Browse All 32764 Zip Code FL Properties with No HOA Fee for Sale

2 Beds ⋅ 2 Baths ⋅ Carnell Add 02 SubDv. ⋅ 32764 Zip Code

REMARKABLE INVESTMENT OPPORTUNITY IN A RAPIDLY TRANSITIONING COMMERCIAL CORRIDOR! Positioned directly in the path of growth, this premier property features a Future Land Use (FLU) designation changing to Commercial, allowing savvy investors or business owners to capture massive equity upside while enjoying prime transit visibility on State Road 415 just minutes from a high-traffic Walmart Supercenter. There is zero immediate CapEx required, as the property has undergone extensive recent infrastructure overhauls, boasting a brand-new well (2 years old), a new septic system (4 years old), an upgraded electrical box (2020), all-new kitchen plumbing, and a reliable HVAC system (6 years old). The structural footprint is unmatched for business operations, featuring a massive 40x20 fully enclosed workstation/workshop building paired with an additional 40x20 covered backside clearance area—providing 1,600 total square feet of combined space ideal for heavy equipment, machinery, inventory, or trade work. Whether you are looking to land-bank for retail conversion, establish a flagship business location, or lease it out for high passive income, this asset offers the perfect blend of turnkey mechanical reliability and massive commercial future land use potential.

860 N Sr 415, Osteen

$1,349,000

4 Beds ⋅ 4 Baths ⋅ Acorn Lake Ranches SubDv. ⋅ 32764 Zip Code

Virtually Staged. Under Construction. Virtually Staged. Under Construction. Unrivaled Privacy, Water Sports Paradise & Custom Modern Luxury on 25+ Acres. Bordering the preserved sanctuary of Palm Bluff Conservation, this brand-new architectural masterpiece delivers ultimate seclusion with zero HOA restrictions—timed perfectly for a buyer to step in and personalize the final designer touches. Set along a pristine 100+ acre deep spring-fed ski lake, this expansive estate is primed for your dream multi-slip dock with prime shoreline ready for wakeboarding, water skiing, tubing, trophy bass fishing, and endless water toys. Built like a fortress with solid poured block construction, full spray-foam insulation, dual high-efficiency HVAC systems, and a private commercial-grade deep well system, no detail has been overlooked. Arrival is marked by dual solar-operated security gates leading up to the sprawling estate, framed by custom exterior shutters and tongue-and-groove porch ceilings front and back. Step inside to an open-concept layout defined by custom millwork, soaring ceilings, and disappearing sliding glass doors that blur the line between indoor luxury and expansive lake vistas. The culinary kitchen is an entertainer’s showpiece, featuring imported Brazilian solid-wood soft-close cabinetry, seamless quartz counters, a farm-style sink, dedicated pot filler, and a walkthrough butler’s pantry. Across the home, elevated living continues with a dedicated mudroom with custom bench seating, a massive laundry suite, and an expansive bonus room with a private full bath—ready for a private cinema, executive office, or waterfront lounge. Retreat to a primary suite that rivals a 5-star spa: a custom walk-in dressing room with quartz islands, a Thermasol Bluetooth steam shower with chromotherapy and rain head, a heated air-bubble Jacuzzi tub, and smart bidet toilets. All secondary bathrooms boast floor-to-ceiling marble, lighted mirrors, and designer plumbing fixtures from Ferguson Gallery. Car, boat, and outdoor enthusiasts will appreciate the oversized garage featuring 9-foot clearance doors, epoxy floors, and a dedicated finished storage room. Complete with custom front and rear paver patios, professional exterior motion lighting, and endless acreage for horses, toys, or a barn—this is Central Florida acreage living at its absolute pinnacle. Secure this rare retreat today and make the finishing selections yours before completion! Minutes to SR 415 connecting straight to SR 417 for seamless, high-speed access to Lake Mary, Sanford, Orlando, and the Atlantic beaches.

468 Black Lake Road, Osteen

$725,000

4 Beds ⋅ 3 Baths ⋅ Cove At Lemon Bluff Unrec SubDv. ⋅ 32764 Zip Code

Experience refined country living with convenient access to major commuter routes. Situated on 10.32 acres with a private pond, this four-bedroom, three-bath log cabin offers a distinctive combination of space, privacy, and accessibility. The main level features a spacious living area with high ceilings and a wood-burning fireplace. At the rear of the home, two bedrooms, a full bathroom, and a versatile nook provide direct access to an expansive screened porch. The kitchen adjoins the dining room and connects to a generously sized interior mudroom and laundry area. The upper level includes the primary bedroom, an additional bedroom, a full bathroom, and a great room overlooking the main living space. Recent improvements include exterior painting and resealing, new exterior doors and windows, and 2024 upgrades to the air-conditioning system and water heater. A durable metal roof provides additional long-term value. With agricultural zoning and no homeowners association, the property offers considerable flexibility and privacy. Convenient access to SR 415, SR 417, and I-4 supports efficient travel to Sanford, Orlando, and destinations farther south. A nearby boat ramp provides access to the St. Johns River, Lake Monroe, Lake Jesup, Puzzle Lake, and surrounding waterways, making this an exceptional property for those who value outdoor recreation.

698 Wild Acres Road, Osteen

$285,000

4 Beds ⋅ 4 Baths ⋅ Osteen SubDv. ⋅ 32764 Zip Code

AN AMAZING OPPORTUNITY FOR SOMEONE WITH VISION!!! Unleash your imagination with this incredibly unique, historic property situated on a sprawling 0.39-acre double lot in the heart of Osteen. Built in 1901 and brimming with old-world charm, this mixed-use compound (Zoned 01B4) is the ultimate blank canvas for an investor, entrepreneur, or creative owner. The massive, approximately 4,800 sq. ft. 3-story main building features a spectacular, wide-open floorplan on the ground level—providing an incredible footprint for your business or community concepts. Upstairs, you'll find charming loft bedrooms and ample storage space to suit your residential or office needs.The value doesn't stop at the main building! This parcel is a true compound, featuring a complete 2nd house on the property that is perfect for generating immediate rental income, hosting guests, or serving as a caretaker's residence. Multiple storage sheds surround the perimeter, making this a dream setup for housing equipment, excess inventory, or creating dedicated workshop spaces.With its classic frame construction, durable metal roof, and incredible footprint, the possibilities here are truly limitless. Transform this expansive space into a lively dancehall, a community church, a unique general store, a quaint bed & breakfast, or capitalize on individual rental rooms. Only your imagination limits you. Properties with this much square footage, flexibility, and character rarely hit the market. Bring your vision and make this Osteen landmark your very own!

195 Railroad Avenue, Osteen

$379,000

4 Beds ⋅ 2 Baths ⋅ 32764 Zip Code

If you've dreamed of owning acreage along a winding dirt road with a peaceful country feel, this is the property for you! Situated on 10 beautiful acres, this spacious 4-bedroom, 2-bath home offers privacy, room to roam, and endless possibilities. The inviting split-bedroom floor plan is ideal for both everyday living and entertaining. The open kitchen flows seamlessly into the dining area and family room, creating a wonderful gathering space highlighted by a cozy wood-burning fireplace. The spacious primary suite features an en-suite bathroom with dual vanities, a garden tub, and a separate shower. Three additional bedrooms are located on the opposite side of the home, along with a full bathroom and convenient utility room. The home's roof is approximately 8 years old. Outside, the possibilities are truly endless. The expansive 10-acre property offers plenty of room for outdoor activities, recreation, gardening, animals, or simply enjoying the peaceful surroundings. Surrounded by nature and tranquility, this property is a nature lover's dream and provides a rare opportunity to enjoy the privacy and freedom that acreage offers. This property backs up to a nature preserve so you do not have any rear neighbors. Come experience the serenity, space, and country lifestyle this property has to offer. Schedule your private showing today!

680 Wild Acres Road, Osteen

$160,000

2 Beds ⋅ 1 Baths ⋅ Brooke Place Unrec SubDv. ⋅ 32764 Zip Code

HIGH-VISIBILITY COMMERCIAL & FLEX LAND OPPORTUNITY ON STATE ROAD 415! Outstanding opportunity to secure a high-exposure footprint with roughly 80 feet of prime highway frontage along a heavily traveled, expanded 4-lane stretch of SR 415 in booming Osteen. Massive cost and time savings are built right into this location: Skip the extensive municipal delays and thousands in county connection impact fees—this site comes equipped with established, turnkey infrastructure including an active electrical meter, a private septic system, and an existing private well on-site. The 1947 concrete-block structure holds no structural value, is in severe disrepair, and is being sold strictly AS-IS, WHERE-IS for teardown and full site redevelopment. Absolutely zero interior showings or site walkthroughs will be permitted prior to an executed contract. Perfect setup for a contractor yard, equipment depot, or custom commercial building pad right in the path of rapid growth. Buyer to perform all due diligence.

438 N State Road 415, Osteen

$699,000

4 Beds ⋅ 4 Baths ⋅ N/A SubDv. ⋅ 32764 Zip Code

Exceptional 5+ acre property located just off SR-415 with excellent access and strong potential for agricultural, residential, or business use. The ranch-style home features a downstairs primary suite, two stone fireplaces, laminate flooring, an open-concept living and kitchen area, an upstairs overlook to the dining space, a downstairs office, an oversized laundry room, and both front and back porches with peaceful pond views. Recent upgrades include a NEW A/C system and a NEW water heater, offering added efficiency and peace of mind. The property includes two barns: a 2,292 sq ft barn with insulated flooring, concrete slab, and walk-in cooler, plus a 950 sq ft barn ideal for storage or workspace. Additional features include 2 RV pads with their own septic system, well water, two A/C units, and a rear pond with trails leading into a wooded area. Excellent opportunity for a home-based business, agricultural use, or potential barn-style event venue, conveniently located near Orlando, Daytona, New Smyrna, and Jacksonville

445 S State Road 415, Osteen

$575,000

4 Beds ⋅ 3 Baths ⋅ Osteen SubDv. ⋅ 32764 Zip Code

**NEW PRICE + UP TO $10,000 BUYER INCENTIVE WITH ACCEPTABLE OFFER!** **NEWER CONSTRUCTION + OVER HALF AN ACRE + NO HOA!** Seller offers up to $10,000 toward buyer's allowable closing costs, prepaids, or interest-rate buydown with an acceptable offer, subject to lender approval and loan program guidelines. Why settle for a small lot and HOA restrictions when you can have a beautifully maintained 2022-built home with room to spread out? Offering 4 bedrooms, 2.5 baths, and over 2,100 square feet, this Osteen home combines the modern finishes buyers want with the space and freedom that's becoming harder to find. The open kitchen features quartz countertops, stainless steel appliances, a large center island, pantry, and abundant cabinetry, all flowing into the dining and living areas. The split-bedroom floor plan provides privacy for the spacious primary suite with a beautifully finished ensuite bath and custom walk-in closet. Outside is where this property really separates itself. Enjoy more than half an acre with a fully fenced backyard, citrus trees, a powered storage shed, covered lanai with a remote-controlled retractable screen, and a custom pergola that's ready for grilling, entertaining, or relaxing outdoors. And the upgrades go well beyond appearances. A Generac whole-house generator installed in 2025, Andersen Low-E windows, spray-foam insulated garage, water softener, Essency water heater, and upgraded laundry room add comfort, efficiency, and peace of mind. If you've been searching for newer construction without giving up land, privacy, and flexibility, this is the opportunity you've been waiting for. Come experience what makes 125 Longwood Drive different!

125 Longwood Drive, Osteen

$650,000

4 Beds ⋅ 3 Baths ⋅ Fairway Farms SubDv. ⋅ 32764 Zip Code

Welcome to your private country retreat in Osteen! Situated on 6.86 high and dry acres behind a solar-powered automatic gate, this beautiful 2019 modular home offers the perfect balance of peaceful rural living and convenient access to beaches, Sanford, Orlando, and everyday amenities. As you enter the property, you're greeted by a picturesque pond and a scenic milled driveway leading you home, creating a truly inviting first impression. Inside, the thoughtfully designed floor plan offers both space and functionality. Enter through the front door into the expansive living room, which flows seamlessly into the spacious dining room and centrally located kitchen, creating an ideal layout for entertaining and everyday living. Just off the kitchen, the large family room provides an additional gathering space, while the adjacent laundry room offers convenient access and extra storage. The split-bedroom floor plan provides privacy for everyone. On one side of the home, you'll find three generously sized guest bedrooms, each with ample closet space, along with two full bathrooms to accommodate family and guests. On the opposite side, the spacious primary suite serves as a private retreat featuring a large walk-in closet, an oversized ensuite bathroom with dual vanities, and a unique adjoining flex room that is perfect for a home office, nursery, den, or personal gym. Step outside and discover everything needed to embrace the homestead lifestyle. The property features a 24' x 30' workshop with electricity on a concrete slab, a 25' x 25' carport, camper or RV storage, and a well house equipped with a $15,000 water filtration system. With nearly seven acres of usable land, there is abundant room for horses, livestock, chickens, gardens, orchards, recreational vehicles, and all the outdoor activities you've envisioned. Enjoy fishing in your own pond, hunting on your property, or simply taking in the peace and privacy that surround you. If you've been dreaming of country living without sacrificing convenience, this exceptional property offers the best of both worlds. With wonderful neighbors, room to grow, and endless possibilities, this is more than a home...it's the lifestyle you've been waiting for.

353 Uranus Trail, Osteen

$335,000

3 Beds ⋅ 2 Baths ⋅ Carnell 3rd Add SubDv. ⋅ 32764 Zip Code

**SPECIAL BUYER INCENTIVE! Qualified buyers may save up to $120 per month up to $1438 during the first year with a special 0.50% first-year rate reduction through preferred lender ** Welcome to a beautifully designed new construction home overlooking Lake Eulalia, featuring modern upgrades, spacious living areas, and serene water views. From the moment you enter, you’ll appreciate the attention to detail and thoughtful features throughout this exceptional property. Located on a quiet street, this home offers privacy, nature views, and the perfect blend of comfort and convenience. The thoughtfully designed split floor plan features 3 bedrooms plus a versatile flex space ideal for a home office, formal dining room, playroom, or guest space. Inside, you’ll find 9’4” ceilings, luxury vinyl plank (LVP) flooring throughout, canned lighting, and an abundance of natural light from the impressive 8-foot glass front entry and 8-foot rear sliding glass doors. At the heart of the home, the designer kitchen showcases quartz countertops, a statement island, soft-close cabinetry, stainless steel Whirlpool appliances, Kraus fixtures, a walk-in pantry, and a spacious laundry room. The open-concept kitchen, dining, and living areas create an inviting space perfect for entertaining and everyday living. The private primary suite offers peaceful lake views and a relaxing retreat with his-and-hers walk-in closets and a spa-inspired bathroom featuring double vanities. Additional highlights include a linen closet, coat closet, ample storage, and thoughtful finishes throughout the home. Don't miss out on this beautiful home. Schedule your private showing today! Home may be under audio or visual surveillance.

144 11th Avenue, Osteen

$335,000

3 Beds ⋅ 2 Baths ⋅ Carnell 3rd Add SubDv. ⋅ 32764 Zip Code

**SPECIAL BUYER INCENTIVE! Qualified buyers may save up to $120 per month up to $1,438 during the first year with a special 0.50% first-year rate reduction through preferred lender. ** Welcome to this stunning brand-new construction home overlooking beautiful Lake Eulalia, where modern design meets peaceful lakeside living. Tucked away on a quiet street, this thoughtfully crafted 3-bedroom, 2-bath home with a versatile flex space offers the perfect combination of style, comfort, and functionality. From the moment you arrive, you'll be greeted by the elegant glass front door with built-in blinds and impressive curb appeal. Inside, soaring 9'4" ceilings, luxury vinyl plank flooring throughout, canned lighting, and an open-concept layout create a bright and inviting atmosphere filled with natural light from the oversized 8-foot front entry and rear sliding glass doors. The designer kitchen is the centerpiece of the home, featuring gorgeous quartz countertops, a stunning white oak island, crisp white tile backsplash, soft-close cabinetry and drawers, stainless steel Whirlpool appliances, premium Kraus fixtures, a spacious walk-in pantry, and an oversized single-basin sink—perfect for everyday living and entertaining. The split-bedroom floor plan provides privacy, while the flexible bonus room is ideal for a home office, playroom, formal dining room, or guest space. The spacious primary suite offers tranquil lake views, dual walk-in closets, and a luxurious spa-inspired ensuite complete with double vanities, quartz countertops, and elegant finishes. Additional storage is plentiful with a linen closet, coat closet, and a generously sized laundry room. Whether you're enjoying your morning coffee overlooking Lake Eulalia or entertaining friends in the open living space, this home delivers the lifestyle today's buyers are searching for. Conveniently located just off SR 415 and less than a minute from Walmart, you'll enjoy easy access to shopping, dining, schools, and major commuter routes while still enjoying the peace and privacy of a quiet neighborhood. Schedule your private showing today! Home may be under audio or visual surveillance.

140 11th Avenue, Osteen

$335,000

3 Beds ⋅ 2 Baths ⋅ Carnell 3rd Add SubDv. ⋅ 32764 Zip Code

Under contract-accepting backup offers. **SPECIAL BUYER INCENTIVE! Qualified buyers may save up to $120 per month up to $1,438 during the first year with a special 0.50% first-year rate reduction through preferred lender.** Welcome to your BRAND-NEW lakeview dream home overlooking beautiful Lake Eulalia! Perfectly positioned on a quiet street, this stunning new construction offers the ideal blend of modern luxury, thoughtful design, and peaceful waterfront living. Inside, you'll find an open-concept split floor plan with soaring 9'4" ceilings, luxury vinyl plank flooring throughout, recessed (canned) lighting, and an abundance of natural light pouring through the impressive 8-foot glass front door with built-in blinds and oversized 8-foot sliding glass doors. The versatile flex space is perfect for a home office, formal dining room, playroom, or even a potential fourth bedroom to fit your lifestyle. The designer kitchen is the true centerpiece of the home, featuring elegant quartz countertops, a striking sage green island, matching sage green subway tile backsplash, soft-close cabinetry and drawers, stainless steel Whirlpool appliances, Kraus fixtures, a spacious walk-in pantry, and a large single-basin sink—creating the perfect space for cooking and entertaining. Retreat to the private primary suite overlooking Lake Eulalia, complete with two spacious walk-in closets, a spa-inspired ensuite featuring dual vanities, and beautifully appointed finishes. Additional storage throughout the home includes both a linen closet and coat closet, providing convenience and functionality. Step outside to your backyard overlooking the lake, where endless possibilities await. Create your dream outdoor oasis with a fire pit, lakeside lounge, outdoor kitchen, or private dock to fully enjoy Florida waterfront living. Schedule your private showing today! Home may be under audio or visual surveillance.

136 11th Avenue, Osteen

$799,900

4 Beds ⋅ 3 Baths ⋅ Osteen SubDv. ⋅ 32764 Zip Code

Virtually Staged. Welcome to your private country retreat in desirable Osteen! Nestled on over 10.66 acres, this spacious 4-bedroom, 3-bathroom home offers the perfect blend of comfort, functionality, and peaceful rural living. Step inside to discover a thoughtfully designed split-bedroom floor plan featuring a formal living room, a spacious family room, and a dedicated dining area—ideal for both everyday living and entertaining. The open kitchen is the heart of the home, boasting stainless steel appliances, abundant counter space including an island, and plenty of room to prepare meals while staying connected with family and guests. The oversized primary suite easily accommodates king-size furniture and provides a relaxing escape at the end of the day. The private, ensuite bathroom features a walk-in shower, a garden soaking tub, and ample space to unwind. The guest bedrooms are located on the other side of the home and offer spacious closets. One of the rooms provides a double primary suite with a walk in closet and its own bathroom. An inside laundry room is an added feature that adds everyday convenience. Step outside to the covered, screened lanai overlooking the sparkling pool—an ideal place to enjoy your morning coffee, host gatherings, or simply take in the peaceful surroundings. Bring your horses, goats, chickens, and more! With over 10.66 acres of usable land, this property offers endless possibilities for farming, recreation, or creating your own private estate. Enjoy the tranquility of country living while remaining conveniently located near shopping, dining, and major roadways. Don't miss this rare opportunity to own acreage in one of Osteen's most sought-after locations!

1005 Whispring Creek Way, Osteen

$690,000

3 Beds ⋅ 3 Baths ⋅ Acreage SubDv. ⋅ 32764 Zip Code

Escape to Your Private Almost 5-Acre Country Retreat Discover the perfect balance of serenity and convenience in this beautifully updated country home. Nestled on nearly five acres of lush, wooded land, this spacious residence offers a peaceful sanctuary away from the hustle and bustle without sacrificing proximity to shopping and local amenities. The interior features large, light-filled rooms with high-end finishes and a cozy fireplace, making the home entirely move-in ready. Step outside to the screened-in porch—the ideal spot for morning coffee while watching local wildlife, including deer and birds, roam through the trees. Practicality meets curb appeal with a recently added asphalt circular driveway (no dirt roads here!) and additional storage space in the rear. Located steps from local walking trails, this property is a rare find for those seeking quiet country living with modern comforts.

1395 Maytown Road, Osteen

$800,000

4 Beds ⋅ 3 Baths ⋅ Cambridge Villas SubDv. ⋅ 32764 Zip Code

Set on over 4 fully usable acres in Osteen, this custom-built estate offers a rare combination of privacy, space, and long-term potential that’s nearly impossible to replicate today. This 4-bedroom, 3-bathroom home spans over 3,100 square feet of living space, designed with functionality and scale in mind. From the moment you pull in, you feel the separation—no tight subdivisions, no HOA, just open land and the ability to live the way you want. Inside, the layout delivers both comfort and practicality. A spacious kitchen with solid wood cabinetry and an island opens into the main living areas, creating a natural flow for everyday living and entertaining. The primary suite is positioned upstairs with generous proportions, dual sinks, and separation from guest bedrooms—ideal for families or multi-generational living. Step outside and this is where the property really takes over. A true resort-style pool With Waterfalls anchors the backyard, complete with a jacuzzi—built for year-round use whether you’re hosting, unwinding after a long day, or spending weekends at home. This setup feels intentional and designed for the lifestyle, not added as an afterthought. Surrounding the home is over 4 acres of private, buildable land—giving you the flexibility most buyers are searching for right now. Add a guest house, detached garage, barn, or workshop. Create a full family compound. Bring animals. Park your equipment. Or keep it simple and enjoy the space, the quiet, and the freedom. There’s already a private trail running through the property—perfect for riding, walking, or letting the dogs run without ever worrying about traffic or neighbors. This is the kind of land where you can actually use every inch. The wrap-around porch ties it all together, giving you a place to slow down and take in what you own—something that’s becoming harder to find in Central Florida. From a structural standpoint, the home is built to last with block construction, a durable metal roof, well and septic, and no HOA restrictions—giving you full control over how the property evolves over time. Location-wise, you’re positioned for both privacy and accessibility—just a short drive to shopping, dining, and major roadways, while still feeling completely removed from the noise. Nearby natural areas and trails only add to the lifestyle this property offers. Properties like this aren’t just homes—they’re long-term holds. With limited inventory offering acreage, a pool, jacuzzi, and buildable land together, opportunities like this don’t come around often. If you’re looking for space, privacy, and the ability to create something beyond a standard home—this is where it starts.

326 Enterprise Osteen Road, Osteen

$574,900

3 Beds ⋅ 2 Baths ⋅ Lemon Bluff 2nd Add SubDv. ⋅ 32764 Zip Code

DIRECT ST. JOHNS RIVERFRONT. PRIVATE DOCK WITH OVERSIZED DECK. NO HOA. COMPLETELY RENOVATED. Welcome to 1155 Lemon Bluff Road, where everyday life feels like a Florida getaway. Set directly on the St. Johns River, this beautifully reimagined 3-bedroom, 2-bath waterfront home offers the rare combination of move-in-ready interiors, private river access and the freedom of NO HOA. Designed for both everyday living and effortless entertaining, the home underwent a complete transformation — this home was recently "taken down to the studs", redesigned and rebuilt with the quality of new construction offering high-end modern finishes, enhanced by a stunning open-concept interior filled with natural light, chef's kitchen and two spa-like bathrooms. At the heart of the home is a beautifully appointed kitchen showcasing quartz countertops, 42-inch cabinetry, stainless steel appliances and an oversized island with seating for six. The spacious primary suite offers a beautifully updated bath, while the home's thoughtful finishes create a polished, comfortable retreat from the moment you arrive. But the real showstopper is outside. Step into your own private slice of Old Florida with DIRECT ST. JOHNS RIVER FRONTAGE, a 50-foot seawall and private dock/pier ready for days spent boating, bass fishing and enjoying life on the water. Start your mornings overlooking the river, spend the afternoon on the boat and unwind in the screened outdoor living area or around the firepit as the sun goes down or the views of rockets launching from Kennedy Space Center. With no HOA and no front or rear neighbors, this property offers a level of privacy and freedom increasingly difficult to find in Central Florida. A metal roof, and 2023 upgrades include new A/C, all new plumbing and electrical / lighting, whole-house water softener and extensive updates add even more appeal. Whether you're searching for a full-time waterfront residence, a weekend river retreat or simply a place where the boat can be waiting steps from your back door, 1155 Lemon Bluff Road delivers the Florida lifestyle you've been looking for. Just imagine it: coffee by the river in the morning, the boat off the dock by afternoon and sunset from your own backyard at night. This isn't simply a home on the water—it's an opportunity to LIVE WHERE OTHERS VACATION. NEW PRICE: $574,900. Schedule your private showing and experience St. Johns River living for yourself.

1155 Lemon Bluff Road, Osteen

$495,000

3 Beds ⋅ 2 Baths ⋅ Westside SubDv. ⋅ 32764 Zip Code

Virtually Staged. LISTING PRICE REDUCED TO SELL NOW!! This exceptional, custom-built home stands in a class of its own. The property features brand-new textured ceilings and walls, complemented by fresh paint throughout. The upgraded kitchen is a chef's delight, boasting all-wood, soft-close cabinetry, two lazy Susans, a deep sink, premium stone countertops, an expansive pantry, and modern recessed lighting. A convenient snack bar adjacent to the dining room leads through sliding glass doors to a covered patio, perfect for grilling and outdoor relaxation. The upstairs primary suite includes private balcony access, offering scenic views of the expansive backyard and mature oak trees. The home’s interior is highlighted by a stunning stone fireplace, making this two-story residence a true standout. Situated on approximately 2.5 acres, this property offers significant potential with its partially cleared landscape. Additional features include city water, a septic system, a metal roof installed in December 2025, an RV pad with hookups, and a newly installed driveway. This property is zoned for horses and livestock, with ample space for trucks and equipment. Huge Oversized Garage with ample room for toys and tools! A survey is available in the office; this unique property is a must-see.

2598 Enterprise Osteen Road, Osteen

Start Your Search

Homes with No HOA for Sale in 32764 Osteen

32764 has roughly 10 to 20 active homes with no HOA on the market at any given time. They run from $160,000 to $1,349,000, with a median around $585,950. The typical one is about 2,074 square feet with 4 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32764 homes with no HOA at a glance

Active listings	roughly 10 to 20
Median list price	$585,950
Price range	$160,000 to $1,349,000
Median size	2,074 sq ft
Median bedrooms	4
Median year built	2004
Median days on market	144

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	16	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32764 homes with no HOA by price range

under $300k	2
$300k-$500k	5
$500k-$750k	6
$750k-$1M	2
$1M+	1

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32764?

There are roughly 10 to 20 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32764?

The median list price is around $585,950, with the range running $160,000 to $1,349,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32764?

Yes. Call or text 407-616-9019 and we will set up showings.

Browse All 32764 Zip Code FL Properties with No HOA Fee for Sale

Homes with No HOA for Sale in 32764 Osteen

32764 homes with no HOA at a glance

No HOA and optional HOA are not the same thing

32764 homes with no HOA by price range

What to check before you write an offer

Frequently asked questions

How many homes with no HOA are for sale in 32764?

What do homes with no HOA cost in 32764?

Does no HOA mean there are no rules at all?

Can you show me homes with no HOA in 32764?

Tools for 32764

Other 32764 searches

How much is your home worth?

How much is your home worth?