Quick 32809 Zip Code FL MLS Search

Browse All 32809 Zip Code FL Properties with No HOA Fee for Sale

6601 Harvey Street W, Orlando
$385,000
4 Beds ⋅ 2 Baths ⋅ Swann Lake Manor SubDv. ⋅ 32809 Zip Code
LOCATION!! LOCATION!! VERSATILE 4-BEDROOM HOME WITH ATTACHED STUDIO, INCOME POTENTIAL & NO HOA! Discover an exceptional opportunity in Orlando! This versatile 4-bedroom, 2-bathroom property offers flexibility, functionality, and exciting possibilities for homeowners and investors alike. The main residence features a spacious living room, a separate family room, a dining area, an updated kitchen with granite countertops, and interior laundry. A standout feature is the attached studio apartment with its own private entrance, kitchenette, full bathroom, laundry hookups, separate water heater, and private fenced courtyard. Perfect for multigenerational living, extended guests, or exploring additional rental-income opportunities, subject to applicable requirements. THE SELLER WILL BE GIVING THE BUYER $5,000 FOR CLOSING COSTS. Enjoy the outdoors in the spacious, fully fenced backyard with a covered patio and storage shed—ideal for entertaining, gardening, or relaxing. NO HOA! Plus, the air conditioning system was installed in 2020, offering added peace of mind. Conveniently located near the Conway Chain of Lakes, local parks, restaurants, shopping, and recreational opportunities. Enjoy convenient access to The Florida Mall, Orlando International Airport, Downtown Orlando, and major highways, including SR-528, SR-417, and I-4. Whether you’re looking for a flexible living arrangement, room for extended family, or an investment opportunity with income potential, this property offers a unique combination of space, convenience, and versatility. Don’t miss this opportunity! Schedule your private showing today and discover the possibilities to this amazing house. Bring your best PROPOSALS!!

6601 Harvey Street W, Orlando

2308 Morning Glory Drive, Orlando
$349,900
3 Beds ⋅ 2 Baths ⋅ Morningside Park SubDv. ⋅ 32809 Zip Code
YOUR OWN PRIVATE POOL PARADISE WITH NO HOA! Welcome home to this beautifully refreshed 3-bedroom, 2-bathroom, 1,544-square-foot pool home where space, comfort, and the Florida lifestyle come together! Step through the foyer into a spacious living room that flows seamlessly into the kitchen and dining area, where an abundance of windows fills the home with natural light. The kitchen has it all, featuring stunning cabinetry, beautiful countertops, all major appliances, and an extended breakfast bar for extra seating. A charming nook offers the perfect opportunity to create a spacious dine-in area or even custom built-in bench seating! French doors off the dining room open to a second family room, ideal for game nights, entertaining, or simply gathering with loved ones. Throughout the home, enjoy fresh interior and exterior paint in pleasing neutral tones, new luxury vinyl plank flooring, updated bathrooms, generously sized rooms, and more! Step outside and discover your very own backyard oasis! The spacious covered patio offers plenty of room for outdoor dining, lounging, and entertaining, all overlooking a truly unique custom heart-shaped in-ground pool, privately enclosed within the screened lanai. There's even a separate area ready for your future outdoor shower! Beyond the screened enclosure, the fully fenced backyard offers even more room to enjoy, complete with a grand elevated deck perfect for sunbathing, outdoor games, picnics, or creating your own private retreat. With fresh landscaping, multiple outdoor living spaces, and endless possibilities, this backyard is made for enjoying sunny Florida days and unforgettable evenings. Nestled in a friendly neighborhood with NO HOA, this home offers the freedom, space, and lifestyle you've been searching for! Conveniently located just minutes from The Florida Mall, Orlando International Airport, world-famous theme parks, Valencia College, Mid-Florida Tech, and major roadways including SR 528, I-4, the Florida Turnpike, and SR 417. Whether you're looking for room to entertain, space to relax, or the perfect place to enjoy the Florida sunshine, this one-of-a-kind pool home is ready to welcome you! Schedule your showing today!

2308 Morning Glory Drive, Orlando

6401 Gibson Drive, Belle Isle
$1,200,000
6 Beds ⋅ 3 Baths ⋅ Belle Isle Ests SubDv. ⋅ 32809 Zip Code
Virtually Staged. Imagine waking up every morning in your private sanctuary, bathed in the breathtaking golden hues of a Florida sunrise. This rare and extraordinary opportunity on the coveted Conway Chain of Lakes in Belle Isle offers an unparalleled waterfront lifestyle where everyday living feels like an endless vacation. Uniquely designed with multiple levels of eastern exposure, you'll be treated to front-row, panoramic sunrise views straight from the primary bedroom suite, the secondary primary bedroom, the kitchen, the back porch, the main house deck, the expansive lower deck, AND your private dock! Step outside to your ultimate outdoor haven, where morning coffee comes with peaceful water views and evenings are spent hosting unforgettable gatherings over the lake. As a special front-row highlight, this prime location provides a perfect, clear view of spectacular SpaceX rocket launches lifting off across the horizon over the lake, an awe-inspiring spectacle right from your backyard deck or dock! Inside, generous living spaces blend warmth and elegance, complemented by total peace of mind with a brand-new 2025 roof. This 6 bedroom 3 full bathroom Multi-Level Mid-Century Ranch also has a basement providing ample space for all the activities this waterfront gem can offer. The 90 ft of Lake Conway shoreline includes a concrete deck with firepit, a clean shoreline, a dock with a boat house, boat lift, and jet ski lift. Claim your piece of Lake Conway paradise today!

6401 Gibson Drive, Belle Isle

7040 Lake Drive, Belle Isle
$518,000
3 Beds ⋅ 2 Baths ⋅ Nela Isle SubDv. ⋅ 32809 Zip Code
LOCATION! LOCATION! LOCATION! A RARE FIND IN BELLE ISLE! Discover the charm of 7040 Lake Drive, a beautifully renovated 3-bedroom, 2-bathroom home offering nearly 2,000 square feet of living space, NO HOA, and an incredible location directly across the street from the Conway Chain of Lakes. This isn't your typical renovated home. Lovingly maintained over the years, this longtime family residence has been thoughtfully updated while preserving the warmth, character, and unique features that make it special. Inside, you'll find a beautifully renovated kitchen with appliances, updated bathrooms, modern luxury vinyl flooring, new lighting throughout, and generous storage. The primary en-suite has been enhanced with a new shower, while the real wood-burning fireplace adds a timeless touch of charm. The oversized Florida room is truly the heart of this home! With an abundance of space for entertaining, family gatherings, or everyday living, this one-of-a-kind room overlooks the newly installed paver patio and fully fenced backyard. Whether you're hosting friends or enjoying a quiet evening at home, the indoor and outdoor spaces offer wonderful versatility. The fenced backyard also provides room for additional parking and boat storage. Beyond the cosmetic updates, major improvements include all-new plumbing, a new septic tank and drainfield, fresh interior and exterior paint, new window treatments, updated light fixtures, and a new washer and dryer. The refreshed front entry, accented with beautiful cedar columns, adds warmth and curb appeal. And the location is something special! Situated in the established Belle Isle community, this home is just steps from Lake Conway and near Nela Bridge, the neighborhood fountain, and nearby boating and fishing opportunities. Enjoy the lake breezes from your front porch while appreciating the charm and community events that make Belle Isle such a desirable place to call home. Conveniently located near Orlando International Airport, Lake Nona Medical City, Downtown Orlando as well as Hospitals & Medical, theme parks, shopping, dining, entertainment Beach Line, & Major Highways. NO HOA. ROOM FOR YOUR BOAT. EXTENSIVE RENOVATIONS. AN INCREDIBLE BELLE ISLE LOCATION. Some homes simply have a story to tell. This one has been loved, cared for, and thoughtfully prepared for its next chapter. Now it's ready for someone new to call it home!

7040 Lake Drive, Belle Isle

1602 Overlook Road, Belle Isle
$449,900
3 Beds ⋅ 2 Baths ⋅ Nela Isle SubDv. ⋅ 32809 Zip Code
COMPLETELY RENOVATED BELLE ISLE HOME WITH LAKE CONWAY VIEWS! This beautifully renovated 3-bedroom, 2-bathroom home offers the feel and finish of a practically brand-new property while maintaining the charm of an established Belle Isle neighborhood. From the moment you arrive, you’ll appreciate the extensive attention to detail and quality updates throughout. The interior features all-new closets and doors, crown molding throughout, new drywall and plaster, fresh interior paint, updated electrical, new PEX plumbing, a new water heater, and new insulation. The wet areas feature beautiful new porcelain tile, while AquaGuard waterproof luxury vinyl flooring flows throughout the main living areas. The completely new kitchen and bathrooms feature custom cabinetry, elegant granite countertops, modern fixtures, and stainless-steel appliances. The A/C system has been serviced and improved for efficiency and comfort. The exterior of the home has all new doors, new stucco and has been freshly painted. All new energy efficient double pane vinyl windows and featuring a custom built shiplap plank ceiling between the main house and the renovated separate laundry and utility room. Relax on the covered front porch and enjoy beautiful views of the Conway Chain of Lakes, with nearby boat access for those who love boating and waterfront recreation. The spacious backyard offers exceptional flexibility with a new privacy fence, oversized shed, double-gate access, and plenty of room for boat or RV parking. There is also ample space for a future home expansion or potentially a separate guest house, subject to applicable zoning and permitting. Major improvements continue with a new roof installed in 2024, and new septic tank, drain field, and plumbing in 2026. The location is hard to beat! Situated near prestigious Cornerstone Academy, which is currently undergoing renovation and expansion, this home is centrally located with convenient access to Downtown Orlando, Orlando International Airport, major theme attractions, restaurants, shopping, boutiques, and entertainment. With 1425 total square feet and an impressive list of renovations inside and out, this home truly offers the opportunity to enjoy a practically new home in the highly desirable Belle Isle area. Don’t miss this exceptional opportunity—schedule your private showing today!

1602 Overlook Road, Belle Isle

4324 Elderberry Drive, Orlando
$320,000
4 Beds ⋅ 2 Baths ⋅ Southwood Sub SubDv. ⋅ 32809 Zip Code
Welcome to this fantastic 3-bedroom, 2-bathroom home featuring a separate full efficiency unit, ideal for a mother-in-law suite or additional rental income. Located in the highly desirable Orlando 32809 area, this property offers an excellent opportunity for homeowners and investors alike. Just minutes from Universal Studios, the new Epic Universe theme park, and some of Orlando’s largest outlet shopping destinations, this centrally located property provides convenient access to major roads, shopping, dining, entertainment, and other local attractions. The separate efficiency unit offers the potential for two income streams under one roof, making this property an attractive option for investors seeking rental income or homeowners looking to offset their monthly expenses. The flexible layout also provides options for multigenerational living or accommodating guests. Additional highlights include a new roof installed in 2025 and no HOA, offering greater flexibility and fewer recurring expenses. Whether you're looking for an investment property, a primary residence with additional income potential, or a home with flexible living arrangements, this property offers location, versatility, and value in the heart of Orlando. Don't miss this opportunity to own a property with income potential just minutes from Orlando's world-class attractions! Some of the pictures were modified by AI of photo shop.

4324 Elderberry Drive, Orlando

6698 Rivo Alto Avenue, Orlando
$310,000
3 Beds ⋅ 2 Baths ⋅ Sky Lakea SubDv. ⋅ 32809 Zip Code
Virtually Staged. NO HOA, a BRAND NEW ROOF (2026) and a spacious .21 ACRE CORNER LOT make this single-story block home in Orlando’s established Sky Lake community an opportunity worth a closer look! Recent improvements include the NEW ROOF (2026), FRESH EXTERIOR PAINT (2026), updated ELECTRICAL (2018) and A/C (2017), adding value from day one. Set on a generous corner lot, the property is FULLY FENCED and surrounded by mature trees and established landscaping, with a COVERED FRONT PORCH adding a welcoming touch. Inside, an OPEN LIVING & DINING AREA creates an easy, functional flow with plenty of natural light. The bright kitchen features ample workspace and a window over the sink overlooking the backyard. The spacious PRIMARY SUITE offers DUAL CLOSETS (one standard and one WALK-IN), private en-suite half bath and sliding glass doors opening directly to the patio – perfect for creating your own outdoor retreat. Two additional bedrooms and a full bath complete the floor plan. With NO HOA and a large fenced lot, there is plenty of flexibility to make the property your own. The Sky Lake location puts everyday conveniences within easy reach, with elementary and middle schools just around the corner and quick access to shopping, dining, US-441, W Sand Lake Road and S Orange Avenue. Major highways, Downtown Orlando and Orlando’s world-famous theme parks are also just minutes away. Whether you are searching for a first home, a Central Florida home base or an INVESTMENT PROPERTY, this solid block home delivers a hard-to-find combination of a NEW ROOF, NO HOA, a LARGE FENCED LOT and a convenient Orlando location. Schedule your private showing today!

6698 Rivo Alto Avenue, Orlando

558 Broadmoor Drive, Orlando
$370,000
4 Beds ⋅ 3 Baths ⋅ Sky Lakeb SubDv. ⋅ 32809 Zip Code
LOCATION, FLEXIBILITY & ENERGY SAVINGS, ALL IN ONE! Welcome to this spacious 4-bedroom, 2.1-half-bath home offering the convenience and versatility today's buyers are looking for. With a large backyard, flexible bonus space, and fully paid-off solar panels, this home is ready to offer both comfortable living and potential savings on monthly utility costs. Inside, you'll find a versatile bonus room that can easily be customized to fit your lifestyle—use it as a home office, formal dining room, playroom, media room, or additional flex space. The home also includes a newer refrigerator, washer, and dryer, all less than three years old, adding even more value and convenience for the next owner. Step outside and enjoy the spacious backyard, offering plenty of room for entertaining, pets, play, gardening, or creating your own outdoor retreat. Location is another standout feature! Enjoy easy access to major roadways and highways, making it convenient to get around Central Florida. You're also just minutes from shopping, dining, and everyday conveniences, with Orlando International Airport nearby and Walt Disney World approximately 30 minutes away, depending on traffic. Whether you're looking for a home with room to grow, space to work from home, or a convenient Central Florida location, this property offers flexibility, functionality, and long-term value—all in one place. Plus, the solar panels are free and clear, meaning no solar loan to assume! Don't miss the opportunity to make this versatile Orlando home your own!

558 Broadmoor Drive, Orlando

5240 Alleman Drive, Orlando
$945,000
5 Beds ⋅ 5 Baths ⋅ Oak Lynn Place SubDv. ⋅ 32809 Zip Code
Old Florida character, nearly half an acre and a detached guest house come together at this distinctive 1930 home across from Little Lake Conway, now offered BELOW appraised value. With approximately 4,482 square feet of total living space, the property includes a 3,609-square-foot main residence with 4 bedrooms, 3.5 baths and a dedicated home office, plus a detached 1-bedroom, 1-bath guest house. Set on a spacious corner lot with NO HOA, the home is filled with architectural character, including refinished hardwood floors, arched doorways, soaring ceilings, crown molding, custom millwork and two wood-burning fireplaces. A circular driveway, stately columns and mature trees add to its classic curb appeal. Inside, generous living and entertaining spaces include a formal living room with a wood-burning fireplace, a formal dining room, and a sunroom with a wet bar and two wine refrigerators. The upgraded kitchen features imported marble countertops, soft-close cabinetry and ZLINE stainless steel appliances, including a 36-inch dual-fuel six-burner range, pot filler and vent hood. A dedicated home office features custom oak built-ins. Upstairs, the spacious primary suite features high ceilings and a second wood-burning fireplace with a beautiful, upgraded ensuite bath. While an adjoining bedroom with its own private bath offers flexibility as a dressing room, guest suite, second office or expanded primary retreat. Outside, the pavered patio opens to an expansive, fully fenced backyard with room to entertain, garden or play, plus potential for a future pool and/or detached garage, subject to applicable zoning and permitting. The detached guest house features an oversized living area, bedroom, upgraded bath and laundry hookups, making it ideal for multigenerational living, extended-stay guests or additional private space. An adjacent workshop and rare unfinished basement add even more flexibility. Major improvements include a 2021 roof, 2021 dual-pane Low-E windows, 2019 main-house HVAC, complete repiping, tankless water heater and spray foam insulation. All just minutes from Downtown Orlando, Orlando International Airport, shopping and dining. Schedule your showing to see this historic home today! (Please note: Picture 2 is an AI-generated image that illustrates a potential garage addition to the right side of the home for conceptual purposes only. Any addition is subject to applicable zoning and permitting requirements. Buyer to verify feasibility and required approvals.)

5240 Alleman Drive, Orlando

2434 Trace Ave, Belle Isle
$449,900
3 Beds ⋅ 2 Baths ⋅ Nela Isle Island Sec SubDv. ⋅ 32809 Zip Code
UP TO $13,500 IN SELLER-PAID CLOSING COST ASSISTANCE AND/OR INTEREST RATE BUYDOWN! Welcome to 2434 Trace Ave, where timeless character, thoughtful renovations, and everyday functionality come together. From the moment you arrive, the paver driveway and front walkway create a polished first impression, while mature landscaping and the home’s established setting add to its inviting curb appeal. An attached two-car garage provides everyday convenience without taking away from the home’s charm. Upon entering, you’ll immediately appreciate the open layout, wood-look tile flooring throughout the main living areas, and an abundance of natural light. The beautifully remodeled kitchen serves as the heart of the home, featuring shaker cabinetry, granite countertops, stainless steel appliances, and a striking hammered copper farmhouse sink. Just beyond the kitchen, the spacious laundry room offers additional cabinetry, a utility sink, ample workspace, and its own dedicated mini-split system for added comfort. The primary suite includes a spa-inspired bathroom with a custom walk-in shower, floor-to-ceiling marble-look tile, a frameless glass enclosure, dual shower heads including a rainfall shower, and recessed niches with herringbone tile accents. Thoughtful updates continue throughout the rest of the home with updated windows, newer interior and exterior doors, fresh paint, custom shiplap details, updated trim, and recessed lighting, creating a cohesive, move-in-ready feel from room to room. Outside, the spacious paver patio and fully fenced yard offer plenty of room to relax, entertain, or enjoy with pets, while gutters and an irrigation system add practical everyday convenience. Beyond the home itself, Belle Isle offers the kind of community buyers are often searching for but rarely find. Enjoy the freedom of no HOA, quiet tree-lined streets, a golf-cart-friendly atmosphere, nearby access to the Conway Chain of Lakes, and highly regarded schools, including Cornerstone Charter Academy. You’re also just minutes from Downtown Orlando, Orlando International Airport, Lake Nona, shopping, dining, and major roadways, giving you the best of both worlds—peaceful neighborhood living with easy access to everything Orlando has to offer. If you’ve been searching for a beautifully updated home with character, functionality, and access to one of Central Florida’s most distinctive lake communities, 2434 Trace Ave is one you won’t want to miss. Schedule your private showing today and experience what makes Belle Isle such a special place to call HOME!

2434 Trace Ave, Belle Isle

1792 Pam Circle, Belle Isle
$450,000
3 Beds ⋅ 2 Baths ⋅ Belle Isle West SubDv. ⋅ 32809 Zip Code
BELLE ISLE + NO HOA + LAKE CONWAY ACCESS + APPROX. ¼-ACRE LOT! Welcome to 1792 Pam Circle, a 3-bedroom, 2-bath home offering the space, location and Florida lifestyle buyers are looking for without the added cost of an HOA. The split-bedroom floor plan provides comfortable separation and functionality, while the updated kitchen features stainless-steel appliances. The spacious family room includes a real wood-burning fireplace, creating an inviting gathering space for family and friends. Step outside to the screened-in patio and spacious backyard, situated on approximately a quarter-acre lot. The property also features a 2-car attached garage. Major improvements include a roof replaced in September 2018 and A/C replaced in March 2019. Residents also enjoy access to a private community boat ramp serving the Lake Conway Chain of Lakes—an opportunity to enjoy boating and the Central Florida lifestyle without paying for a waterfront property. Conveniently located near Orlando International Airport, major highways, shopping, dining, entertainment and Cornerstone Charter Academy. If you have been comparing established homes with new construction, take a closer look at what this property offers: an established Belle Isle location, larger homesite, no HOA, private boat-ramp access, mature surroundings and immediate availability. Seller is offering to consider a buyer closing-cost contribution with an acceptable offer. Schedule your private showing today and see what makes 1792 Pam Circle worth a closer look!

1792 Pam Circle, Belle Isle

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Homes with No HOA for Sale in 32809 Orlando

32809 has roughly 30 to 40 active homes with no HOA on the market at any given time. They run from $250,000 to $1,200,000, with a median around $379,950. The typical one is about 1,456 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32809 homes with no HOA at a glance

Active listingsroughly 30 to 40
Median list price$379,950
Price range$250,000 to $1,200,000
Median size1,456 sq ft
Median bedrooms3
Median year built1959
Median days on market64

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all32No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional0There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32809 homes with no HOA by price range

under $300k2
$300k-$500k24
$500k-$750k4
$750k-$1M1
$1M+1

What to check before you write an offer

  • What no-HOA actually means for insurance and exterior upkeep
  • Deed restrictions can still exist without an HOA
  • Resale considerations
  • How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32809?

There are roughly 30 to 40 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32809?

The median list price is around $379,950, with the range running $250,000 to $1,200,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32809?

Yes. Call or text 407-616-9019 and we will set up showings.

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