Doctor Phillips FL Homes with No HOA for Sale

6 Beds ⋅ 3 Baths ⋅ Sand Lake Hills Sec 04 SubDv. ⋅ 32819 Zip Code

PICTURES & SHOWING TIMES COMING SOON! Welcome to 8128 BANYAN BLVD in the established Sand Lake Hills community in the heart of Dr. Phillips! Offering 6 bedrooms, 3 full bathrooms and 2,887 square feet, this two-story home features one of the larger floor plans in Sand Lake Hills, a 2-car garage and an oversized .27-acre lot. With generous living spaces and plenty of flexibility, this home is ready for its next chapter and it could be yours! The inviting exterior features stone accents, stucco and wood-trimmed details, a bay window and a covered front patio. Inside, the foyer welcomes you with decorative tile, real hardwood flooring, wood paneling, natural light and distinctive stone water-feature. Upstairs, the spacious family room features a large window overlooking the backyard and flows into the dining area. The kitchen offers granite countertops, a tiled backsplash and a window over the sink with a view of the front yard, along with an adjoining dinette. The generously sized primary suite features built-in closets and a private bath with dual vanities, 18-inch tile flooring and a custom floor-to-ceiling tiled walk-in shower with a built-in bench. An additional upstairs bathroom offers a single vanity and tub/shower combination. A loft-style niche at the top of the stairs provides a convenient spot for a home office, reading area or personal workspace. Downstairs, an impressive second family room features engineered wood flooring, crown molding and a conventional fireplace with custom stonework—ideal for entertaining or relaxing. Additional bedrooms offer flexibility for guests, home offices, fitness space or hobbies. One features French doors and crown molding, while another offers a backyard view. The downstairs bathroom includes granite countertops, a single vanity and a walk-in shower. Additional features include ceiling fans, blinds and custom accent bi-fold doors in the bedrooms, an inside laundry/utility room with washer and dryer, copper plumbing, a water heater approximately 2–3 years old and HVAC replaced in 2021. Enjoy the convenience of living in the heart of Dr. Phillips, just a short distance from the Dr. P. Phillips YMCA, The Marketplace at Dr. Phillips and renowned Restaurant Row along Sand Lake Road. Restaurants, shopping, churches, schools, hardware stores and everyday services are all just minutes away. Downtown Windermere is nearby for community events, food truck gatherings and seasonal festivals. Nearby schools include Dr. Phillips Elementary, Southwest Middle and Dr. Phillips High; school assignments should be verified. Recreation options include the Orange County Sportsmen's Association, parks, golf and outdoor activities. Walt Disney World, Universal Orlando Resort and SeaWorld are a short drive away. Convenient access to I-4, the 408, 528 and other major roadways makes getting around Central Florida easy, whether heading downtown for professional sports, concerts and events or traveling to Orlando International Airport. Enjoy the benefits of NO HOA—no monthly HOA dues or HOA fees, and no HOA-imposed rules or restrictions. The oversized backyard adds room to enjoy the outdoors, with a 10' x 12' storage shed for extra storage and a detached screened patio room for relaxing and enjoying the Florida lifestyle. Bring your vision, explore the possibilities and make this Sand Lake Hills home your own!

8128 Banyan Boulevard, Orlando

$450,000

4 Beds ⋅ 2 Baths ⋅ Clubhouse Estates SubDv. ⋅ 32819 Zip Code

Located in Orlando’s Dr. Phillips area, this 4-bedroom, 2-bath single-family home offers 1,578 sq ft of heated living space on a little over a quarter-acre lot with no HOA. The single-story layout features a split-bedroom floor plan, an open living area connected to the kitchen, walk-in closets, and a 2-car attached garage. Recent improvements include a new metal roof, new AC system, and paid-off solar panels. With the solar panels in place, the seller reports electric bills averaging approximately $30 per month. The kitchen includes a breakfast bar and closet pantry, while additional interior features include ceiling fans and tile and laminate flooring. Outside, the property features mature landscaping, oak trees, a fenced yard, screened outdoor space, and a storage shed. The Dr. Phillips location also puts Trader Joe’s within walking distance, along with convenient access to nearby shopping, dining, and everyday amenities. With no HOA, a generous lot, new roof and AC, and paid-off solar panels, this home combines practical updates with a highly convenient Orlando location.

7958 Glen Abbey Circle, Orlando

$445,000

3 Beds ⋅ 2 Baths ⋅ Clubhouse Estates SubDv. ⋅ 32819 Zip Code

Virtually Staged. MULTIPLE OFFERS. HIGHEST AND BEST OFFERS DUE BY 10:30 AM on 11/04/26. Welcome to this 3-bedroom, 2-bath block home on a 0.20-acre cul-de-sac lot in the established Dr. Phillips community of Clubhouse Estates, with no HOA. Updates include a brand-new roof and HVAC system, a 2026 gas water heater, and fresh interior and exterior paint. The 1,576 square feet of living space features a living/dining combination with a vaulted ceiling and sliders to the screened patio, and easy-to-clean laminate and tile flooring throughout. The kitchen offers granite counters, white shaker cabinets, natural gas service, and a pantry closet. The primary suite includes a semi-vaulted ceiling, a sliding door to the screened porch, an 8x6 closet, and an en-suite bath with a dual-sink vanity and a frameless glass shower. Two additional bedrooms, a hall bath with tub/shower combo, and a linen closet complete the interior. Outside, enjoy a 42x10 screened rear porch with an aluminum roof and two ceiling fans, and a wood-fenced backyard. The last major highlight is its location. Just off S Apopka-Vineland Rd across from Bay Hill Club & Lodge, you are seconds from Restaurant Row on Sand Lake Rd, Trader Joe's, Publix, the YMCA, and much more. Orlando Health Hospital is close by, and Big Sand Lake, the Butler Chain of Lakes, and Bill Frederick Park at Turkey Lake offer boating, fishing, trails, and picnicking. Universal, SeaWorld, and Disney are also a short drive away, with quick access to I-4, SR-528, SR-429, and the Florida Turnpike to Orlando International Airport and Downtown Orlando. Schedule your private showing today and experience this peaceful yet connected living environment firsthand.

7716 Ligonier Court, Orlando

$585,000

4 Beds ⋅ 3 Baths ⋅ Sand Lake Hills SubDv. ⋅ 32819 Zip Code

FOR APPOINMENTS CALL 24 IN ADVANCE. Beautiful Solar-Powered Home Near Bay Hill! Welcome to this beautifully maintained single-story home featuring 4 spacious bedrooms and 3 full bathrooms. The open floor plan creates a bright, welcoming atmosphere with abundant natural light throughout. -4 Bedrooms | 3 Full Bathrooms - Open and spacious floor plan. - Tile flooring throughout - Well-appointed kitchen with **42-inch cabinets, granite countertops. -2018 roof and HVAC system. -2019 solar panel system, is already paid off. - Private hot tub -Fully fenced backyard -Mature **orange, tangelo, and mango trees. - Split-bedroom layout for added privacy - Freshly painted exterior -NO HOA. Prime location near Arnold Palmer’s Bay Hill Club & Lodge, one of Central Florida’s most notable golf destinations, while still being conveniently close to shopping, dining, entertainment, and major roads. Located in a quiet, established neighborhood with highly rated schools, this move-in-ready home offers the perfect combination of comfort, privacy, convenience, and energy efficiency. WASHER AND DRYER DO NOT CONVEY. Enjoy the benefits of solar energy, the solar panel is already paid off. Schedule your private showing today—this opportunity won’t last!

6004 Hardrock Circle, Orlando

$469,900

4 Beds ⋅ 2 Baths ⋅ Sand Lake Hills Sec 05 SubDv. ⋅ 32819 Zip Code

HUGE PRICE IMPROVEMENT! Exceptional Value in Sand Lake Hills! Spacious 4-Bedroom Home | 2 Bathrooms | Large Fenced Backyard | Prime Dr. Phillips Location Welcome home to an incredible opportunity in the highly desirable Sand Lake Hills community! Offering one of the best values per square foot in the neighborhood, this 4-bedroom, 2-bath home combines a fantastic location, spacious living areas, and endless potential to make it your own. Step inside and enjoy the inviting beach-inspired charm and relaxed Florida feel throughout. The spacious kitchen serves as the heart of the home, offering plenty of room for cooking, entertaining, and gathering with family and friends. The thoughtfully designed split-bedroom floor plan provides added privacy and functionality, making it ideal for families, guests, or those needing extra space. One of the home's standout features is the large, fully fenced backyard, offering plenty of room for pets, outdoor activities, gardening, or creating your own private backyard oasis. The spacious covered and screened-in porch is the perfect place to enjoy your morning coffee, entertain guests, or relax and enjoy the Florida lifestyle. This property is truly a diamond in the rough! With a little vision and some personal touches, you can transform this home into something special while building equity in an established and sought-after community. LOCATION, LOCATION, LOCATION! Enjoy convenient access to some of Central Florida's most popular destinations, including Walt Disney World, Universal Orlando, SeaWorld, International Drive, and the renowned Restaurant Row on Sand Lake Road. Excellent shopping, dining, entertainment, and everyday conveniences are all just minutes away. With its generous living space, desirable floor plan, oversized outdoor living area, and unbeatable location, this is an opportunity you won't want to miss! A NEW PRICE, AN AMAZING LOCATION, AND ENDLESS POTENTIAL! Schedule your private showing today and imagine the possibilities of making this home yours!

8582 Cedar Cove Drive, Orlando

$475,000

3 Beds ⋅ 2 Baths ⋅ Sand Lake Hills Sec 04 SubDv. ⋅ 32819 Zip Code

Virtually Staged. Welcome home to your private Dr. Phillips estate with a completely fenced yard and gated access to your driveway, backyard and rear entry garage. HVAC is from 2018. New AC duct work and insulation replaced in 2020. Roof is approximately +/- 2014. The welcoming front porch is the ideal location to sit in your rocking chairs and enjoy your favorite morning or after work libation. As you enter through the double front doors you are greeted by a welcoming and open floor plan featuring upgraded laminate wood floors and a hand cut stone wood burning fireplace. The open kitchen features granite counter tops, stainless steel appliances and upgraded cabinets and offers a spacious breakfast nook and adjacent interior laundry room. The kitchen opens up to the spacious and inviting living room, adjacent dining room and flex space that is ideal for an office, making this open floor plan ideal for entertaining your guests. The bedrooms are privately located on the opposite side of the home and feature an updated master bath and guest bath with dual vanities and shower. The spacious screened porch with private views of your privately fenced yard is your ideal escape after a long day and leads to your oversized yard that is ideal for your pets and growing family. Double pane windows throughout for maximum efficiency. All this in a great location with A-rated schools and close to major highways, shopping and all the area attractions.

8144 Banyan Boulevard, Orlando

$608,500

4 Beds ⋅ 2 Baths ⋅ Sand Lake Hills Sec 6 SubDv. ⋅ 32819 Zip Code

PRICE IMPROVEMENT - STOP SCROLLING - this is the Dr. Phillips home you've been waiting for! Welcome to your next home, a single story, renovated home in the heart of Dr. Phillips, where modern updates, an exceptional indoor-outdoor lifestyle and a spectacular backyard come together in one unforgettable property. From the moment you arrive, the contemporary color palette, dramatic stone accents and sleek front entry make a striking first impression. Inside, the bright, open-concept design feels fresh, spacious and made for entertaining. The showpiece kitchen features crisp shaker-style cabinetry, stainless-steel appliances, abundant counter space and an oversized island with seating—the perfect gathering place for morning coffee, casual meals and evenings with friends. The kitchen flows effortlessly into the generous dining and living areas, highlighted by wood-look tile flooring, recessed lighting and stylish contemporary fixtures. Open the sliding doors and discover an incredible enclosed Florida room with soaring vaulted ceilings and walls of windows, creating a light-filled retreat for dining, relaxing, entertaining or enjoying the outdoors in comfort. The backyard is where this home truly separates itself from the competition. Fully fenced and impressively spacious, it offers mature shade trees, expansive paver patios and plenty of room to play, entertain, garden or create the pool and outdoor oasis of your dreams. Whether hosting weekend barbecues, watching a game on the patio or simply unwinding beneath the trees, this property delivers the Florida lifestyle buyers are searching for. Complete with an attached garage and an outstanding location near Restaurant Row, shopping, entertainment, major roadways and Orlando’s world-famous attractions, this move-in-ready home offers the space, style and location that are so difficult to find in Dr. Phillips. Homes with this combination of updates, outdoor space and location do not come along often, schedule your private showing before someone else makes it theirs!

6349 Marlberry Drive, Orlando

$499,000

3 Beds ⋅ 2 Baths ⋅ Clubhouse Ests Ph 2 SubDv. ⋅ 32819 Zip Code

Virtually Staged. Rare opportunity in the heart of Dr. Phillips to own a beautifully maintained home on an OVERSIZED 1/3-ACRE CORNER LOT at the end of a quiet CUL-DE-SAC in one of Orlando's most desirable location. NO HOA means added freedom and flexibility, all while enjoying an unbeatable location just behind Trader Joe's, within walking distance to the Dr. Phillips YMCA, Dr. Phillips Elementary School, and the renowned Restaurant Row, offering some of Central Florida's finest dining and entertainment. This spacious 3-bedroom, 2-bath home features a bright open-concept floor plan designed for comfortable everyday living and effortless entertaining, with abundant natural light and seamless flow throughout the main living areas. At the heart of the home, the spacious kitchen features Viking stove & range and a stunning butcher block island with additional storage and seating, making it the perfect gathering place for family and friends. Modern tile flooring throughout the living areas adds a contemporary touch while offering durability and easy maintenance. The primary suite features a custom-designed walk-in closet with built-in shelving and organizers, while one of the other two bedrooms has also a closet with custom shelving and storage, providing exceptional organization throughout the home. Recent updates include a new water heater (2026) and A/C replaced in 2017, providing added value and peace of mind. The garage is equipped with the circuit for an electric vehicle charging connection, making this home ready for today's lifestyle. The expansive 1/3-ACRE FENCED BACKYARD offers endless possibilities to create your own outdoor oasis, with ample space for entertaining, gardening, pets, or future additions. Ideally located just minutes from premier shopping, championship golf courses, Universal Orlando Resort, Walt Disney World, SeaWorld, Downtown Orlando, Orlando International Airport, and major highways including I-4, this exceptional property combines location, space, functionality, and convenience in one outstanding package. Homes with NO HOA, a premium Dr. Phillips address, and a 1/3-acre cul-de-sac lot rarely become available—don't miss this incredible opportunity. Call today to schedule your private showing!

8405 Waialae Court, Orlando

$555,000

4 Beds ⋅ 2 Baths ⋅ Sand Lake Hills Sec 02 SubDv. ⋅ 32819 Zip Code

Welcome to this beautifully maintained 4-bedroom, 2-bath pool home in the heart of Dr. Phillips and with no HOA. The bright updated kitchen features new cabinets and granite countertops and opens to living spaces with engineered hardwood flooring. Major systems have been updated: roof 2023, windows 2016, AC 2015, and water heater 2014. Enjoy Florida living outdoors on the tiled back patio with hurricane shutters, overlooking a sparkling pool and spa perfect for entertaining or relaxing. Located in one of Orlando's most sought school districts and just steps from the Dr. Phillips YMCA (visible from the backyard), you're also minutes from Sand Lake Roads restaurant row, shopping, and an easy drive to Disney, SeaWorld, and Universal. This won't last long!!

6785 Tamarind Circle, Orlando

$649,000

4 Beds ⋅ 3 Baths ⋅ Sand Lake Hills Sec 10 SubDv. ⋅ 32819 Zip Code

LOCATION, LOCATION, LOCATION! Beautiful 4-Bedroom, 2.5-Bath Home with a 2-Car Garage situated on an Oversized 0.40-Acre Lot in the highly sought-after Dr. Phillips area! Perfectly positioned within one of Central Florida’s most established and desirable communities, this property offers an exceptional opportunity to create your dream home in a prime location. This home does need some TLC, but it offers great bones, a functional layout, and a roof replaced in 2021, providing a solid foundation for your personal updates and improvements. Enjoy the best of Florida living with convenient access to Restaurant Row, world-class dining, premier shopping, major attractions, theme parks, and top-rated schools. Don't miss this fantastic opportunity—call today for additional information and to schedule your private showing!

8139 Laurel Tree Drive, Orlando

$499,000

4 Beds ⋅ 2 Baths ⋅ Clubhouse Estates SubDv. ⋅ 32819 Zip Code

Virtually Staged. Welcome home to this spacious 4-bedroom, 2-bath residence in the heart of highly desirable Dr. Phillips! Perfectly situated near world-class dining, shopping, major highways, and Orlando's renowned attractions, this home offers both convenience and comfort. Inside, you'll find a versatile split-bedroom floor plan featuring separate living, dining, and family rooms, providing plenty of space for entertaining and everyday living. The inviting family room is highlighted by a cozy fireplace, creating the perfect gathering spot. The kitchen and both bathrooms feature granite countertops, complemented by stainless steel appliances for a modern touch. Step outside to enjoy the large screened porch overlooking the fully fenced backyard—ideal for relaxing, entertaining, or enjoying Florida's beautiful weather year-round. Enjoy the convenience of being within walking distance of the Dr. Phillips YMCA and Dr. Phillips Elementary, a highly rated school, making recreation and education easily accessible. Combined with its desirable floor plan, generous living spaces, and unbeatable Dr. Phillips location, this home presents an exceptional opportunity to enjoy one of Orlando's most sought-after communities.

7320 Wethersfield Drive, Orlando

$524,900

3 Beds ⋅ 2 Baths ⋅ Clubhouse Estates SubDv. ⋅ 32819 Zip Code

Welcome to 8423 Bermuda Dunes Drive, A Rare Orlando Retreat with Decades of Pride in Ownership! Perfectly positioned in the desirable Dr. Phillips area of Orlando, this meticulously maintained home offers the ideal combination of convenience, comfort, and character. Owned and lovingly cared for by the same family since 1997, every corner reflects a level of stewardship that is increasingly hard to find. Step inside to discover a bright, open-concept floor plan designed for both everyday living and entertaining. The home has been professionally cleaned and is truly move-in ready, featuring elegant plantation shutters, abundant storage throughout, roofing system upgrades, dedicated gas line for outdoor grill, jacuzzi bathtub, and a hidden safe room tucked away within the primary suite, an unexpected and valuable feature that sets this home apart. Outside, your private backyard oasis awaits. The fully fenced yard provides space for pets, play, and gatherings, while the outdoor grill area is perfect for weekend cookouts and year-round Florida living. Best of all, there is NO HOA, giving homeowners the freedom and flexibility they desire. One of the property's most extraordinary features is its incredible collection of mature landscaping and edible gardens, lovingly cultivated over decades. Enjoy your own tropical paradise with producing fruit trees and exotic plantings including avocado, mango, longan, loquat, star fruit, sugar apple, Surinam cherry, Barbados cherry, Meyer lemon, Key lime, Thai lime, finger lime, pineapple, moringa, muscadine grape, galangal ginger, and more. Stunning ornamental landscaping includes majestic live oaks, sabal palms, bougainvillea, a bottle brush tree, crepe myrtles, azaleas, bromeliads, bamboo varieties, aloe, agave, prickly pear cactus, and Spanish bayonet, creating a lush and tranquil setting unlike anything else on the market. Location is everything, and this home delivers. Enjoy easy access to Orlando's world-famous attractions, including Walt Disney World, Universal Orlando Resort, SeaWorld, International Drive, championship golf courses, premier shopping destinations, diverse dining options, parks, recreation, major highways, and Orlando International Airport. Whether you're seeking adventure, entertainment, fine dining, outdoor recreation, or everyday conveniences, you'll find it all just minutes away. Trader Joe's and Restaurant Row are just a short walk from your front door. Homes offering this combination of location, privacy, established landscaping, thoughtful upgrades, and decades of exceptional care rarely become available. Don't miss your opportunity to own this truly special Orlando property.

8423 Bermuda Dunes Drive, Orlando

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Doctor Phillips FL Homes with No HOA for Sale

Doctor Phillips has roughly 10 to 20 active homes with no HOA on the market at any given time. They run from $445,000 to $749,000, with a median around $511,950. The typical one is about 1,924 square feet with 4 bedrooms. The list above is pulled live from the MLS, so it is current even when this write-up is not.

Doctor Phillips homes with no HOA at a glance

Active listings	roughly 10 to 20
Median list price	$511,950
Price range	$445,000 to $749,000
Median size	1,924 sq ft
Median bedrooms	4
Median year built	1980
Median days on market	66

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	11	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	1	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

Doctor Phillips homes with no HOA by price range

$300k-$500k	6
$500k-$750k	6

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in Doctor Phillips?

There are roughly 10 to 20 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in Doctor Phillips?

The median list price is around $511,950, with the range running $445,000 to $749,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in Doctor Phillips?

Yes. Call or text 407-616-9019 and we will set up showings.