Florida Short Sale — Document Checklist

Everything your lender will typically ask for, in plain English.

No rush, and don't stress about this. You don't need to gather all of it today — we'll walk through it together, one item at a time. This is just so you know what's coming.

Hardship letter

A short, honest note explaining why you can't keep up the payments — job loss, medical bills, divorce, death, or a forced move. We'll help you write it.

Last 2 months of bank statements

All pages, all accounts. Shows the lender your current financial picture.

Recent pay stubs (last 30 days)

Or proof of income if self-employed (a profit-and-loss statement).

Last 2 years of tax returns

Federal returns, all schedules.

A signed listing agreement

We handle this together when you're ready to list — it lets us market the home and work with your lender on your behalf.

Financial worksheet / monthly budget

A simple list of income and expenses. We provide the form.

Your mortgage statement & any second-loan/HELOC info

So we know every lien that has to approve the sale.

Authorization form

Lets us talk directly to your lender for you — so you don't have to sit on hold.

We'll do the heavy lifting

You don't have to figure this out alone. Brenden will guide you through each document, on your timeline.

Am I a Candidate? Call 407-616-9019

Disclaimer: General educational information, not legal, financial, or tax advice. Document requirements vary by lender and situation — consult a licensed Florida attorney and your lender. Tip: print this page or save as PDF (your browser's Print → Save as PDF).