Browse All 32784 Zip Code FL Properties for Sale

3 Beds ⋅ 2 Baths ⋅ Umatilla Twin Lake Estates Sub SubDv. ⋅ 32784 Zip Code

Welcome to Twin Lakes Estates, a desirable 55+ gated lakeside community where Florida living meets comfort, connection, and an active lifestyle. Enjoy the peaceful surroundings, friendly neighbors, clubhouse, pool, and scenic walking and biking trails designed for enjoying every season of retirement. This beautifully maintained home offers the perfect blend of relaxation and functionality with an inviting open-concept layout ideal for everyday living and entertaining. A spacious driveway, two-car garage, and welcoming entry provide convenience from the moment you arrive. Step inside to discover a bright and comfortable living space with sliding glass doors leading to an enclosed Florida room—your perfect spot for morning coffee, reading, or soaking in the sunshine year-round. The outdoor patio creates an additional space for grilling, gardening, or creating your own private retreat. The well-appointed kitchen features 42-inch wood cabinetry, a built-in pantry, generous counter space, and a seamless flow into the dining area, making gatherings with family and friends effortless. The split floor plan offers privacy, with a spacious primary suite featuring a walk-in closet and en-suite bath with a relaxing soaking tub. Two additional bedrooms and a full bath provide comfortable accommodations for guests or hobbies. Additional features include an indoor laundry room with extra storage and convenient garage access. Whether you're looking to enjoy an active community, a peaceful retreat, or a low-maintenance Florida lifestyle, this home in Twin Lakes Estates offers the opportunity to enjoy the best of 55+ living.**NO LEASING ALLOWED**. Ideally located near shopping, dining, parks, medical facilities, major toll roads, and just a short drive to Orlando attractions and the airport.Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**

108 Twin Lake Circle, Umatilla

$354,900

4 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates, Phase Iii SubDv. ⋅ 32784 Zip Code

Welcome to this newly built 2024 single-family home located at 89 Fairway Circle in Umatilla, situated within an intimate 55+ community of fewer than 40 homes, offering a quiet and private residential setting. This modern residence features 4 bedrooms, 2 bathrooms, and approximately 1,562 square feet of thoughtfully designed living space, positioned on a spacious lot of over 10,000 square feet. Inside, the home features a bright and open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both entertaining and everyday living. Large windows allow natural light to flow throughout the home, enhancing the open feel of the main living areas. The kitchen is designed with both style and functionality in mind, featuring modern cabinetry, stainless steel appliances, and ample counter space while remaining open to the main living and dining areas. The primary suite offers a comfortable and private retreat with a spacious bedroom, private bathroom, and generous closet space. Three additional bedrooms provide flexibility for guests, a home office, or additional living space. High ceilings throughout the home contribute to the bright and spacious feel of the interior. Additional features include ceiling fans, an interior laundry area, and a two-car attached garage with convenient access to the main living areas. Outside, the property sits on a lot offering plenty of space for outdoor living, gardening, or enjoying the Florida lifestyle. The expansive yard provides room for outdoor activities while maintaining a sense of privacy. Located in Umatilla in Lake County, the home offers convenient access to local schools, parks, and nearby lakes, while still being within a short drive to Mount Dora, Eustis, and the greater Orlando area. With its modern construction, spacious layout, and location within a small and peaceful 55+ community, this property offers a unique opportunity for buyers seeking low-density living in Central Florida. Schedule your private showing today.

89 Fairway Circle, Umatilla

$12,000

Forest Lk Campsites SubDv. ⋅ 32784 Zip Code

Vacant residential parcel located in a quiet area of Marion County offering a great opportunity to build your future home or invest in land. Surrounded by natural Florida landscapes and scattered homes, this property provides a peaceful setting with plenty of privacy. Conveniently located within driving distance to Ocala, Umatilla, shopping, dining, and outdoor recreation including nearby lakes and trails. Ideal for a site-built or manufactured home depending on county guidelines. Buyer to verify zoning, land use, utilities, and building requirements with Marion County.

00 Se 148th Place, Umatilla

$345,000

3 Beds ⋅ 2 Baths ⋅ Twin Lake Estates SubDv. ⋅ 32784 Zip Code

Virtually Staged. This is the chapter you've been waiting for. Welcome to your brand-new Brije Custom Home, nestled inside an exclusive 55+ community where every detail has been designed with your next chapter in mind. From the moment you arrive, you'll feel the difference — fresh, clean, and completely move-in ready, because this home has never been lived in by anyone but you. At 1,543 square feet of beautifully designed living space, this 3-bedroom, 2-bathroom home gives you everything you need and nothing you don't. The open floor plan feels effortlessly spacious, with gorgeous tile flooring flowing through every single room — no carpet, no maintenance headaches, just clean, cool, beautiful floors that are as practical as they are stunning. The kitchen is a dream, featuring quartz countertops, crisp cabinetry, and finishes that feel far more expensive than the price tag. The primary suite is your private retreat — generous in size, with an en-suite bath finished with the same attention to detail you'll find throughout the entire home. Two additional bedrooms give you the flexibility to host family, set up a hobby room, or create the home office you've always wanted. And then there's the back porch. Step outside and let Florida do what Florida does best. Whether it's your morning coffee as the sun comes up, an evening glass of wine as the neighborhood quiets down, or simply a place to sit and breathe — this porch was made for the moments that matter most. Living in a 55+ community means your neighbors are in the same season of life. It means quiet streets, friendly faces, and a pace that actually lets you enjoy what you've worked so hard to build. And with Brije's reputation for exceptional craftsmanship and quality construction, you can move in with complete confidence that this home was built right — from the foundation up. New construction. Low maintenance. The good life, finally within reach.

78 Fairway Circle, Umatilla

$90,000

N/A SubDv. ⋅ 32784 Zip Code

Awesome LAKEFRONT LIVING potential on spring fed Lake Ella. About a third to half acre lot, paved road with County taxes. Convenient to rustic Umatilla, quaint Mount Dora, and busy with plentiful shopping to The Villages. Neighbors use city water and septic. You will LOVE the serenity it features.

Wilson Parrish Road, Umatilla

$439,000

4 Beds ⋅ 2 Baths ⋅ Tarpon Development SubDv. ⋅ 32784 Zip Code

Ledge STONE ACCENTS the overall CURB APPEAL to this nearly new home, built in 2024. This home features a clean, neutral palette with luxury vinyl plank flooring throughout blending with any style. The OPEN great room flows into the kitchen, creating a SPACIOUS LAYOUT ideal for everyday living and entertaining. The kitchen offers GRANITE COUNTERTOPS, black &stainless-steel appliances, BREAKFAST BAR and a convenient EAT-IN SPACE. The generously sized Primary Suite includes a walk-in closet and a private bath with beautifully tiled walk-in shower. The 4th bedroom is well suited for a HOME OFFICE, flex space, or guest room. Enjoy quiet mornings or casual gatherings on the covered rear porch overlooking the fully FENCED, PRIVATE BACKYARD. In addition to the attached 2-car garage, a standout feature is the enclosed 36 x 12 RV GARAGE with 30-amp hookup — perfect for RV storage, hobbies, or extra space. Call for your appointment today for this MOVE-IN READY HOME.

41428 Tarpon Avenue, Umatilla

$769,000

4 Beds ⋅ 2 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code

Welcome to Shoreline Ranch Community. Please use the gate code listed on the sign out front of the community for access. This beautiful 4 bedroom, 2 bathroom home with stunning landscaping on a 1 acre lot is located in Lake County, FL. Features include floating cabinets with LED lighting in both bathrooms, a heated pool with screen enclosure, abundant storage space, undermount sinks, an EV charger installed in the garage, a stunning vapor fireplace with TV, community boat ramp and dock access, professionally landscaped lawn, kitchen backsplash, pavers on the front and rear porch, and a pantry with cabinets. Contact us today to schedule a showing. **This is a Builder Model. Please note that occupancy will not be available until December 2026.

Umatilla

$439,999

5 Beds ⋅ 4 Baths ⋅ Seasons At Magnolia Pointe SubDv. ⋅ 32784 Zip Code

Pre-Construction. To be built. This floor plan gives you the flexibility to personalize the home to fit your style and needs! Private guest suite featuring private living room with wet bar and full bathroom downstairs. Open kitchen with large kitchen island, white 42" cabinets with 2" crown, white 2cm quartz countertop in kitchen. From designer kitchen access to covered patio through large center meet sliding doors. Kitchen features stainless steel appliances including refrigerator. Large walk-in pantry. Designer 12 x 24 tile flooring throughout first floor in all common areas. Designer Sherman Williams paint throughout the home. Second floor Primary bedroom master bath features dual sinks on the vanities, large walk in shower, and huge walk in closet. Designer shower wall tile. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!

164 Flag Lilly Lane, Umatilla

$32,000

Sandy Acres Estate SubDv. ⋅ 32784 Zip Code

NO HOA. There’s no need to drill a well, as water service is provided by a private company that serves the community. Build or place your manufactured home on this beautifully treed 0.57-acre lot—larger than many in the area—and enjoy peaceful rural living with the extra space it offers. Closest house is 17120 SE 252nd Ave

Se 252nd Ave, Umatilla

$384,999

4 Beds ⋅ 3 Baths ⋅ Seasons At Magnolia Pointe SubDv. ⋅ 32784 Zip Code

Pre-Construction. To be built. This floor plan gives you the flexibility to personalize the home to fit your style and needs! The two-story Tourmaline plan greets guests with a charming covered entry. On the main floor, you’ll find a spacious great room that flows into an inviting kitchen with a center island and breakfast nook. Bedroom 4 is located on the main level with a full bath en suite. Perfect for an elderly parent, older shild or man cave. Upstairs, an elegant primary suite boasts an immense walk-in closet and an attached bath. The second floor will be built with either a loft or an extra bedroom. This home includes designer-curated finishes! *SAMPLE PHOTOS Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!

160 Flag Lilly Lane, Umatilla

$280,000

4 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Ph 1 SubDv. ⋅ 32784 Zip Code

Short Sale. **3rd Party Approval Req** This practically new Cali floorplan in Magnolia Pointe, Umatilla, FL 32784 delivers modern comfort with 1,882 sq ft of well-designed living space. This 4-bedroom, 2-bath home features ceramic tile flooring in the main living areas and carpeted bedrooms for added comfort. The open-concept layout connects the living room, dining area, and kitchen—ideal for everyday living and entertaining—while large windows provide great natural light. The kitchen includes quartz countertops, stainless steel appliances, a walk-in pantry, and an oversized island with breakfast bar. The private primary suite is located toward the rear and features an ensuite with dual sinks, a separate shower, and a walk-in closet. A dedicated laundry area is conveniently located near all bedrooms. Enjoy family-friendly community amenities including a community pool, playground, sports areas, and walking paths—perfect for evening strolls and a relaxing walk around the community lake. Schedule your private showing today!

955 Bear Hammock Drive, Umatilla

$250,000

3 Beds ⋅ 2 Baths ⋅ Silver Lake Park SubDv. ⋅ 32784 Zip Code

Located at 37315 Beach Drive in Umatilla, this property offers a unique opportunity for someone looking to renovate and create something special making it ideal for a buyer ready to take on a project and bring their own vision to life. Set amongst oaks and pines, the property backs up to a small, private lake. With selective clearing, the land could offer a serene water view and a peaceful outdoor setting. The lot provides plenty of space to enjoy nature, privacy, and the quiet surroundings Umatilla is known for. The neighborhood is tight-knit and friendly, adding to the appeal for those seeking a sense of community along with room to spread out. This is a great opportunity for investors, renovators, or buyers looking for a property with strong potential in a desirable rural setting.

37315 Beach Drive, Umatilla

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32784 Umatilla FL Homes for Sale

← Back to: Lake County Zip Codes

32784 At a Glance

The 32784 zip code covers Umatilla in North Lake County, Florida, at the gateway to the Ocala National Forest.
Neighborhoods: in-town Umatilla, Lake Pearl & Trout Lake areas, and surrounding acreage toward the forest.
Schools (zoning is address-specific, so confirm via Lake County Schools locator): area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.
Recreation: Ocala National Forest, Lake Pearl, Trout Lake Nature Center, and the Harris Chain of Lakes nearby.
Access: SR 19, SR 450, and CR 42.

Is 32784 a buyer's or seller's market?

Updated October 28, 2026: active listings as of October 28; sales through September 2026. Stellar MLS.

Zip code 32784 in Umatilla is close to a balanced market right now: neither buyers nor sellers hold a clear edge. There are 3.9 months of supply here against 4.4 across the four counties we track, and the typical seller is closing at 95.1 percent of their original asking price against 96 percent regionally. Supply favors the seller and the price figure favors the buyer, so the two cancel out.

Months of inventory, also called months of supply, is how long the homes listed for sale would last at the past year's sales pace if nothing new came on the market: 70 active listings in 32784 divided by 17.83 closed sales a month comes to 3.9 months.

The asking price figure is the median close price against the original list price across 214 sales in the last twelve months, so a price cut counts as part of what the seller gave up.

For Lake County as a whole, see Is Lake County a buyer's or seller's market?

32784 Zip Code Homes For Sale By Price Range

**Browse Umatilla Properties by Price Category**
Property Type	Price Range	Bedrooms	Area
32784 Starter Homes	Under $280,000	2-3	32784 Umatilla, FL
32784 Family Homes	$280,000-$370,000	3-4	32784 Umatilla, FL
32784 Newer & Larger Homes	$370,000-$450,000	3-4	32784 Umatilla, FL
32784 Acreage & Lakefront	Over $450,000	3-5+	32784 Umatilla, FL

32784 Market Data

Current market conditions for Umatilla's 32784 zip code, calculated from Lake County MLS data. Sale price and days on market cover homes that closed in July 2026; active listings is a current count.

Active Listings

Median Sale Price

$341,600

Homes Sold (July)

Average Days on Market

Umatilla 32784 Community Highlights

Nature's Hometown

Umatilla sits at the gateway to the Ocala National Forest, ideal for outdoor recreation.

Affordable Value

In-town pricing popular with value buyers.

Lakes & Acreage

Lake Pearl, Trout Lake, and surrounding acreage parcels offer space and water access.

Small-Town Living

A genuine small-town feel with local shops, events, and a tight community.

Schools (address-specific)

Area schools include Umatilla High, Middle, and Elementary; confirm zoning via the Lake County Schools locator.

Harris Chain Access

Quick access to Eustis and the Harris Chain of Lakes via SR 19.

Frequently Asked Questions About 32784 Umatilla

What is the average home price in 32784?

The median home price in 32784 Umatilla ranges from $300,000-$350,000, with new construction homes ranging from $320,000-$450,000.

What schools serve the 32784 zip code?

Because 32784 spans Lake County Schools attendance zones, the assigned schools depend on the exact address. Use the Lake County Schools locator to confirm. Area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.

Is 32784 affordable?

Umatilla 32784 is popular with value buyers and those wanting acreage.

Is 32784 good for outdoor recreation?

Yes. Umatilla is the gateway to the Ocala National Forest, with lakes like Lake Pearl and Trout Lake Nature Center nearby.

Is there acreage for sale in 32784?

Yes. Umatilla 32784 has acreage and larger-lot parcels toward the Ocala National Forest, alongside in-town homes.

How far is 32784 from Orlando?

Umatilla 32784 is approximately 55-65 minutes from downtown Orlando via SR 19 and SR 429.

Explore Nearby Zip Codes

32726 Eustis

Historic Eustis on Lake Eustis, just south

32735 Grand Island

Quiet lakefront community south of Umatilla

32757 Mount Dora

Historic festival town on Lake Dora

32778 Tavares

Lake County seat & Chain of Lakes

32102 Astor

Rural St. Johns River community in far north Lake County

Umatilla Homes for Sale

Every active listing in Umatilla, not just this zip code

View All Lake County Zip Codes

Complete guide to all Lake County areas

Your 32784 Umatilla Real Estate Experts

Brenden Rendo and his team specialize in 32784 Umatilla. We track the market every week with Stellar MLS data and show homes from in-town neighborhoods to acreage and lakefront parcels. Buyers get help with rural and acreage considerations, value pricing, and school zoning. Sellers get pricing built on a real comparative market analysis, not a Zillow Zestimate.

See All 32784 Homes Get Your Free Home Value

Prefer to talk? Call (407) 616-9019, contact our team, or register for free market reports.