Browse All 32784 Zip Code FL Properties for Sale

4 Beds ⋅ 2 Baths ⋅ Acreage SubDv. ⋅ 32784 Zip Code

A unique opportunity to own two adjoining properties at 19854 and 20002 Wiygul Road in Umatilla, being sold together. With plenty of acreage, privacy and room to spread out, this property offers a lot of possibilities for the next owner. 20002 Wiygul Road features the existing home in a peaceful country setting, with beautiful pond views that can be enjoyed from multiple areas throughout the home. The property offers a great opportunity for someone looking to renovate, update and make the home their own while taking advantage of the surrounding land and natural setting. The adjoining property at 19854 Wiygul Road is vacant land and already has its own well and septic system in place, giving a future owner a head start should they choose to improve or build on the property, subject to county approval and permitting. Together, the two parcels offer a unique setup for someone looking for acreage, privacy and options for the future. There is room to create a family compound, homestead, additional homesite, space for animals, a workshop or barn, or simply enjoy having additional land surrounding you. One of the highlights of the property is the pond and the views it provides from several areas of the existing home. With the right vision and renovations, this property has the potential to become a really special place. Located in the quiet countryside of Umatilla while still convenient to Eustis, Mount Dora and surrounding Central Florida communities. Both 19854 and 20002 Wiygul Road are being sold together. Buyers should perform their own due diligence regarding the condition of the property, existing well and septic systems, future building potential, zoning, permitting and intended use of the properties.

19854 Wiygul Road, Umatilla

$12,500

32784 Zip Code

Already own nearby but not on the water? This is the piece you have been missing. 2,250 square feet of direct lake frontage on County Road 450 in Umatilla, with 45 feet of paved road frontage out front and the lake at the back line. Small parcel, single purpose: it puts you on the water. Add a dock and keep the boat in the water instead of the driveway. Build a boathouse. Run out a fishing pier and be casting before the coffee gets cold. Or simply hold it and own a piece of shoreline while you decide. Zoned R-1, no HOA, and low annual taxes. Water service nearby, no utilities currently connected. Direct Lake County waterfront for about what people spend on a used truck. Opportunities here are limited only by what you want to build. Buyer and buyer's agent to verify zoning, permitted uses, dock and shoreline permitting through Lake County and the St. Johns River Water Management District, utilities, flood zone, and all lake and riparian rights.

County Road 450, Umatilla

$74,900

32784 Zip Code

Looking for the perfect place to build without the restrictions of a typical planned community? This vacant homesite provides the perfect canvas and the flexibility to make your vision a reality! No HOA. No deadline to build. No requirement to use a specific builder. Simply bring your own builder and create a home that fits your lifestyle, your needs, and your budget — all on your own timeline. Conveniently located near everyday amenities; including shopping, dining, schools, parks, and more, this property combines small-town charm with everyday convenience. Whether you’re ready to build your dream home today or want to purchase land now and build when the time is right, this is an opportunity worth exploring.

525 Ogden Avenue, Umatilla

$74,900

Umatilla Osceola Park SubDv. ⋅ 32784 Zip Code

545 Ogden Avenue, Umatilla

$268,900

3 Beds ⋅ 2 Baths ⋅ Umatilla Twin Lake Estates Sub SubDv. ⋅ 32784 Zip Code

Charming 3BR/2BA Home in the Sought-After 55+ Twin Lakes Community at Umatilla, FL. Welcome to easy Florida living in the gated, 55+ community of Twin Lakes Estates! This 1,209 SF split-plan home offers 3 bedrooms and 2 baths, with a layout designed for both comfort and privacy. The combined living and dining area flows out through sliding doors to an enclosed 13' x 11' Florida Room — the perfect spot for morning coffee or unwinding with a book. The primary suite includes an en-suite bath and a spacious 6'6" x 5'11" walk-in closet, while two additional bedrooms and a guest bath sit privately on the opposite side of the home. The kitchen offers generous cabinetry and counter space, ready for your personal updates, with appliances in working condition. Major systems offer peace of mind, with a new roof in 2022 and a newer HVAC system. Enjoy resort-style community amenities including a clubhouse and community pool, all within Umatilla's charming, small-town golf-community setting. Priced to sell at $268,900 — don't miss this opportunity!

110 Twin Lake Circle, Umatilla

$169,200

2 Beds ⋅ 2 Baths ⋅ Umatilla Trowells Add SubDv. ⋅ 32784 Zip Code

Step into a century of charm with this delightful 2-bedroom, 2-bath home built in 1915 — a rare find bursting with character. Soaring high ceilings and generous windows fill every room with natural light, creating an airy, welcoming feel throughout. The spacious layout offers a wonderful blank canvas, ready for your personal touches to bring out its full potential. Set on a large lot, there's room to garden, expand, or simply enjoy the extra space that's increasingly hard to find. This is a rare opportunity to own a piece of history and make it your own — perfect for buyers who appreciate original character paired with room to grow.

143 Bulldog Lane, Umatilla

$10,000

Big Scrub Campsites SubDv. ⋅ 32784 Zip Code

0.19 ACRES with approximate dimensions of 75 feet of frontage by 100 feet of depth. Rear of the property directly bordering 3,872 acre portion of 387,000 acres of federally protected U.S. Forest Service land within the Ocala National Forest turning your backyard into tons of potential for outdoor activities and natural recreation. You will never have rear neighbors with this unique location. Zoning is R4, permitting single-family homes, multi-family homes, and manufactured homes. The property is located in Flood Zone X, indicating a low flood risk. Road access is provided by a dirt. Utilities require a well and septic system, with electric service available through SECO, and power lines are road front. Minutes from Alexander Springs and Silver Glen Springs, offering year-round 72°F swimming, and a quick drive to major water bodies including Lake Griffin, Lake Eustis, and the St. Johns River system for boating and fishing. Enjoy proximity to charming historic towns such as Umatilla, Eustis, and Mount Dora for local dining and shopping. The parcel is also roughly 35 minutes from The Villages, providing access to regional healthcare facilities, golf courses, commercial retail, and daily entertainment. For directions use the address or Coordinates: 29.018581, -81.815547 Parcel ID: 5020-010-047

20525 Se 140th Street, Umatilla

$64,999

1 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code

Calling all hunters and outdoor enthusiasts! This rustic 400-square-foot cabin sits on 0.19 acres and backs directly to the south side of the Ocala National Forest, where wildlife sightings are a regular part of the experience. Designed for weekend getaways and base-camp living, the surprisingly functional interior has room for a full-size bed, three built-in bunk beds, a dining table, and a couch with a TV for relaxing after a day outdoors. It offers a full bathroom with a standing shower, commode and sink, along with a kitchen equipped with a refrigerator, full range and tankless water heater. A working wall A/C unit and heat reclaimer provide additional comfort throughout the seasons. Power, well and septic are connected. The well is approximately six years old, the sewer lines were replaced a few years ago, and the electrical panel has been updated. Situated on the back row of a rural dirt-road neighborhood, the approximately 75-by-110-foot lot includes a road right-of-way easement. The interior and exterior need repairs and updating, but the cabin already offers the creature comforts needed for a hunting retreat, rustic weekend escape or outdoor base camp. Bring your tools and imagination and fix it up before hunting season! Due to the property’s current condition, cash offers only. Hunting within the Ocala Wildlife Management Area is subject to current FWC seasons, licenses, permits, designated access points and regulations.

20683 Se 140th Street, Umatilla

$169,000

32784 Zip Code

Great CORNER LOT in Umatilla. Almost 2 ACRES with access to the main roads!

Keene Rd., Umatilla

$499,000

7 Beds ⋅ 3 Baths ⋅ Lynwood SubDv. ⋅ 32784 Zip Code

**TRIPLEX | $60,000+ POTENTIAL ANNUAL INCOME | HOUSE-HACKING OPPORTUNITY** Great investment opportunity in Umatilla! This versatile **triplex** offers the potential for **over $60,000 in annual gross rental income**, while also providing an excellent opportunity for an owner-occupant to house hack. The property features **three separate units**, creating multiple income streams under one roof. The **1-bedroom unit can be delivered vacant**, allowing the new owner to move in and live on-site while renting the other two units to help offset their mortgage and expenses. For investors, the property offers the potential to generate **$60,000+ in gross annual rental income**. For owner-occupants, the ability to occupy the 1-bedroom unit while collecting rent from the other units creates an attractive path toward significantly reducing the cost of homeownership. Located in Umatilla, this property offers a convenient residential setting with easy access to local shopping, dining, schools, parks, and surrounding Lake County communities. **Three units. Multiple income streams. $60,000+ potential gross income. And the flexibility to house hack.** Whether you're looking to expand your rental portfolio or live in one unit while the property helps pay for itself, **16025 Wallace St is an opportunity you won't want to miss.**

16025 Wallace Street, Umatilla

$295,000

3 Beds ⋅ 2 Baths ⋅ Sandy Acres Unrec Sub SubDv. ⋅ 32784 Zip Code

Welcome to your peaceful slice of Florida! Nestled on an expansive, fully fenced 0.75-acre lot in a quiet rural setting, this beautifully maintained triple-wide mobile home offers the perfect blend of space, privacy, and country living, just minutes from everyday conveniences. This move-in-ready home features 3 bedrooms, 2 bathrooms, and over 2,190 square feet of living space, with room to spread out, entertain, and truly enjoy the property. But there's more: an additional parcel has been added to the lot, bringing the total to a full 0.75 acres — included in the price of the home. Both parcels have its own entrance in the front. And here's the bonus buyers are looking for: a spacious shed on the property offers incredible flexibility — convert it into a mother-in-law suite, guest quarters, home office, or rental unit. With R4 zoning, the possibilities go beyond a single-family residence, making this an ideal opportunity for multi-generational living or investment potential. Enjoy fully fenced grounds bursting with mature fruit trees featuring over 11 different varieties a true edible oasis — plus plenty of space for chickens, goats, gardening, and other country-living pursuits. Bring your farm animals! All this just a short drive from Lady Lake and the U.S. 441 corridor, with easy access to Sam's Club, BJ's Wholesale, grocery stores, shopping, and dining. Space, privacy, income potential, room to grow, and an orchard of your own — this exceptional property truly offers two opportunities for the price of one. Don't miss it!

16800 Se 249th Terrace, Umatilla

$249,900

N/A SubDv. ⋅ 32784 Zip Code

Are you looking for a private and secluded piece of land to build your next home? Come take a look at this beautiful 10+ acre wooded parcel located in the Three Lakes subdivision in unincorporated Umatilla. The property offers approximately 7 acres of dry land and 3 acres of wetlands, providing plenty of space, natural beauty, and endless possibilities for your future homesite. With Agricultural zoning and NO HOA, you have the freedom to bring your toys, enjoy the outdoors, and create the property you’ve always envisioned. Whether you’re considering a mobile, modular, or custom-built home, this unique parcel offers an incredible opportunity. Surrounded by nature on all sides and conveniently located near the Pine Meadows Conservation Area, you’ll enjoy the peace and privacy of country living while still being just a short drive from downtown Eustis and Mount Dora. The property is also partially fenced. There is truly no substitute for experiencing this property in person—come explore the land, take in the natural beauty, and see for yourself all that this exceptional property has to offer!

37610 Oaklee Road, Umatilla

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32784 Umatilla FL Homes for Sale

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32784 At a Glance

The 32784 zip code covers Umatilla in North Lake County, Florida, at the gateway to the Ocala National Forest.
Neighborhoods: in-town Umatilla, Lake Pearl & Trout Lake areas, and surrounding acreage toward the forest.
Schools (zoning is address-specific, so confirm via Lake County Schools locator): area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.
Recreation: Ocala National Forest, Lake Pearl, Trout Lake Nature Center, and the Harris Chain of Lakes nearby.
Access: SR 19, SR 450, and CR 42.

32784 Zip Code Homes For Sale By Price Range

**Browse Umatilla Properties by Price Category**
Property Type	Price Range	Bedrooms	Area
32784 Starter Homes	Under $280,000	2-3	32784 Umatilla, FL
32784 Family Homes	$280,000-$370,000	3-4	32784 Umatilla, FL
32784 Newer & Larger Homes	$370,000-$450,000	3-4	32784 Umatilla, FL
32784 Acreage & Lakefront	Over $450,000	3-5+	32784 Umatilla, FL

32784 Market Data

Current market conditions for Umatilla's 32784 zip code, calculated from Lake County MLS data. Sale price and days on market cover homes that closed in July 2026; active listings is a current count.

Active Listings

Median Sale Price

$341,600

Homes Sold (July)

Average Days on Market

Umatilla 32784 Community Highlights

Nature's Hometown

Umatilla sits at the gateway to the Ocala National Forest, ideal for outdoor recreation.

Affordable Value

Some of North Lake County's most affordable in-town pricing.

Lakes & Acreage

Lake Pearl, Trout Lake, and surrounding acreage parcels offer space and water access.

Small-Town Living

A genuine small-town feel with local shops, events, and a tight community.

Schools (address-specific)

Area schools include Umatilla High, Middle, and Elementary; confirm zoning via the Lake County Schools locator.

Harris Chain Access

Quick access to Eustis and the Harris Chain of Lakes via SR 19.

Frequently Asked Questions About 32784 Umatilla

What is the average home price in 32784?

The median home price in 32784 Umatilla ranges from $300,000-$350,000, with new construction homes ranging from $320,000-$450,000.

What schools serve the 32784 zip code?

Because 32784 spans Lake County Schools attendance zones, the assigned schools depend on the exact address. Use the Lake County Schools locator to confirm. Area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.

Is 32784 affordable?

Yes. Umatilla 32784 offers some of North Lake County's most affordable in-town pricing, popular with value buyers and those wanting acreage.

Is 32784 good for outdoor recreation?

Yes. Umatilla is the gateway to the Ocala National Forest, with lakes like Lake Pearl and Trout Lake Nature Center nearby.

Is there acreage for sale in 32784?

Yes. Umatilla 32784 has acreage and larger-lot parcels toward the Ocala National Forest, alongside in-town homes.

How far is 32784 from Orlando?

Umatilla 32784 is approximately 55-65 minutes from downtown Orlando via SR 19 and SR 429.

Explore Nearby Zip Codes

32726 Eustis

Historic Eustis on Lake Eustis, just south

32735 Grand Island

Quiet lakefront community south of Umatilla

32757 Mount Dora

Historic festival town on Lake Dora

32778 Tavares

Lake County seat & Chain of Lakes

32102 Astor

Rural St. Johns River community in far north Lake County

Umatilla Homes for Sale

Every active listing in Umatilla, not just this zip code

View All Lake County Zip Codes

Complete guide to all Lake County areas

Your 32784 Umatilla Real Estate Experts

Brenden Rendo and his team specialize in 32784 Umatilla. We track the market every week with Stellar MLS data and show homes from in-town neighborhoods to acreage and lakefront parcels. Buyers get help with rural and acreage considerations, value pricing, and school zoning. Sellers get pricing built on a real comparative market analysis, not a Zillow Zestimate.

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Prefer to talk? Call (407) 616-9019, contact our team, or register for free market reports.