Quick 32764 Zip Code FL MLS Search

Browse All 32764 Zip Code FL Waterfront Homes for Sale

$675,000
3 Beds ⋅ 2 Baths ⋅ Cypress Isles SubDv. ⋅ 32764 Zip Code
Virtually Staged. Location Location Location! Private, yet close to everything for those seeking quiet country living with modern comforts. Minutes from local walking, hiking and horse trails. LOW HOA and Key access to St. Johns Community Park. Come see this Charming 3 bedroom 2 bath Country home, situated on 10 Acres of pristine land! Large private pond stocked with brim, catfish and tilapia. On the land, you will find a huge barn/workshop, 2 pole barns for your boats, RV’s and other recreational vehicle's. All fully equipped with electricity. Whole house, 500 LB generator with propane tank underground, installed 2022. Roof replaced in 2022, HVAC system replaced in 2023. Water filtration system installed in 2026. The interior boasts of, vaulted ceilings with an open concept floor plan. Creating a natural flow for everyday living and entertaining. The kitchen offers stainless Steele appliances with solid wood cabinetry. Refrigerator replaced 2026 along with new laminate flooring through out, replaced in 2025. Master bath remodeled in 2022. As a bonus, this home also offers a safe room for Florida’s seasonal changes. Enjoy morning sunrise and sunsets from the front/back porch areas. Easy access to SR 415, just minutes to airports, hospitals, beaches, restaurants and shopping. Call today, to schedule a private showing.

806 Bayhead Road, Osteen
$395,000
32764 Zip Code
Escape to the peaceful Florida countryside with this exceptional 10-acre A-1 zoned property in Osteen, offering the perfect blend of privacy, functionality, and equestrian lifestyle. Located in Flood Zone X for added peace of mind, this versatile property is ideal for horse enthusiasts, hobby farmers, outdoor adventurers, or anyone looking to create their own private retreat. The property is fully equipped for country living with a private well featuring a recently replaced 84-foot-deep submersible pump, a scenic pond, a pole barn with tack room, storage shed, chicken coop, and a unique outdoor shower powered by propane. Bring your horses, livestock, boats, RVs, ATVs, and all your outdoor toys. There's plenty of room to spread out and enjoy the land. For equestrians, you'll love being approximately ¼ mile from Hickory Bluff Preserve, offering miles of scenic horseback riding trails through beautiful natural Florida landscapes, along with opportunities for hiking, biking, fishing, and wildlife viewing. Enjoy the tranquility of rural living while remaining conveniently close to everyday amenities, with Cypress Point Golf Club just a short drive away. Whether you're dreaming of an equestrian estate, mini farm, weekend retreat, or private country escape, this rare Osteen property offers endless possibilities with room to bring your vision to life. Schedule your private showing today!

345 Trotting Trail, Osteen
$345,000
3 Beds ⋅ 2 Baths ⋅ Carnell 3rd Add SubDv. ⋅ 32764 Zip Code
Welcome to a beautifully designed new construction home overlooking Lake Eulalia, featuring modern upgrades, spacious living areas, and serene water views. From the moment you enter, you’ll appreciate the attention to detail and thoughtful features throughout this exceptional property. Located on a quiet street, this home offers privacy, nature views, and the perfect blend of comfort and convenience. The thoughtfully designed split floor plan features 3 bedrooms plus a versatile flex space ideal for a home office, formal dining room, playroom, or guest space. Inside, you’ll find 9’4” ceilings, luxury vinyl plank (LVP) flooring throughout, canned lighting, and an abundance of natural light from the impressive 8-foot glass front entry and 8-foot rear sliding glass doors. At the heart of the home, the designer kitchen showcases quartz countertops, a statement island, soft-close cabinetry, stainless steel Whirlpool appliances, Kraus fixtures, a walk-in pantry, and a spacious laundry room. The open-concept kitchen, dining, and living areas create an inviting space perfect for entertaining and everyday living. The private primary suite offers peaceful lake views and a relaxing retreat with his-and-hers walk-in closets and a spa-inspired bathroom featuring double vanities. Additional highlights include a linen closet, coat closet, ample storage, and thoughtful finishes throughout the home. Don't miss out on this beautiful home. Schedule your private showing today! Home may be under audio or visual surveillance.

144 11th Avenue, Osteen
$345,000
3 Beds ⋅ 2 Baths ⋅ Carnell 3rd Add SubDv. ⋅ 32764 Zip Code
Welcome to this stunning brand-new construction home overlooking beautiful Lake Eulalia, where modern design meets peaceful lakeside living. Tucked away on a quiet street, this thoughtfully crafted 3-bedroom, 2-bath home with a versatile flex space offers the perfect combination of style, comfort, and functionality. From the moment you arrive, you'll be greeted by the elegant glass front door with built-in blinds and impressive curb appeal. Inside, soaring 9'4" ceilings, luxury vinyl plank flooring throughout, canned lighting, and an open-concept layout create a bright and inviting atmosphere filled with natural light from the oversized 8-foot front entry and rear sliding glass doors. The designer kitchen is the centerpiece of the home, featuring gorgeous quartz countertops, a stunning white oak island, crisp white tile backsplash, soft-close cabinetry and drawers, stainless steel Whirlpool appliances, premium Kraus fixtures, a spacious walk-in pantry, and an oversized single-basin sink—perfect for everyday living and entertaining. The split-bedroom floor plan provides privacy, while the flexible bonus room is ideal for a home office, playroom, formal dining room, or guest space. The spacious primary suite offers tranquil lake views, dual walk-in closets, and a luxurious spa-inspired ensuite complete with double vanities, quartz countertops, and elegant finishes. Additional storage is plentiful with a linen closet, coat closet, and a generously sized laundry room. Whether you're enjoying your morning coffee overlooking Lake Eulalia or entertaining friends in the open living space, this home delivers the lifestyle today's buyers are searching for. Conveniently located just off SR 415 and less than a minute from Walmart, you'll enjoy easy access to shopping, dining, schools, and major commuter routes while still enjoying the peace and privacy of a quiet neighborhood. Schedule your private showing today! Home may be under audio or visual surveillance.

140 11th Avenue, Osteen
$345,000
3 Beds ⋅ 2 Baths ⋅ Carnell 3rd Add SubDv. ⋅ 32764 Zip Code
Welcome to your BRAND-NEW lakeview dream home overlooking beautiful Lake Eulalia! Perfectly positioned on a quiet street, this stunning new construction offers the ideal blend of modern luxury, thoughtful design, and peaceful waterfront living. Inside, you'll find an open-concept split floor plan with soaring 9'4" ceilings, luxury vinyl plank flooring throughout, recessed (canned) lighting, and an abundance of natural light pouring through the impressive 8-foot glass front door with built-in blinds and oversized 8-foot sliding glass doors. The versatile flex space is perfect for a home office, formal dining room, playroom, or even a potential fourth bedroom to fit your lifestyle. The designer kitchen is the true centerpiece of the home, featuring elegant quartz countertops, a striking sage green island, matching sage green subway tile backsplash, soft-close cabinetry and drawers, stainless steel Whirlpool appliances, Kraus fixtures, a spacious walk-in pantry, and a large single-basin sink—creating the perfect space for cooking and entertaining. Retreat to the private primary suite overlooking Lake Eulalia, complete with two spacious walk-in closets, a spa-inspired ensuite featuring dual vanities, and beautifully appointed finishes. Additional storage throughout the home includes both a linen closet and coat closet, providing convenience and functionality. Step outside to your backyard overlooking the lake, where endless possibilities await. Create your dream outdoor oasis with a fire pit, lakeside lounge, outdoor kitchen, or private dock to fully enjoy Florida waterfront living. Schedule your private showing today! Home may be under audio or visual surveillance.

136 11th Avenue, Osteen
$345,000
3 Beds ⋅ 2 Baths ⋅ Carnell 3rd Add SubDv. ⋅ 32764 Zip Code
Welcome to this BRAND-NEW construction home offering the perfect blend of modern design, quality craftsmanship, and peaceful lakefront living on Lake Eulalia. Tucked away on a quiet street, this exceptional 3-bedroom + flex room, 2-bath residence showcases high-end finishes, a thoughtfully designed split floor plan, and beautiful lake views. Step inside to discover an inviting open-concept layout featuring soaring 9'4" ceilings, luxury vinyl plank flooring throughout, recessed can lighting, and impressive 8-foot glass front and rear doors that fill the home with natural light while seamlessly connecting the indoor and outdoor living spaces. The stunning designer kitchen is the heart of the home, complete with quartz countertops, crisp white soft-close cabinetry, a striking dark wood island, subway tile backsplash, a single-basin sink, premium Kraus fixtures, and a full suite of stainless steel Whirlpool appliances. A spacious walk-in pantry and oversized laundry room add convenience and functionality. The private primary suite overlooks Lake Eulalia and features two walk-in closets, dual quartz vanities, a linen closet, and a spa-inspired ensuite bathroom. Two additional bedrooms are thoughtfully positioned on the opposite side of the home, while the versatile flex room provides endless possibilities as a home office, formal dining room, media room, or guest space. Additional features include a coat closet, abundant storage, and modern finishes throughout. Outside, enjoy peaceful views of Lake Eulalia from your backyard, offering the perfect setting to create your dream outdoor retreat. Whether you envision a relaxing patio, cozy fire pit, or lakeside entertaining space, this property provides the ideal backdrop for enjoying Florida living. Schedule your private showing today! Home may be under audio or visual surveillance.

132 11th Avenue, Osteen
$574,900
3 Beds ⋅ 2 Baths ⋅ Lemon Bluff 2nd Add SubDv. ⋅ 32764 Zip Code
DIRECT ST. JOHNS RIVERFRONT. PRIVATE DOCK WITH OVERSIZED DECK. NO HOA. COMPLETELY RENOVATED. Welcome to 1155 Lemon Bluff Road, where everyday life feels like a Florida getaway. Set directly on the St. Johns River, this beautifully reimagined 3-bedroom, 2-bath waterfront home offers the rare combination of move-in-ready interiors, private river access and the freedom of NO HOA. Designed for both everyday living and effortless entertaining, the home underwent a complete transformation — this home was recently "taken down to the studs", redesigned and rebuilt with the quality of new construction offering high-end modern finishes, enhanced by a stunning open-concept interior filled with natural light, chef's kitchen and two spa-like bathrooms. At the heart of the home is a beautifully appointed kitchen showcasing quartz countertops, 42-inch cabinetry, stainless steel appliances and an oversized island with seating for six. The spacious primary suite offers a beautifully updated bath, while the home's thoughtful finishes create a polished, comfortable retreat from the moment you arrive. But the real showstopper is outside. Step into your own private slice of Old Florida with DIRECT ST. JOHNS RIVER FRONTAGE, a 50-foot seawall and private dock/pier ready for days spent boating, bass fishing and enjoying life on the water. Start your mornings overlooking the river, spend the afternoon on the boat and unwind in the screened outdoor living area or around the firepit as the sun goes down or the views of rockets launching from Kennedy Space Center. With no HOA and no front or rear neighbors, this property offers a level of privacy and freedom increasingly difficult to find in Central Florida. A metal roof, and 2023 upgrades include new A/C, all new plumbing and electrical / lighting, whole-house water softener and extensive updates add even more appeal. Whether you're searching for a full-time waterfront residence, a weekend river retreat or simply a place where the boat can be waiting steps from your back door, 1155 Lemon Bluff Road delivers the Florida lifestyle you've been looking for. Just imagine it: coffee by the river in the morning, the boat off the dock by afternoon and sunset from your own backyard at night. This isn't simply a home on the water—it's an opportunity to LIVE WHERE OTHERS VACATION. NEW PRICE: $574,900. Schedule your private showing and experience St. Johns River living for yourself.

1155 Lemon Bluff Road, Osteen
$230,000
Lake Harney Woods Ph 1 SubDv. ⋅ 32764 Zip Code
PRICE REDUCED, MOTIVATED SELLER! Seize a once-in-a-lifetime opportunity to own a sprawling 67.92+/- acre tract nestled at the corner of Lake Harney and Gopher Slough. This unique parcel offers an unspoiled canvas with incredible potential for those seeking an off-the-grid lifestyle or a retreat in harmony with nature. This property grants unparalleled access to the beauty of a 6000+/- acre freshwater lake connected to the iconic St. Johns River. Please note that this property currently lacks utilities or road frontage, providing a pristine setting for those desiring a secluded and self-sufficient lifestyle. Imagination knows no bounds on this canvas. Ideal for a hunting/fish camp, airboat lodge/camp, or as a remote living sanctuary off the grid. Immerse yourself in nature's wonders with abundant wildlife, including deer, turkey, bobcat, waterfowl, bears, hogs, eagles, and more. Discover the serenity of a sandy beach along the shores of Lake Harney. Convenience of a public boat ramp/ restaurant nearby on SR46.

Lake Harney Woods Boulevard, Osteen
$15,500
32764 Zip Code
.56 acres of unimproved land in Osteen, close to Osteen Elementary school. Close to I-4! Only 30 minutes to the beaches & 30 minutes to Orlando. Close to hospitals, Publix, & Walmart! Call us today to see this property! Zoned Rural Residential.

Doyle Road, Osteen
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32764 has roughly 10 to 20 active waterfront homes on the market at any given time. They run from $49,900 to $950,000, with a median around $349,900. The typical one is about 1,483 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32764 waterfront homes at a glance

Active listingsroughly 10 to 20
Median list price$349,900
Price range$49,900 to $950,000
Median size1,483 sq ft
Median bedrooms3
Median year built2008
Median days on market104

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all1No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional0There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32764 waterfront homes by price range

under $300k5
$300k-$500k4
$500k-$750k1
$750k-$1M1

What to check before you write an offer

  • Lakefront vs canal vs riverfront vs intracoastal
  • Flood zone and insurance
  • Dock permits and seawall condition
  • Boatable vs non-boatable water

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many waterfront homes are for sale in 32764?

There are roughly 10 to 20 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do waterfront homes cost in 32764?

The median list price is around $349,900, with the range running $49,900 to $950,000.

Do waterfront homes need flood insurance?

It depends on the flood zone, not on whether the home touches water. A lender requires it in some zones and not others, and the premium varies widely. Get the elevation certificate early.

Can you show me waterfront homes in 32764?

Yes. Call or text 407-616-9019 and we will set up showings.

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