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$479,000
4 Beds 4 Baths Hilltop Reserve Ph 4 SubDv. 32703 Zip Code
Welcome to 995 Karst Tree Lane, a beautifully designed K. Hovnanian home in Apopka’s Hilltop Reserve community, where thoughtful spaces, stylish finishes, and an easygoing neighborhood feel come together beautifully. Built in 2018 and offering approximately 2,800 square feet, this 4-bedroom home plus an office has the space and flexibility to fit the way you live today. Step inside and you’re greeted by a bright, open floor plan with high ceilings, stylish stair railings, and plenty of natural light. A private office with French doors provides a quiet place to work from home, while additional flexible living space upstairs gives you options for a sitting room, playroom, additional office space or whatever suits your lifestyle. The heart of the home is the spacious gourmet kitchen, designed for both everyday meals and more formal gathering with friends and family. An impressive large island provides plenty of room for prep, serving and casual seating, complemented by granite countertops, 42-inch cabinetry, tile backsplash, stainless steel appliances, and generous storage. The kitchen flows naturally into the adjacent dining and living areas, creating one welcoming space for everything from weeknight dinners to holiday get-togethers. The main-level primary suite offers a comfortable retreat at the end of the day, complete with a spacious walk-in closet and a spa-inspired bath featuring dual sinks and an oversized glass-enclosed shower with multiple shower heads. Upstairs, a generous loft adds another place to relax and can easily become a media room, game room, fitness space, or second home office. Three additional bedrooms and two full baths provide plenty of room for family and guests. Storage abounds with an oversized closet off the foyer and under the stairs storage. Outside, there’s room to enjoy the Florida lifestyle, whether that means grilling, relaxing with your morning coffee, or creating a backyard space of your own. Life in Hilltop Reserve comes with the added bonus of neighborhood amenities, including a community pool, clubhouse, playground, park, and inviting outdoor spaces. Beyond the neighborhood, some of Central Florida’s best outdoor experiences are close to home. Spend weekends exploring Wekiwa Springs, tubing the crystal-clear waters of Rock Springs at Kelly Park, biking the Lake Apopka Loop Trail, or spotting native wildlife along the Lake Apopka Wildlife Drive. Fancy strolling Winter Garden's famous Farmer's Market? With convenient access to SR-429, you’re also within easy reach of Downtown Winter Garden’s Plant Street dining, shopping and weekend events. Spacious without feeling overwhelming and polished without losing its warmth, 995 Karst Tree Lane is the kind of home that makes everyday living feel a little more special. Come see why this may be the one that simply feels like home.

995 Karst Tree Lane, Apopka

$550,000
5 Beds 5 Baths Hilltop Reserve Ph Iii SubDv. 32703 Zip Code
Welcome to Hilltop Reserve! This stunning home offers the perfect combination of luxury, space, and convenience, featuring numerous upgrades throughout. From the moment you arrive, you’ll be impressed by the elegant front BALCONY with beautiful arches. Inside, the first floor showcases an open-concept layout with soaring 10-foot ceilings, crown molding, OVERSIZED doors, stylish stair railings, and a fresh modern color palette throughout. You’ll also find a private office with French doors, a bonus room, and a guest bedroom. The spacious gourmet kitchen features quartz countertops, 42-inch cabinetry, a tile backsplash, stainless steel appliances, and an impressive 10+ foot island perfect for entertaining. Step outside and enjoy Florida living at its finest with a LARGE FENCED backyard and an EXTENDED screened lanai with custom sunshades ideal for relaxing and entertaining year-round. Upstairs, the luxurious primary suite offers tray ceilings with crown molding, dual vanities, and a spa-style shower with multiple shower heads. The second floor also includes three additional bedrooms, a Jack-and-Jill bathroom, and a versatile tiled loft space. Additional features include a professionally installed solar energy system that will be fully paid off at closing. Hilltop Reserve offers resort-style amenities, including a pool, athletic field, and playgrounds, all with convenient access to major highways. Don’t miss your opportunity to experience this beautiful home and vibrant community in person!

1015 Grand Hilltop Drive, Apopka

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Orange CountyApopkaHilltop Reserve

Hilltop Reserve, Apopka

Hilltop Reserve is a 2010s neighborhood in south Apopka, in the 32703 zip code. Homes are block and stucco. Most homes fall between about 1,800 and 3,000 square feet under air, the median lot is about an eighth of an acre, and a two car garage is standard.

Homes here carry an HOA, billed monthly, typically around $80. Confirm the figure on a specific parcel before relying on it.

Wheatley Park, Soul food, Phillis Wheatley Elementary School and Central Florida Preparatory School sit inside the subdivision.

The neighborhood was platted in five phs, which is why listings appear under Hilltop Reserve, Hilltop Reserve Ph 1, Ph 2, Ph 3 and Ph 4. They are one community and they trade as one market.

What the homes are

  • Built Essentially all built in the 2010s.
  • Construction Block and stucco. Shingle roofs are near universal.
  • Size Most homes fall between about 1,800 and 3,000 square feet under air.
  • Bedrooms Three bedrooms is the most common plan, then four.
  • Garage A two car garage is standard.
  • Lot The median lot is about an eighth of an acre.
  • HOA Billed monthly, typically around $80. Confirm on a specific parcel before relying on it.

Where Hilltop Reserve is

Hilltop Reserve, centered at 28.649698, -81.522427. Drag to explore.
Street level, inside the neighborhood. Drag to look around.

Drive times below are measured on the road network from the center of Hilltop Reserve, not straight-line distance, in free-flowing traffic. Treat them as the floor rather than the school-run average.

Driving toTimeMiles
Downtown Orlando24 min17.1
Walt Disney World33 min29.1
Orlando International Airport33 min30.5
Universal Orlando28 min21.1

Public schools nearby

  • Phillis Wheatley Elementary School 6 min, 2.1 mi
  • Phillis Wheatly Elementary School 6 min, 2.1 mi
  • Clarcona elementary 9 min, 4.3 mi
  • Apopka Elementary School 10 min, 3.3 mi

Private schools nearby

  • Central Florida Preparatory School 2 min, 0.6 mi
  • Amazing Hope School Academy 8 min, 2.8 mi
  • OCPS Randall Academy 10 min, 4.8 mi
  • Trinity Christian School 11 min, 4.3 mi

Parks and recreation

  • Wheatley Park 6 min, 2.1 mi
  • Magnolia Park 7 min, 2.6 mi
  • Clarcona Horse Park 9 min, 4.7 mi
  • Apopka Park 6 min, 3.1 mi

Groceries and errands

  • Soul food 4 min, 1.0 mi
  • Publix Super Market at The Shoppes at East Shore 5 min, 2.0 mi
  • Central Grocery 6 min, 2.2 mi
  • La Taxqueña Grocery 6 min, 2.3 mi

Nearest is not the same as zoned. The schools above are the closest ones to Hilltop Reserve by distance. School attendance zones are set by the district, change from year to year, and can differ street to street inside one neighborhood. Confirm the assignment for a specific address with Orange County Public Schools before it matters to a decision.

Places and drive times from Google, checked 20 September 2026. Businesses open and close; if something here has changed, tell me and I will correct it.

This page tracks what homes in Hilltop Reserve actually sold for over the last twelve months, how long they took, and what moved the price. It is built from 14 verified closed sales in the Stellar MLS feed, not from public estimates. Every figure is a net-of-concessions number, which is explained at the bottom. Updated September 2026.

What homes sold for in Hilltop Reserve

$414,950Median sale price
$207Median per square foot
24 daysMedian days to contract
14Homes sold in 12 months

Sale prices ran from $387,000 to $590,000, which is a wide spread and the reason a single neighborhood median is a starting point rather than an answer.

By size

Home sizeSalesMedian priceMedian $/sq ftMedian days
Under 2,000 sq ft7$405,500$22627 days
2,000 to 3,000 sq ft4$429,500$20238 days
3,000 sq ft and up3$540,000$15112 days

Larger homes usually show a lower price per square foot. That is normal and it is why a price per foot taken from the whole neighborhood should never be applied straight to one house.

Homes priced right sold far faster

Median days to go under contract. Shorter is better.

Never reduced 7 sales, closed at 98.3% of asking12 days
Reduced at least once 7 sales, closed at 99% of the reduced price64 days

Sellers who priced correctly and held their number went under contract in a median 12 days. Sellers who had to reduce took 64 days and still closed at 99% of their already reduced price, after a typical cut of $25,000. Opening high costs time and money, in that order.

Seller concessions

29%Of sales included a seller credit
$7,000Typical credit when there was one
4 of 14Sales carrying a credit

A seller credit covers part of the buyer's closing costs and comes off the seller's proceeds, so the headline sale price overstates what the seller kept. Budget for it if you are selling, and ask for it if you are buying.

How buyers paid

Conventional 9 sales64%
FHA 5 sales36%

Cash was 0% of purchases. A high cash share means a seller has buyers who do not depend on an appraisal, and a buyer using a loan is competing against offers that can close faster.

Questions about a specific home in Hilltop Reserve, or want to know what yours would sell for?
Call or text Brenden Rendo at 407-616-9019 or send a message.

About this data. Source is the Stellar MLS feed for Hilltop Reserve in Apopka, Orange County, covering closed sales from 25 September 2025 through 20 September 2026, refreshed monthly and current as of September 2026. Prices are net of seller concessions, so they reflect what the seller actually received rather than the headline number. Data believed accurate but not guaranteed; listings and closings change daily.