Browse All 32832 Zip Code FL Properties with No HOA Fee for Sale

4 Beds ⋅ 3 Baths ⋅ Lake & Pines Estates SubDv. ⋅ 32832 Zip Code

5.42 PRIVATE ACRES with a GATED ENTRANCE, HEATED POOL & SPA, and OWNED SOLAR! Enjoy peaceful acreage living in the desirable Isle of Pines/Lake & Pines Estates community of Orlando's Moss Park/Lake Nona area. Situated on a fully fenced 5.42 acre lot along a quiet CUL-DE-SAC street, this spacious single-story home offers mature trees, privacy, and flexible space for room to grow. Recent updates include a REMODELED KITCHEN (2026), NEW CARPET (3 rooms - 2026), NEW WELL & BOOSTER PUMPS (2023/2026), PAID OFF IN GROUND SOLAR SYSTEM (2025), ADDITIONAL STORAGE SHED (2025), and UPDATED PLUMBING (2022). Inside, high ceilings, abundant natural light, and a versatile floor plan create comfortable spaces for everyday living and entertaining. Formal living and dining rooms welcome you in, while the light and bright family room opens to the beautifully remodeled kitchen, featuring a SUB-ZERO REFRIGERATOR, ample cabinetry and storage, and a built-in dry bar. A casual dining area overlooks the pool, bringing the outdoors into your daily routine. The spacious PRIMARY SUITE occupies its own wing of the home, complete with a dedicated mini-split A/C for added comfort, DUAL/WALK-IN CLOSETS, and a dedicated bath featuring an oversized SEAMLESS GLASS ENCLOSED SHOWER, whirlpool SOAKING TUB, and beautiful natural light. Two additional bedrooms share a Jack-and-Jill bath on the opposite side of the home, while a fourth bedroom off the foyer offers flexibility for guests, a home office, or additional living space, with a third full bath conveniently located across the hall and accessible from the pool area. Step outside to your personal oasis, where a SCREENED, HEATED POOL & SPA and expansive LANAI invite you to relax, entertain, and enjoy the surrounding landscape. Beyond the pool, the sprawling acreage offers endless possibilities, complemented by two storage sheds, one insulated with electricity, and bonus, there is a spacious attic for additional storage. The property also features three dedicated wells serving the home, pool, and irrigation, an updated irrigation system, and a well house with a 500-gallon water tank and new stainless steel doors. The Isle of Pines community is known for its natural surroundings and proximity to picturesque Lake Mary Jane. An optional HOA provides access to the community park, boat ramp, and lake, along with neighborhood events throughout the year. Just minutes from the Isle of Pine Preserve, this location offers a refreshing escape from the hustle and bustle without sacrificing convenience. Zoned for TOP-RATED SCHOOLS - Moss Park Elementary, Innovation Middle, and Innovation High School, with Lake Nona's shopping, dining, entertainment, Medical City, and Orlando International Airport all within easy reach. Acreage, privacy, lake access, and modern updates in one of Southeast Orlando's most desirable natural settings – schedule your tour today and come experience the endless possibilities in Isle of Pines!

14513 Scotch Pine Court, Orlando

$698,000

4 Beds ⋅ 2 Baths ⋅ Isle Of Pines Fifth Add SubDv. ⋅ 32832 Zip Code

Welcome to 14209 Nell Dr, Orlando, FL 32832, a charming 4-bedroom, 2-bathroom lake-view home offering the perfect combination of space, comfort, and Florida living. Enjoy beautiful curb appeal, mature landscaping, a spacious driveway, and an inviting covered front porch. Inside, you’ll find a bright and comfortable layout with an open-concept living area and kitchen, perfect for everyday living and entertaining. The kitchen offers abundant cabinetry, generous counter space, stainless steel appliances, and a breakfast bar overlooking the main living area. The Samsung refrigerator and induction stove are just one year old, adding modern convenience to this welcoming space. Natural light and peaceful lake views create a relaxing atmosphere, while stunning sunsets over the water provide the perfect backdrop to end your day. The conveniently located first-floor primary bedroom offers a comfortable retreat. Additional highlights include a one-year-old washer and an oversized 2.5-car garage, providing extra room for storage, hobbies, or recreational equipment. One of the standout features is the opportunity to enjoy the lake lifestyle without a mandatory HOA. Optional HOA membership is just $235 annually and provides access to community amenities, including the dock, boat ramp, and kiosk—ideal for boating, fishing, and making the most of Florida’s outdoor lifestyle.

14209 Nell Drive, Orlando

$3,895,000

6 Beds ⋅ 7 Baths ⋅ Lake Nona SubDv. ⋅ 32832 Zip Code

Welcome to an extraordinary private lakefront estate on the serene shores of Lake Hart, offering a rare combination of acreage, privacy, luxury and waterfront living in the highly sought-after Lake Nona area. Set on a 1.88-acre homesite with an impressive 176 feet of Lake Hart frontage and no HOA, this gated 6-bedroom, 6.5-bath custom residence has been extensively renovated and thoughtfully upgraded. Beyond the private gates, an extended paver driveway provides generous parking and turnaround space, while refreshed landscaping and a pergola over the garage enhance the estate's impressive arrival. The interior and exterior were completely repainted in July 2026. Inside, abundant natural light and sweeping Lake Hart views set the tone. The main living area features an updated fireplace with new mantle and glass enclosure, redesigned openings and updated lighting throughout the main living areas and bathrooms. The gourmet chef's kitchen features a premium Viking appliance package, dual-fuel cooking, quartz surfaces and generous entertaining space. Multiple refrigerators throughout the property provide additional functionality. The primary suite is a private retreat featuring his-and-hers custom walk-in closets and a beautifully refreshed primary bathroom with updated quartz countertops, sinks, faucets, mirrors and lighting. A first-floor study with custom built-ins provides an ideal home office, while the laundry and mudroom additional storage and functionality. Upstairs, additional bedroom suites are complemented by flexible living and recreation spaces, while separate guest or in-law accommodations add versatility.Each additional bedroom features its own private en-suite bathroom, providing exceptional privacy for family and guests. Bathrooms throughout have been extensively updated with new countertops, sinks, faucets, toilets, lighting and refreshed cabinetry. The oversized three-car garage features its own two-head mini-split A/C system and ample space for vehicles, recreational equipment or specialized uses. Outside, the screened outdoor living area overlooks Lake Hart and surrounds a saltwater pool and spa with new equipment, and pool lighting. An outdoor kitchen with new grill creates an exceptional waterfront entertaining space. A private boardwalk leads to the boathouse with water, electricity, three electric hoists and two manual lifts for personal watercraft. The expansive grounds feature established lemon, grapefruit, fig, guava, banana and olive trees. The irrigation system was replaced approximately one year ago, landscaping has been refreshed, and a TUFF SHED with lighting and 30-amp electrical service provides additional utility. All A/C systems were replaced approximately 3 years ago. Additional features include a whole-home generator, 800-gallon propane tank, hurricane shutters, central vacuum and extensive water-treatment infrastructure, including an upgraded chlorination and reverse-osmosis filtration system. Offering acreage, an impressive 176 feet of Lake Hart frontage, exceptional boating amenities, a private pool and extensive improvements, this estate delivers a level of privacy and waterfront living rarely found so close to Lake Nona, Medical City and Orlando International Airport.

11421 Tindall Road, Orlando

$550,000

3 Beds ⋅ 2 Baths ⋅ Isle Of Pines Sixth Add SubDv. ⋅ 32832 Zip Code

GENEROUS SELLER IS OFFERING A 3% OF THE PURCHASE PRICE CREDIT TOWARD BUILDING A GARAGE, RATE BUY-DOWN OR CLOSING COSTS WITH AN ACCEPTABLE OFFER! Welcome home to this beautifully renovated 3-bedroom, 2-bathroom POOL HOME in Isle of Pines / Lake Nona near Moss Park, set on a generous 0.38-acre lot. A long driveway and lush green lawn lead to a classic ranch-style home with 2,035 sq ft of bright, move-in-ready living space. Step inside to a welcoming foyer flanked by TWO spacious living areas, giving you endless flexibility for entertaining, movie nights, a game room, or hosting guests. Cozy up on cooler evenings beside the charming wood-burning fireplace with its classic stone surround. The heart of the home is the stunning, light-filled kitchen, featuring upgraded solid wood cabinetry with soft-close doors and drawers, gorgeous QUARTZ countertops, a large center island, and ALL-NEW stainless steel appliances that have NEVER been used! A stylish slide-in range set into the island delivers the clean, streamlined look of a built-in cooktop, perfect for cooking while you chat with guests. The adjoining breakfast nook is perfect for morning coffee, and French doors open to a covered patio overlooking your sparkling screened-in pool, resurfaced in March 2023, with a wide deck ready for lounging and outdoor gatherings. Beyond the pool, the expansive backyard offers room to play, garden, or relax, plus a handy storage shed for tools and toys. The bedrooms are bright and airy. The updated bathrooms offer fresh, clean finishes, updated wood cabinetry and including a relaxing soaking tub in the guest bath and walk in shower in the primary ensuite. A dedicated laundry room adds everyday convenience. Enjoy true peace of mind with major updates already done: metal roof (2017), A/C (2022), water heater (2020), and a termite bond with Massey Services. Located in the desirable lakefront community of Isle of Pines, this property offers a unique combination of space, convenience, and recreational opportunity, all surrounded by Old Florida charm. The area features 3,000 acres of navigable freshwater on Lakes Mary Jane and Hart, part of the Lake Mary Jane chain of lakes, perfect for boating, fishing, and water recreation, along with scenic hiking and equestrian trails. Best of all, there are NO mandatory HOA or CDD fees, just freedom and natural beauty. Membership in the optional Property Owners Association is required for access to community amenities, including a waterfront park with a boat ramp, sandy beach, and dock on Lake Mary Jane, plus an event pavilion, playground, basketball court, bathrooms, and a calendar of community holiday events. Enjoy privacy and serenity while remaining conveniently close to Lake Nona Medical City, Lake Nona Town Center, dining, shopping, entertainment, Orlando International Airport, major highways, downtown Orlando, and world-famous attractions. Plus, many east coast beaches are just 30 minutes away! This is your own private Florida oasis, don't miss it! Updates Information: Kitchen updated 2026 with new cabinets, countertops, slide in range, dishwasher, disposal and valves. Interior freshly painted 2026. Water heater replaced 2020. Driveway, walkway, pool deck and back porch freshly painted 2026. Resurfaced pool and new tile 2023. Metal roof installed 2017. Air Conditioning system installed 2022. Transferable Massey Termite Bond - $95: waived with qualifiying lawn/pest service.

14335 Fresno Drive, Orlando

$720,000

4 Beds ⋅ 4 Baths ⋅ Isle Of Pines SubDv. ⋅ 32832 Zip Code

Modern Custom Living in the Lake Nona Area — No Mandatory HOA! Welcome to modern Florida living in the Lake Nona / Isle of Pines community. Built in 2024 and set on a generous .33-acre homesite, this beautifully designed custom residence offers 4 bedrooms, 3.5 baths, and more than 2,600 square feet of thoughtfully designed living space. From the moment you enter, soaring ceilings, contemporary finishes, and clean architectural lines create a polished yet welcoming atmosphere. Designed for effortless everyday living and entertaining, the open-concept kitchen and great room create a natural gathering space. The gourmet kitchen features quartz countertops, wood cabinetry with soft-close doors and drawers, a large island, abundant prep space, and a generous layout that flows seamlessly into the main living area. The spacious primary suite offers a relaxing retreat with a custom-organized walk-in closet and beautifully appointed bath. One guest bedroom includes its own private ensuite bath, while the additional bedrooms provide flexibility for guests, an office, fitness room, or other lifestyle needs. Ceramic tile flooring, upgraded fixtures, tall ceilings, and modern finishes continue throughout the home. Outside, the oversized homesite provides plenty of room to create your own outdoor retreat. Located in the desirable lakefront community of Isle of Pines, this property offers a unique combination of space, convenience, and recreational opportunity, all surrounded by Old Florida charm. The area features 3,000 acres of navigable freshwater on Lakes Mary Jane and Hart, part of the Lake Mary Jane chain of lakes, perfect for boating, fishing, and water recreation, along with scenic hiking and equestrian trails. Best of all, there are NO mandatory HOA or CDD fees, just freedom and natural beauty. Membership in the optional Property Owners Association is required for access to community amenities, including a waterfront park with a boat ramp, sandy beach, and dock on Lake Mary Jane, plus an event pavilion, playground, basketball court, bathrooms, and a calendar of community holiday events. Enjoy privacy and serenity while remaining conveniently close to Lake Nona Medical City, Lake Nona Town Center, dining, shopping, entertainment, Orlando International Airport, major highways, downtown Orlando, and world-famous attractions. Plus, many east coast beaches are just 30 minutes away! This move-in-ready home offers an appealing blend of modern design, generous indoor and outdoor space, and access to Central Florida's renowned lake lifestyle. ---------------------------------------------------------------- Excluded / Items that Do Not Convey: Washer, dryer, dining room chandelier, front porch light, two fans on back porch, Ring doorbell and cameras.

14518 Bray Road, Orlando

$339,000

3 Beds ⋅ 3 Baths ⋅ 32832 Zip Code

Welcome to Savannah Landing Circle, a beautifully maintained 3-beedroom, 2.5 bathroom townhouse located in the desirable Lake Nona area of Orlando. This spacious two-story home features an open-concept living and dinning area, a well-appointed kitchen with granite countertops and a breakfast bar, and a convenient half bath on the main level. Upstairs, you'll find three comfortable bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring dual vanities and a walk-in shower. Enjoy the convenience of an attached one-car garage and the amenities of a gated community, including a pool, fitness center, playground, par and recreational facilities. Conveniently located near major roads, shopping, dining, schools and the many attractions Lake Nona has for you.. Don't miss the opportunity to make this inviting townhouse your new home!

10991 Savannah Landing Circle, Orlando

$990,000

4 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32832 Zip Code

1 ACRE, NO HOA - Minutes to Lake Nona and Medical City Here's something you almost never see anymore in the Lake Nona area: a full acre with no HOA. Most of what's on the market around here sits on a small lot with association rules. This one doesn't. The house is a 4 bedroom, 2 bath that was just remodeled. New kitchen, updated bathrooms, new roof, and fresh paint inside and out. The acre has been completely cleared, so you have room for horses, a boat, an RV, or whatever you want to build out back. No HOA to answer to. You're tucked between Lake Whippoorwill and Lake Hart in the Kirby Smith Road area, which still feels rural even though Lake Nona is only a few minutes down the road. Medical City is close by, including Nemours, the VA Hospital, and the new AdventHealth hospital opening in 2026. Lake Nona Town Center, Boxi Park, Walmart Supercenter, Sam's Club, and Lowe's are all a quick drive too. If you want space and privacy without giving up convenience, this is the one to come see.

12843 Kirby Smith Road, Orlando

$1,475,000

4 Beds ⋅ 4 Baths ⋅ Lake & Pines Estates SubDv. ⋅ 32832 Zip Code

Virtually Staged. Price Reduction....Welcome to an extraordinary private estate in the highly desirable Moss Park area, where luxury, privacy, and modern country living come together on 5 pristine dry acres. Situated on a beautifully illuminated, fully fenced corner lot with conservation views behind the property, this exceptional residence offers an unmatched lifestyle just minutes from Lake Nona. This thoughtfully designed home features 4 spacious bedrooms and 3.5 beautifully remodeled bathrooms, including a private guest suite ideal for multigenerational living, extended guests, or a home office. The elegant primary suite opens to a charming private courtyard, creating the perfect outdoor retreat. At the heart of the home is a spectacular chef's kitchen featuring quartz countertops, an impressive 8-foot center island, a 5-burner gas cooktop, double refrigerators, premium stainless-steel appliances, built-in oven and microwave, wine cooler, oversized walk-in pantry, and abundant custom cabinetry. The spacious family room is highlighted by a cozy wood-burning fireplace, while the formal living room showcases a modern electric fireplace. An 85-inch television in the living room conveys with the home. Extensively upgraded, the property also includes engineered laminate flooring, storm shutters, a whole-house water purification system, leased solar panels, a tankless gas water heater, a new well pump, and a recently installed septic drain field and pump system. Additional highlights include a 3-car garage, two storage sheds, a carport, and endless opportunities to customize the estate. With ample space for boat and RV parking, a detached workshop, guest house (subject to county approval), resort-style pool, outdoor entertaining areas, or future expansion, this property offers exceptional flexibility to create your dream lifestyle. With no HOA, you'll enjoy the freedom and privacy rarely found this close to Lake Nona. Conveniently located near Medical City, the VA Medical Center, AdventHealth Lake Nona, UCF College of Medicine, Orlando International Airport, premier shopping, dining, and major highways. A rare opportunity to own a remarkable luxury estate where space, sophistication, and convenience meet in one of Central Florida's most sought-after locations.

13305 Lacebark Pine Road, Orlando

$2,999,000

2 Beds ⋅ 3 Baths ⋅ N/A SubDv. ⋅ 32832 Zip Code

Welcome to 11205 Tindall Road – Experience the epitome of luxury living with this Lakefront Spanish Masterpiece by award-winning McNally Construction Group, perfectly set on a rare 10.42-acre gated estate in the heart of Lake Nona. Nestled along the serene southwest shore of Lake Hart, this one-of-a-kind property is among the largest remaining lakefront estates in the area—offering unmatched privacy, space, and security. A beautifully landscaped driveway leads to the home’s grand three-story façade, where panoramic lake views immediately capture your attention. Inside, the home exudes sophistication with a spacious living room, private office, and stunning glass-railed staircase. At the heart of the home, the chef’s kitchen, dining area, and great room impress with 20-foot vaulted ceilings, custom wood beams and tongue-and-groove detailing, and a breathtaking stone fireplace. A second-story glass balcony and floor-to-ceiling windows flood the space with natural light while framing endless lakefront vistas. The kitchen features custom cabinetry, dark granite countertops, and a large center island—perfect for entertaining. An elevator provides convenient access to the upper floors, where an expansive loft overlooks the great room. A spiral staircase leads to a third-floor bonus room/man cave with Dry Bar, offering the ideal space for relaxation or recreation. The residence features two luxurious master suites—one on each level—each with spa-inspired baths, walk-in closets, soaking tubs, and walk-in showers. Step outside to the screened lanai, complete with a summer kitchen and in-ground spa, creating the perfect setting for outdoor living. For water enthusiasts, the property includes a private dock with a boat lift, double jet ski lift, tile roof, and composite decking—ideal for days on the water. A 2,250 SF detached garage/workshop with bathrooms and dual 14’ roll-up doors offers ample storage for RVs, boats, and recreational vehicles. Other Notable Features- Fully Fenced, Fully Irrigated w/ (2) Wells, Entire Property covered by Closed Circuit Security System/Cameras, Multiple Gardens and more. This property is being Sold Fully Furnished with ALL Tractors, Boat and Equipment Included! Located just minutes from Medical City, Lake Nona Town Center, fine dining, shopping, and major highways, this estate offers the rare opportunity to enjoy secluded lakefront living without sacrificing convenience. Don’t miss this exceptional opportunity to own one of Lake Nona’s most extraordinary estates—schedule your private tour today.

11205 Tindall Road, Orlando

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Homes with No HOA for Sale in 32832 Orlando

32832 has a handful of active homes with no HOA on the market at any given time, so inventory here is thin. They run from $339,000 to $3,895,000, with a median around $990,000. The typical one is about 2,461 square feet with 4 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32832 homes with no HOA at a glance

Active listings	a handful
Median list price	$990,000
Price range	$339,000 to $3,895,000
Median size	2,461 sq ft
Median bedrooms	4
Median year built	2001
Median days on market	42

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	9	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32832 homes with no HOA by price range

$300k-$500k	1
$500k-$750k	3
$750k-$1M	1
$1M+	4

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32832?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32832?

The median list price is around $990,000, with the range running $339,000 to $3,895,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32832?

Yes. Call or text 407-616-9019 and we will set up showings.