Browse All 32798 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 2 Baths ⋅ Lake Maggiore Estates SubDv. ⋅ 32798 Zip Code

Welcome home! This bright and open, move-in-ready home offers the perfect blend of comfort and modern convenience. Enjoy the spacious kitchen with plenty of room to cook and entertain along with a generous living area perfect for gathering with family and friends. Smart switches for the coach lights and family room lighting add a modern touch, allowing you to conveniently control them right from an app. Step outside to the large, covered patio and take in the peaceful water view with no rear neighbors for added privacy. Even better, enjoy the freedom of NO HOA! With its open layout, smart-home features, and beautiful setting, this home is ready for you to move in and make it your own!

5825 Maggiore Trail, Zellwood

$425,000

3 Beds ⋅ 2 Baths ⋅ Mount Pleasant SubDv. ⋅ 32798 Zip Code

Welcome to this charming 3-bedroom, 2-bath home offering just over half an acre of land and plenty of room to enjoy the Florida lifestyle! From the moment you arrive, you'll appreciate the great curb appeal, inviting front screened-in lanai, and beautiful shade trees. Inside, you'll find an open living and dining area, spacious rooms, and no carpeting throughout. The garage has been converted into a bonus room, providing additional flexible space that can be used for a variety of needs. The updated Florida room, incorporated into the home, provides additional living space and offers a lovely view of the backyard. With plenty of outdoor space to relax, entertain, or simply enjoy the peaceful surroundings, this property offers so much to appreciate. Best of all, NO HOA fees! Located in Zellwood, you'll enjoy the charm of a small-town atmosphere with a peaceful, rural feel while still being conveniently close to Apopka, Mount Dora, and the greater Orlando area. Shopping, dining, major employment centers, and Central Florida's popular attractions are all within easy reach. Outdoor enthusiasts will appreciate the nearby recreational opportunities at Lake Apopka, including kayaking, the Wildlife Drive, and scenic trails for hiking, biking, and horseback riding. If you're looking for space, comfort, and a convenient location without the restrictions of an HOA, this home is definitely worth a look. Call today to schedule your private showing!

5138 King Avenue, Zellwood

$359,900

3 Beds ⋅ 3 Baths ⋅ Lake Maggiore Estates SubDv. ⋅ 32798 Zip Code

Very Motivated seller, Incredible Updated 3 Bedroom, 2.5 Bath Home on an Enormous Lot! This beautifully renovated home offers the perfect blend of modern upgrades and timeless charm. Featuring 3 spacious bedrooms, 2.5 bathrooms, a 2-car garage, and a welcoming oversized front porch, this is truly a must-see property. Step inside to a new custom kitchen complete with tile flooring, stunning premium granite countertops, stainless steel appliances, custom glass backsplash, and upgraded lighting. The kitchen flows seamlessly into the dining room, showcasing gorgeous dark wood floors and elegant French sliding glass doors that lead to a spacious backyard — perfect for entertaining. NO HOA, The kitchen also opens to a warm and inviting family room featuring dark wood flooring and a striking all-brick architectural fireplace wall that makes a bold statement. The large primary suite offers a private retreat with a fully updated bathroom featuring custom tile work, a beautiful vanity, a decorative tiled shower, and generous “his and hers” closets. Upstairs, you’ll find two additional bedrooms and a fully updated bathroom with a custom vanity, beautifully tiled shower, and tub. And best thing is that is has a brand newer roof from 2018 along with a newer ac Unit and WITH assumable solar panels that electricity cost is pennies on the dollar compared to Duke energy exaggerated bills.

5710 Jacqulyn Drive, Zellwood

$540,000

4 Beds ⋅ 2 Baths ⋅ Ponkan Terrace SubDv. ⋅ 32798 Zip Code

***Motivated Sellers - $8,000 Buyer Credit towards closing costs or 2/1 buy down***Quick closing and Possession!**** ROOM TO BREATHE. ROOM TO WORK. ROOM TO LIVE. Discover the difference at 2923 Junction Rd. in Zellwood—where having space and privacy still matters with over half an acre and no HOA. As new construction continues to add rows of similar homes on smaller lots, this property offers something increasingly difficult to find: space, flexibility, privacy, and substantial usable garage space. Inside, the home offers a versatile open 4-bedroom layout. The 4th bedroom features a unique built-in bookshelf incorporated into the doorway, adding character and functionality to the space. The home was fully remodeled during the Seller’s time of ownership, receiving extensive updates throughout, including a large, fully updated kitchen, new flooring, and fully updated bathrooms, creating a clean, inviting feel while still allowing the next owner to make it their own. The major systems have also seen important improvements during Seller’s time of ownership, including a new roof, new energy efficient windows, R30 blown in fiberglass insulation, and the central A/C system was replaced with a partition system that allows the bedrooms to be operated separately from the rest of the home, providing added flexibility for comfort and energy use. The hot water heater features an additional heat-pump design, pulling warm air from the surrounding space to help heat the water while expelling cooler air. Outside, the property continues to deliver. A ceder fence was installed in 2020, adding privacy and definition to the property and the large wrap around porch was just rescreened. The home is on city water but there is also a working well on property. Then there’s the feature that truly sets this home apart: a large detached multi-car garage with an air-conditioned room/office inside. Whether you need room for vehicles, a workshop, hobbies, equipment, storage, a home-based business, or simply want space to spread out, the possibilities are endless. This is the kind of garage space that can serve a purpose far beyond simply parking cars. This property works for the way you actually live. Enjoy the convenience of Central Florida growth and nearby amenities while maintaining the breathing room, flexibility, and individuality that can be hard to find in newer construction. If you’ve been considering new construction but don’t want to give up space, garage capacity, privacy, or the character of an established property, put 2923 Junction Rd. on your list. Come see what makes having room to breathe so valuable.

2923 Junction Road, Zellwood

$325,000

3 Beds ⋅ 2 Baths ⋅ Rev Flemings Add SubDv. ⋅ 32798 Zip Code

Under contract-accepting backup offers. This charming and well-cared-for 3/2 block home sits on more than a half-acre, giving you the freedom to bring your boat, RV, or outdoor gear. The home is move in ready! Located in a quiet, friendly community with no HOA. A wonderful opportunity for buyers seeking space, comfort, and value. The property features a one car carport, a large 2 car detached garage and small workshop. The home comes with a 7550 KW Generac Generator to plug in when power goes out. There are lots of large shade trees and mature landscaping. Zellwood is only minutes away from Mt. Dora with its many shoppes and restaurants. If boating is your thing, you will find several public boat ramps close by. Schedule your viewing today!

3271 Robinson Street, Zellwood

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Homes with No HOA for Sale in 32798 Zellwood

32798 has a handful of active homes with no HOA on the market at any given time, so inventory here is thin. They run from $325,000 to $540,000, with a median around $392,450. The typical one is about 1,631 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32798 homes with no HOA at a glance

Active listings	a handful
Median list price	$392,450
Price range	$325,000 to $540,000
Median size	1,631 sq ft
Median bedrooms	3
Median year built	1971
Median days on market	52

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	4	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32798 homes with no HOA by price range

$300k-$500k	3
$500k-$750k	1

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32798?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32798?

The median list price is around $392,450, with the range running $325,000 to $540,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32798?

Yes. Call or text 407-616-9019 and we will set up showings.