32828 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32828 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 3 Baths ⋅ Sherman Farms SubDv. ⋅ 32828 Zip Code

Welcome home to this 2018 custom built 3-bedroom, 2.5-bath estate offering freedom, luxury, and privacy on over 1 fenced acre and NO HOA. The expansive lot features a circular driveway with dual remote and keypad-controlled electric gates. Car enthusiasts and hobbyists will love the detached, oversized 1,200 sq. ft. 4-car garage, complete with an attached carport and multiple additional storage sheds. The garage and carport are original to the property and have been updated to ensure a solid water tight structure. The house was custom built in 2018 with all the modern amenities and energy efficiencies of newer construction such as double pane windows and spray foam attic insulation. Upon entering the home, you are greeted by travertine tile and Bellawood Cumaru hardwood floors (100 Yr warranty). The soaring vaulted ceilings and airy open floor plan make for effortless entertaining and easy living. The formal dining area and spacious family room flow seamlessly into a magnificent custom kitchen, complete with 42-inch high-end solid wood cabinetry, glass showcase cabinets, striking exotic granite countertops, and a center island featuring a stainless steel farm sink. Across from the dining room is a designated office space overlooking the manicured front yard. Perfect for a home office or for a remote worker. Designed with a desirable split-bedroom layout, the primary suite serves as a private sanctuary. It boasts two separate closets and a spa-like ensuite bath with travertine floor tile, dual vanities, a seamless glass shower, and an elegant freestanding soaking tub. On the opposite side of the home, two generously sized bedrooms share a well-appointed Jack-and-Jill bathroom with the same travertine flooring, double sinks, granite countertop, and a walk-in shower. Conveniently located near the rear of the home is a half bath and a dedicated laundry room outfitted with solid wood cabinets and a commercial-grade sink. Enjoy the Outdoor Oasis! Step outside to an oversized screened enclosure featuring a deep covered lanai—ideal for multiple seating areas and room for a future outdoor kitchen. The lush grounds are irrigated by a private well to keep everything green while being easy on your wallet. Need a little more room? The septic system is strategically positioned to the side and front of the property, leaving ample space for a future home addition in the back and room for a pool. Prime location! Enjoy rural freedom with urban convenience—located just minutes from UCF, Avalon Park, Waterford Lakes Town Center, and easy access to the 408 Toll Road. Make your appointment today!

15136 Old Cheney Highway, Orlando

$420,000

3 Beds ⋅ 2 Baths ⋅ Waterford Lakes Tr N 32 SubDv. ⋅ 32828 Zip Code

Virtually Staged. !Welcome to this charming 3-bedroom, 2-bath home in desirable Waterford Lakes! Enjoy a spacious covered and screened patio overlooking a peaceful pond and beautifully landscaped surroundings. The backyard is fenced, featuring privacy fencing along the sides and a picket-style fence along the pond, creating a relaxing outdoor setting while maintaining the beautiful water views. Recently painted interior and water heater replaced in 2024.Conveniently located near shopping, dining, recreation, major roadways, and Central Florida attractions. A wonderful opportunity to enjoy comfort, privacy, and serene water views in a sought-after Orlando community!

13617 Emeraldview Drive, Orlando

$228,750

2 Beds ⋅ 2 Baths ⋅ Crest/Waterford Lakes SubDv. ⋅ 32828 Zip Code

Come see this well-maintained 2-bedroom, 2-bath condo located in the desirable Crest at Waterford Lakes community. This third-floor unit is in good condition and features all major appliances, including an inside laundry room with washer and dryer. Relax on your private balcony overlooking a peaceful reserve area, offering added privacy and a tranquil setting. The community offers excellent amenities, including a swimming pool, fitness center, clubhouse, and playground. This property is ideal for an investor or future owner-occupant. Conveniently located near Waterford Lakes Town Center, you will enjoy easy access to shopping, dining, and entertainment. Major highways including SR 408, Interstate 4, and SR 417 are just minutes away, making travel throughout the Orlando area simple and convenient. Opportunities like this do not last long. Schedule your private showing today.

738 Crest Pines Drive Unit 734, Orlando

$184,500

1 Beds ⋅ 1 Baths ⋅ Crest/Waterford Lakes SubDv. ⋅ 32828 Zip Code

Come see this well-maintained 1 bedroom, 1 bath condo located in the desirable Crest at Waterford Lakes community. This third-floor unit is in good condition, all new paint and carpet, and features all appliances, including an inside laundry room with washer and dryer. Enjoy relaxing on your private balcony overlooking a peaceful reserve area. The community offers excellent amenities, including a pool, fitness center, clubhouse, and playground. This property is perfect for an investor or a future owner-occupant. Currently tenant-occupied, it provides immediate rental income. Conveniently located near Waterford Lakes Town Center, you will have easy access to shopping, dining, and entertainment. Major highways including the 408, Interstate 4, and 417 are just minutes away, making commuting throughout the Orlando area simple and convenient. Schedule your showing today.

737 Crest Pines Drive Unit 634, Orlando

Start Your Search

32828 has a handful of active homes with no HOA on the market at any given time, so inventory here is thin and moves quickly. They run from $228,750 to $430,000, with a median around $329,375. The typical one is about 1,305 square feet with 2 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32828 homes with no HOA at a glance

Active listings	a handful
Median list price	$329,375
Price range	$228,750 to $430,000
Median size	1,305 sq ft
Median bedrooms	2
Median year built	1996
Median days on market	38

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	2	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32828 homes with no HOA by price range

under $300k	1
$300k-$500k	1

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32828?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32828?

The median list price is around $329,375, with the range running $228,750 to $430,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32828?

Yes. Call or text 407-616-9019 and we will set up showings.