Pine Castle FL Homes with No HOA for Sale

4 Beds ⋅ 2 Baths ⋅ Swann Lake Manor SubDv. ⋅ 32809 Zip Code

LOCATION!! LOCATION!! VERSATILE 4-BEDROOM HOME WITH ATTACHED STUDIO, INCOME POTENTIAL & NO HOA! Discover an exceptional opportunity in Orlando! This versatile 4-bedroom, 2-bathroom property offers flexibility, functionality, and exciting possibilities for homeowners and investors alike. The main residence features a spacious living room, a separate family room, a dining area, an updated kitchen with granite countertops, and interior laundry. A standout feature is the attached studio apartment with its own private entrance, kitchenette, full bathroom, laundry hookups, separate water heater, and private fenced courtyard. Perfect for multigenerational living, extended guests, or exploring additional rental-income opportunities, subject to applicable requirements. THE SELLER WILL BE GIVING THE BUYER $5,000 FOR CLOSING COSTS. Enjoy the outdoors in the spacious, fully fenced backyard with a covered patio and storage shed—ideal for entertaining, gardening, or relaxing. NO HOA! Plus, the air conditioning system was installed in 2020, offering added peace of mind. Conveniently located near the Conway Chain of Lakes, local parks, restaurants, shopping, and recreational opportunities. Enjoy convenient access to The Florida Mall, Orlando International Airport, Downtown Orlando, and major highways, including SR-528, SR-417, and I-4. Whether you’re looking for a flexible living arrangement, room for extended family, or an investment opportunity with income potential, this property offers a unique combination of space, convenience, and versatility. Don’t miss this opportunity! Schedule your private showing today and discover the possibilities to this amazing house. Bring your best PROPOSALS!!

6601 Harvey Street W, Orlando

$299,990

3 Beds ⋅ 1 Baths ⋅ Jessamine Beach SubDv. ⋅ 32839 Zip Code

Virtually Staged. This charming 3-bedroom, 1-bath home combines comfortable indoor living with generous outdoor space and the added benefit of no HOA The oversized driveway offers plenty of parking, and the covered carport provides a versatile area for relaxing, entertaining, or enjoying shade outdoors. Inside, opens to a welcoming floor plan with hardwood flooring, arched doorways, and distinctive character throughout. The kitchen features ample cabinetry, a spacious pantry, breakfast bar seating, and refreshed lighting. In the dining area, you’ll find a built-in wine rack, extra storage, and a tiled serving counter that makes entertaining easy. The space also connects conveniently to the exterior laundry area. Notable updates and features include Pella windows in much of the home, ceiling fans in each bedroom, an A/C system installed in 2018, and a roof replaced in 2025. Outside, the expansive backyard offers flexibility for gardening, gatherings, play space, or a future outdoor oasis. A large attached storage area provides additional room for tools, equipment, and seasonal items. The property is conveniently located near a park and boat ramp, with easy access to downtown Orlando, minutes away from the Orlando International Airport, shopping, restaurants, I-4, and the area’s theme parks. Schedule your private tour today.

5620 Sandalwood Drive, Orlando

$369,870

3 Beds ⋅ 2 Baths ⋅ Johns Rep SubDv. ⋅ 32809 Zip Code

Short Sale. Welcome to 1031 Waltham Ave, where you can enjoy the Florida lifestyle while staying just minutes from Orlando International Airport, Downtown Orlando, major highways, shopping, dining, and entertainment. The highlight of this home is the private backyard retreat featuring an in-ground pool — the perfect place to cool off, entertain friends and family, host weekend gatherings, or simply relax and enjoy the Florida sunshine. Inside, this 3-bedroom, 2-bath home offers a comfortable and functional layout with plenty of opportunity to make it your own. Its central location provides easy access throughout the Orlando area while still giving you the space and privacy of your own backyard oasis. Nearby Randolph Street Boat Ramp also provides public access to Little Lake Conway, adding another great way to enjoy the outdoors. Whether you're searching for your primary residence, an Orlando getaway, or a centrally located property with one of Florida's most desirable features, 1031 Waltham Ave is one you’ll want to see. PRIVATE POOL. BOAT RAMP ACCESS. CENTRAL ORLANDO LOCATION. MINUTES TO THE AIRPORT AND DOWNTOWN. What else do you need? Schedule your private showing today!

1031 Waltham Avenue, Orlando

$355,000

3 Beds ⋅ 2 Baths ⋅ Lake Mary Manor SubDv. ⋅ 32839 Zip Code

Welcome to 123 E Lake Mary Dr, a well-maintained 3-bedroom, 1.5-bath pool home located in Orlando?s Lake Mary Manor. Offering 1,364 sq ft of living space, this home features a bright living area, cathedral ceiling, Florida room, functional layout, and great natural light throughout. Enjoy Florida living with a private pool, spacious 0.21-acre lot, carport, storage shed, no HOA, and private deeded lake access. Major updates include a new AC installed in 2026, a roof replaced in 2021, and a water heater replaced in 2021. Conveniently located near major roadways, shopping, dining, schools, and Downtown Orlando. A great opportunity to own a centrally located Orlando pool home with space, privacy, and lifestyle features that are hard to find at this price point.

123 E Lake Mary Drive, Orlando

$1,350,000

3 Beds ⋅ 4 Baths ⋅ Jessamine Beach Rep SubDv. ⋅ 32839 Zip Code

Virtually Staged. Welcome to this beautifully maintained lakefront estate located on the pristine shores of Lake Jessamine, offering a rare opportunity to own in one of the area’s most coveted lake communities. Nestled on a sprawling lot with 120 feet of lake frontage, this home effortlessly blends luxury, comfort, and serene natural beauty. As you enter through a beautifully landscaped courtyard with a horseshoe driveway, you’re immediately greeted by the charm and grandeur of this exceptional property. The interior boasts 3 spacious bedrooms plus a flexible 4th bedroom, currently transformed into a custom California Closets-designed primary walk-in closet. The heart of the home is a modern chef’s kitchen complete with premium appliances, double ovens, expansive counter space, and a massive butler’s pantry/bonus kitchen, perfect for entertaining. Adjacent, the living area is both inviting and impressive, featuring two gas fireplaces, French doors, and large windows that frame breathtaking lake views with downtown Orlando as your scenic backdrop. Step outside to a custom-designed patio with an elegant fireplace, and a fully equipped outdoor kitchen, perfect for hosting gatherings overlooking the tranquil waters. The estate also features an oversized heated pool and spa with a covered 16 x 60 deck area, plus a private boat dock with electric lift, creating endless opportunities for lakefront leisure and entertainment. Additional highlights include; Roof replaced in 2022, upgraded pool & spa equipment 2024, Custom wet bar with built-in wine storage, integrated speaker system and hidden security system, Travertine tile throughout bathrooms, dining room, and a spa-inspired primary bath with custom finishes, Ample storage space with custom built-in shelving throughout, AC unit replaced 2023, floating jet ski dock recently installed, and custom garage cabinetry. This estate offers privacy and elegance while being just minutes from Orlando’s premier shopping, dining, entertainment, and city center. Experience the perfect balance of luxury living with the tranquility of a lakeside retreat.

5400 Kenmore Lane, Orlando

$334,900

3 Beds ⋅ 2 Baths ⋅ American Heritage Estates SubDv. ⋅ 32809 Zip Code

Three-bedroom, two-bathroom home situated in the American Heritage Ests neighborhood. The interior features an updated kitchen complete with granite countertops and stainless-steel appliances. The primary bedroom offers a large walk-in closet, and the exterior includes a fully fenced-in backyard for your outdoor needs. Conveniently located just 17 minutes from the Orlando International Airport and 7 minutes from The Florida Mall, this home is surrounded by an abundance of shopping, dining, entertainment, and everyday conveniences. Positioned close to top medical centers and hospitals, you are also just 25 minutes from Universal Studios and 35 minutes from Disney. Schedule your private showing today! One or more photos in this listing have been virtually staged.

615 Thomas Jefferson Way, Orlando

$639,000

3 Beds ⋅ 2 Baths ⋅ Jessamine Terrace Sub SubDv. ⋅ 32839 Zip Code

**Seller is willing to contribute money towards CLOSING COSTS or RATE BUY DOWN with acceptable offer!!!****SKI, BOAT, FISH & RELAX—YOUR LAKE JESSAMINE LIFESTYLE STARTS HERE!** Why buy a lakefront home that needs months of renovations when you can move right in and start enjoying the water from day one? This beautifully remodeled 3-bedroom, 2-bath lakefront home pairs stylish, move-in-ready interiors with something increasingly hard to find: your own **private boathouse, boat lift and dock directly on Lake Jessamine. Designed around the water, the bright open floor plan showcases beautiful lake views from nearly every room, with expansive sliders connecting the living spaces to a wraparound porch and backyard. Whether you're enjoying morning coffee overlooking the lake, entertaining friends for the afternoon, or heading out on the boat, this home was made for the Florida lake lifestyle. Inside, modern updates mean the work has already been done for you. Luxury vinyl flooring, contemporary finishes and automated shades complement the open living areas, while the beautifully remodeled kitchen serves as the heart of the home. It features porcelain tile flooring, quartz countertops, high-end appliances, an oversized island with bar seating, plus an additional quartz-topped serving and dry bar area with extra cabinetry—ideal for entertaining. Outside is where this property truly sets itself apart. The fenced backyard leads to your **private waterfront setup featuring a boathouse, boat lift, dock and screened-in lakeside lounge area**—ready to enjoy without taking on the time, expense and hassle of creating it yourself. Spend your weekends boating, waterskiing, fishing, entertaining by the water or simply relaxing and taking in the view from your own backyard. And you don't have to sacrifice convenience to live on the lake. You're just minutes from Downtown Orlando, Orlando International Airport, shopping, dining, major highways and Central Florida's world-famous attractions. Updated, move-in ready and already equipped for life on the water—this is your opportunity to own the complete Lake Jessamine lifestyle in the heart of Orlando.

5716 Moonlight Circle, Orlando

$585,000

3 Beds ⋅ 2 Baths ⋅ Lake Mary Shores SubDv. ⋅ 32839 Zip Code

PRIVATE SKI LAKE LIVING FOR $585K! A rare opportunity to own direct lakefront property on the private, spring fed waters of Lake Mary Jess, complete with your own private dock, slalom course access, oversized lot, and panoramic water views. Tucked away on a quiet dead end street with exceptional privacy, 5769 Rockwood Ave. offers the kind of Florida lifestyle that's increasingly difficult to find at this price point. This move in ready 3 bedroom, 2 bath home with an additional flex room combines updated interiors with true waterfront living just minutes from Downtown Orlando and MCO. From the moment you step inside, the lake takes center stage. Oversized sliding glass doors fill the home with natural light and frame beautiful water views from the main living areas and primary suite. Wake up overlooking the lake, enjoy your morning coffee by the water, and spend your afternoons boating, waterskiing, fishing, paddle boarding, or relaxing from your own private dock. The renovated kitchen features stone countertops, wood cabinetry, stainless steel appliances, and an open layout ideal for everyday living and entertaining. Outside is where this property truly sets itself apart. The oversized waterfront lot offers mature canopy trees, 10 foot viburnum hedges for added privacy, a summer kitchen, and plenty of space to entertain or create your own private backyard retreat. Additional side yard space provides flexibility for boat storage, extra parking, or a workshop. Recent improvements include a remodeled kitchen and dining area, updated bathrooms, fresh interior paint, exterior waterproofing, new landscaping with irrigation, and more, allowing you to move in and start enjoying the lake from day one. No crowded public lake. No long drive to the boat ramp. Just step into your backyard and enjoy direct access to one of Orlando's private ski lakes. Conveniently located near Downtown Orlando, MCO, major highways, shopping, dining, and entertainment, this is an opportunity to enjoy lakefront living without sacrificing everyday convenience. At $585,000, opportunities like this are hard to replicate. If you've been waiting for a private lakefront home with a dock, privacy, an oversized lot, and room to make it your own, this is one you'll want to experience in person. Schedule your private showing and come see what life on Lake Mary Jess is all about.

5769 Rockwood Avenue, Orlando

$334,900

3 Beds ⋅ 2 Baths ⋅ American Heritage Estates SubDv. ⋅ 32809 Zip Code

Discover this inviting, move-in ready home featuring a well-designed 3 bedroom, 2 bathroom layout. Complete with a 2-car garage, the property offers ample space for vehicles and storage. This residence provides a welcoming atmosphere and is prepared for immediate occupancy. One or more photos in this listing have been virtually staged.

555 Thomas Jefferson Way, Orlando

$1,599,500

5 Beds ⋅ 5 Baths ⋅ Jessamine Beach Rep SubDv. ⋅ 32839 Zip Code

Welcome to an exceptional lakefront escape on Lake Jessamine, where modern luxury meets serene waterfront living. This beautifully renovated home showcases timeless design, high-end finishes, and over 140 feet of pristine shoreline complete with your own private boat dock, ideal for boating, fishing, or enjoying spectacular sunrise views each morning. Step inside to a bright, open-concept layout that seamlessly blends the living, dining, and kitchen areas, perfect for everyday comfort or entertaining guests. The brand new designer kitchen features sleek cabinetry, quartz-style countertops, modern appliances, and generous storage. Each bathroom has been thoughtfully redesigned with spa-inspired touches, including marble counters and elegant custom tile work. A spacious flex room adds valuable versatility, ideal for a home gym, office, media room, or game room. Outdoors, enjoy a large backyard, a relaxing covered lanai, and a durable metal roof that provides long-term peace of mind. Located in a quiet, convenient neighborhood with NO HOA, this home gives you the freedom to live, rent, or invest as you choose, while still being minutes from top schools, shopping, dining, and major highways. Words can only describe so much seeing this home in person is the only way to truly appreciate the beauty, craftsmanship, and breathtaking lakefront setting. This remarkable waterfront residence offers unmatched comfort, elegance, and lifestyle value. Schedule your private showing today!

5526 Parkdale Drive, Orlando

$630,000

3 Beds ⋅ 3 Baths ⋅ Johns Sub SubDv. ⋅ 32809 Zip Code

Beautifully designed 3-bedroom + BONUS ROOM, 2.5-bath home with bonus room in the heart of Belle Isle. This 2,250 sq. ft. residence features high-end finishes throughout, including luxury vinyl flooring, GE Profile appliances, and modern designer touches. The open-concept main level offers a spacious living and dining area that flows seamlessly through expansive sliding glass doors to a private backyard, perfect for entertaining. Convenience meets function with a mudroom just off the 2-car attached garage and a walk-in pantry with built-in cabinets and abundant storage space. Upstairs you’ll find the primary suite, two additional bedrooms, a bonus room ideal for an office, playroom, or additional bedroom, and a convenient upstairs laundry room. For the water sports enthusiast, this location is unmatched—just half a mile to a public boat ramp with direct access to the Conway Chain of Lakes, offering endless opportunities for boating, fishing, kayaking, and paddleboarding. Nestled on a quiet street, this property is also minutes from Downtown Orlando, Orlando International Airport (MCO), shopping, dining, and entertainment. This home may also be purchased together with the neighboring properties at 1028 Wilks Ave and 1054 Wilks Ave, providing a rare opportunity for multi-generational living or investment.

1030 Wilks Avenue, Orlando

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Pine Castle FL Homes with No HOA for Sale

Pine Castle has a handful of active homes with no HOA on the market at any given time, so inventory here is thin. They run from $299,990 to $1,599,500, with a median around $370,000. The typical one is about 1,351 square feet with 3 bedrooms. The list above is pulled live from the MLS, so it is current even when this write-up is not.

Pine Castle homes with no HOA at a glance

Active listings	a handful
Median list price	$370,000
Price range	$299,990 to $1,599,500
Median size	1,351 sq ft
Median bedrooms	3
Median year built	1959
Median days on market	165

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	8	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

Pine Castle homes with no HOA by price range

under $300k	1
$300k-$500k	4
$500k-$750k	1
$1M+	2

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in Pine Castle?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in Pine Castle?

The median list price is around $370,000, with the range running $299,990 to $1,599,500.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in Pine Castle?

Yes. Call or text 407-616-9019 and we will set up showings.