lot in Umatilla with NO HOA. The open floor plan features LVP flooring throughout with no carpet, updated tile work in both bathrooms, and a spacious primary suite with a large walk-in closet and custom shelving. Smart home technology allows control of lighting, ceiling fans, garage doors, and exterior door locks through Alexa. The upgraded front door lock can also be operated directly from your phone, and an installed security camera system adds convenience. The living room features a projector setup with HDMI and USB connectivity for compatible streaming devices, including Roku or Fire Stick. Outside, the driveway has been extended with pavers on both sides for additional parking. The expanded rear porch provides an oversized, fully screened outdoor living area with ceiling fans and lighting, offering space for dining, entertaining, or relaxing. The fully fenced backyard includes a dedicated playground area with ample room remaining for pets, gardening,

362 Lake Street, Umatilla

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32784 Umatilla FL Homes for Sale

32784 At a Glance

The 32784 zip code covers Umatilla in North Lake County, Florida, at the gateway to the Ocala National Forest.
Neighborhoods: in-town Umatilla, Lake Pearl & Trout Lake areas, and surrounding acreage toward the forest.
Schools (zoning is address-specific, so confirm via Lake County Schools locator): area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.
Recreation: Ocala National Forest, Lake Pearl, Trout Lake Nature Center, and the Harris Chain of Lakes nearby.
Access: SR 19, SR 450, and CR 42.

Is 32784 a buyer's or seller's market?

Updated November 4, 2026: active listings as of November 4; sales through September 2026. Stellar MLS.

Zip code 32784 in Umatilla is close to a balanced market right now: neither buyers nor sellers hold a clear edge. There are 4 months of supply here against 4.3 across the four counties we track, and the typical seller is closing at 95.1 percent of their original asking price against 96 percent regionally. Supply favors the seller and the price figure favors the buyer, so the two cancel out.

Months of inventory, also called months of supply, is how long the homes listed for sale would last at the past year's sales pace if nothing new came on the market: 71 active listings in 32784 divided by 17.83 closed sales a month comes to 4 months.

The asking price figure is the median close price against the original list price across 214 sales in the last twelve months, so a price cut counts as part of what the seller gave up.

For Lake County as a whole, see Is Lake County a buyer's or seller's market?

32784 Zip Code Homes For Sale By Price Range

Browse Umatilla Properties by Price Category
Property Type Price Range Bedrooms Area
32784 Starter Homes Under $280,000 2-3 32784 Umatilla, FL
32784 Family Homes $280,000-$370,000 3-4 32784 Umatilla, FL
32784 Newer & Larger Homes $370,000-$450,000 3-4 32784 Umatilla, FL
32784 Acreage & Lakefront Over $450,000 3-5+ 32784 Umatilla, FL

32784 Market Data

Current market conditions for Umatilla's 32784 zip code, calculated from Lake County MLS data. Sale price and days on market cover homes that closed in July 2026; active listings is a current count.

Active Listings
71
Median Sale Price
$341,600
Homes Sold (July)
15
Average Days on Market
98

Umatilla 32784 Community Highlights

Nature's Hometown

Umatilla sits at the gateway to the Ocala National Forest, ideal for outdoor recreation.

Affordable Value

In-town pricing popular with value buyers.

Lakes & Acreage

Lake Pearl, Trout Lake, and surrounding acreage parcels offer space and water access.

Small-Town Living

A genuine small-town feel with local shops, events, and a tight community.

Schools (address-specific)

Area schools include Umatilla High, Middle, and Elementary; confirm zoning via the Lake County Schools locator.

Harris Chain Access

Quick access to Eustis and the Harris Chain of Lakes via SR 19.

Frequently Asked Questions About 32784 Umatilla

What is the average home price in 32784?

The median home price in 32784 Umatilla ranges from $300,000-$350,000, with new construction homes ranging from $320,000-$450,000.

What schools serve the 32784 zip code?

Because 32784 spans Lake County Schools attendance zones, the assigned schools depend on the exact address. Use the Lake County Schools locator to confirm. Area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.

Is 32784 affordable?

Umatilla 32784 is popular with value buyers and those wanting acreage.

Is 32784 good for outdoor recreation?

Yes. Umatilla is the gateway to the Ocala National Forest, with lakes like Lake Pearl and Trout Lake Nature Center nearby.

Is there acreage for sale in 32784?

Yes. Umatilla 32784 has acreage and larger-lot parcels toward the Ocala National Forest, alongside in-town homes.

How far is 32784 from Orlando?

Umatilla 32784 is approximately 55-65 minutes from downtown Orlando via SR 19 and SR 429.

Explore Nearby Zip Codes

32726 Eustis

Historic Eustis on Lake Eustis, just south

32735 Grand Island

Quiet lakefront community south of Umatilla

32757 Mount Dora

Historic festival town on Lake Dora

32778 Tavares

Lake County seat & Chain of Lakes

32102 Astor

Rural St. Johns River community in far north Lake County

Umatilla Homes for Sale

Every active listing in Umatilla, not just this zip code

View All Lake County Zip Codes

Complete guide to all Lake County areas

Your 32784 Umatilla Real Estate Experts

Brenden Rendo and his team specialize in 32784 Umatilla. We track the market every week with Stellar MLS data and show homes from in-town neighborhoods to acreage and lakefront parcels. Buyers get help with rural and acreage considerations, value pricing, and school zoning. Sellers get pricing built on a real comparative market analysis, not a Zillow Zestimate.

Prefer to talk? Call (407) 616-9019, contact our team, or register for free market reports.

 

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