Browse All 32732 Zip Code FL Homes with a First Floor Primary Bedroom for Sale

3 Beds ⋅ 2 Baths ⋅ Lake Harney Ranch Estates Lake Sec SubDv. ⋅ 32732 Zip Code

Welcome to 1630 Lake Harney Road in Geneva, Florida! Built in 2021, this MOVE-IN READY home combines modern finishes, open-concept living, and the charm of a peaceful country setting with NO HOA! Situated on a .29-acre lot with no rear neighbors, this beautifully maintained home features an upgraded paver driveway, oversized two-car garage, and inviting covered entry. Inside, enjoy a spacious split-bedroom floor plan with wood-look tile flooring throughout and a stunning kitchen featuring 42-inch cabinetry, granite countertops, stainless steel appliances, walk-in pantry, and oversized island overlooking the dining and great room. Expansive STACKING SLIDING GLASS DOORS open to the covered rear porch, creating a seamless indoor-outdoor living space ideal for entertaining and enjoying the Florida lifestyle. The private primary suite offers a sitting area, dual closets, and an oversized walk-in shower. Additional highlights include generously sized guest bedrooms and an interior laundry room with utility sink and storage. Enjoy the freedom of NO HOA, a spacious backyard, privacy, and a location outside the designated flood zone. Conveniently located near Lake Harney, the St. Johns River, boating, fishing, and outdoor recreation, with easy access to Oviedo, Lake Mary, and historic Downtown Sanford. Experience the best of Geneva country living with the comfort and convenience of newer construction. Schedule your private showing today!

1630 Lake Harney Road, Geneva

$500,000

2 Beds ⋅ 2 Baths ⋅ Lake Harney Beach SubDv. ⋅ 32732 Zip Code

LAKEFRONT LIVING AT ITS FINEST! Welcome to your own private waterfront retreat on beautiful Lake Harney! Situated on approximately 0.4 acres, this charming 2-bedroom, 2-bathroom home offers approximately 1,100 square feet of living space, breathtaking lake views, and an impressive list of recent improvements. Tucked away on a quiet road, the property features mature landscaping, and a peaceful setting that makes everyday living feel like a getaway. Step inside to discover an inviting open floor plan filled with natural light and beautiful views of the lake. Imagine starting each morning with a cup of coffee while watching the sun rise over the sparkling waters of Lake Harney, right from your own waterfront retreat. A WATERFRONT LIFESTYLE THAT’S HARD TO BEAT! Located along the western shoreline of Lake Harney, this property offers beautiful eastern views across the water and unforgettable Florida sunrises. Outdoor enthusiasts will appreciate the direct lake frontage, with shoreline access offering the opportunity to pull an airboat up to the property, depending on water conditions and applicable regulations. Whether you’re an avid airboater, enjoy fishing and wildlife watching, or simply appreciate the peace and beauty of waterfront living, this property offers a wonderful opportunity to enjoy the outdoors. MAJOR UPDATES HAVE ALREADY BEEN COMPLETED! Recent improvements include new double-pane windows, sliding glass doors, blinds and window treatments, a new air conditioning and heating system including the air handler and compressor, and a new tankless water heater installed in 2026. Additional upgrades include updated interior and exterior electrical panels and breakers, new toilets, a whole-house water filtration system, and a reverse osmosis drinking water system. The outdoor living space is just as inviting! Enjoy the newly constructed aluminum screened room with an insulated roof, perfect for relaxing or entertaining while taking in the surrounding scenery. Additional exterior improvements include aluminum fencing along both the lakeside and street-side portions of the property, along with professionally updated landscaping completed in 2025. Looking for room for your RV? This property also features a new 50-amp electrical hookup and sewer connection for RV parking. Another valuable improvement is the newly permitted aerobic septic system designed to accommodate up to a 4-bedroom, 4-bathroom residence, offering additional flexibility for future possibilities, subject to applicable approvals. With its combination of spectacular sunrise views, extensive upgrades, private setting, and outdoor living opportunities, this Lake Harney property has so much to offer. Whether you’re searching for a full-time residence or a peaceful weekend escape, this is your opportunity to enjoy the Florida lakefront lifestyle. SCHEDULE YOUR PRIVATE SHOWING AND COME EXPERIENCE LAKE HARNEY LIVING FOR YOURSELF!

2462 Fort Lane Road, Geneva

$635,000

4 Beds ⋅ 3 Baths ⋅ Acreage & Unrec SubDv. ⋅ 32732 Zip Code

Room to spread out, a floor plan that makes sense, and the welcoming feel of HOME—218 Whitcomb Dr brings it all together on nearly an acre in Geneva! Built in 2021 and thoughtfully remodeled - no detailed spared - this four-bedroom home 3 full bathroom home offers 2,277 heated square feet plus a bonus room, combining newer construction with the warmth and character of a country setting. The well-planned layout provides comfortable spaces to gather and room to retreat, while the bonus room offers flexibility for a home office, playroom, hobbies, or a second living area. The interior feels personal and comfortable from the moment you arrive. Outside, the expansive lot gives you space to enjoy the outdoors, entertain, garden, or simply appreciate a little more breathing room. There is a small barn that can be catered to your needs. Geneva’s charm is complemented by area destinations such as Little Big Econ State Forest, Lake Harney Wilderness Area, and C.S. Lee Park and Boat Ramp, offering opportunities for hiking, wildlife viewing, and boating on the St. Johns River. Discover a home where flexible living space and room outdoors make it easy to settle in and stay awhile. **NO HOA, ZONED FOR EXCELLENT SCHOOLS** Schedule your private showing today

218 Whitcomb Drive, Geneva

$1,399,800

5 Beds ⋅ 4 Baths ⋅ N/A SubDv. ⋅ 32732 Zip Code

Discover Colorado-inspired Craftsman character on a beautifully landscaped one-acre property. This distinctive five-bedroom residence offers 2,789 square feet of air-conditioned living space, three full baths, one half bath, dramatic peaked rooflines, and an effortless indoor-outdoor lifestyle. The thoughtfully designed kitchen features dark colored ZLINE appliances, a subway-style backsplash, a natural-gas cooktop with hood, soft-close cabinetry, a large walk-in pantry, and a generous granite-topped island with additional storage and electrical outlets. A separate dining area provides added space for everyday meals and entertaining. Three-panel sliding glass doors open to a covered patio with scenic views and a natural-gas connection ready for a future outdoor kitchen. The impressive outdoor amenities include a large swimming pool (travertine edge/brick paver deck), playground with swing set, brick-paver fire pit, chicken coop, basketball hoop, exterior and landscape lighting, and an RV connection of up to 50 amps. Inside, durable LVP-style flooring extends throughout the home. Additional conveniences include an attached two-car garage with epoxy flooring and an expansive asphalt driveway with parking for more than 10 vehicles. A detached 1,500-square-foot covered warehouse offers exceptional flexibility for storage, equipment, hobbies, or other permitted uses, while a covered carport accommodates a RV. Blending memorable architecture, generous living space, recreation, and versatile outbuildings, this property delivers a rare combination of comfort, character, and functionality.

412 Snow Hill Rd, Geneva

$5,900,000

7 Beds ⋅ 7 Baths ⋅ Horse Power Ranch SubDv. ⋅ 32732 Zip Code

IMAGINATION TO CREATING TO OPPORTUNITIES. This Property is Waiting for YOU! Behind the gates of Horsepower Ranch lies an exceptionally rare opportunity: approximately 21.75 acres in the Snow Hill/Geneva corridor with two residences, an operating wedding and corporate event venue, equestrian facilities, a tree farm, and PRIVATE access to the Geneva Wilderness Area. The MAIN residence is an approximately 1,985-square-foot, three-bedroom, 3.5-bath pool home with vaulted ceilings, a wood-burning fireplace, first-floor primary suite, screened pool, and covered front porch overlooking the ranch entrance. A separate, single-story residence offers approximately 1,375 square feet, three bedrooms, one bath, and its own wood-burning fireplace. It provides flexible space for guests, staff, or potential rental use, subject to applicable requirements. The approximately 5,800-square-foot finished ENTERTAINMENT barn is the centerpiece of the ranch’s event operation and will accommodate up to 450 Guests. Ready to welcome weddings, corporate gatherings, and private celebrations, it features a full-service bar, upstairs loft, enclosed room, full bath, and five oversized overhead doors that open the space to the outdoors. Event-related items convey with the sale; request the complete list and details of the existing operation. Across the grounds, a 5-Stall Stable, Corral, 7 Paddocks, MULTIPLE outbuildings, PETTING ZOO with livestock, and approximately 2,600-square-foot POLE BARN support a wide range of equestrian, agricultural, and event uses. A 4.76-acre TREE FARM adds yet another dimension to this remarkable property. A PRIVATE GATE along the western boundary connects directly to the Geneva Wilderness Area and its scenic trails for riding, hiking, and biking. Nearby outdoor destinations include Little Big Econ State Forest and the Little Big Econ Jones East Trailhead. With Orlando International Airport and Florida’s East Coast beaches approximately 45 minutes away, Horsepower Ranch offers a striking combination of privacy, access, and possibility. Envision a private estate, equestrian retreat, continuing event venue, or property with multiple potential income streams. Opportunities to own this much land and this many established amenities in one place are few and far between. Schedule a private tour to experience Horsepower Ranch for yourself. See the attached property documents for the addresses, parcel IDs, and legal descriptions of all parcels included in the sale.

280 Campbell Ranch Run, Geneva

$535,000

4 Beds ⋅ 3 Baths ⋅ Whitcombs 1st & 2nd Adds To Geneva SubDv. ⋅ 32732 Zip Code

Incredible opportunity to own a nearly new 4-bedroom, 3-bathroom home in the heart of Geneva with NO HOA & ultimate privacy! Built in 2025, this stunning residence offers all the benefits of new construction with thoughtful upgrades and custom finishes throughout. Step inside and be welcomed by gorgeous engineered hardwood flooring, open floor plan, and beautiful tongue-and-groove ceiling details in both the great room and primary suite. The spacious owner's retreat includes a cozy sitting area, dual walk-in closets, and a luxurious spa-inspired bathroom featuring double vanities, a private water closet, walk-in shower, and a relaxing garden tub. The chef's kitchen is the centerpiece of the home, showcasing an oversized QUARTZ countertop island, black STAINLESS STEEL appliances, a beautiful farmhouse sink, and an impressive walk-in butler's pantry. A desirable three-way split floor plan provides privacy and flexibility, with one bedroom and full bath at the front of the home and two additional bedrooms with a shared bath located off the kitchen. Both guest bathrooms are beautifully appointed with floor-to-ceiling tile in shower/tub areas and leathered quartz countertops. Additional premium features include 8-inch baseboards, custom board-and-batten accents, FRAMED window and door casings, BIRCH shelving in every closet, SONOS speakers in living, garage & patio, CORE FOAM inflation & updated bats, structured CAT6 wiring, a Dahua SECURITY camera system, a WATER SOFTENER and FILTRATION system, and a fully fenced backyard. Offering exceptional craftsmanship, modern conveniences, and luxurious finishes throughout, this move-in-ready home is a rare find in one of Geneva's most desirable locations. Conveniently located to shopping, top rated schools, and travel.

175 Pine Street, Geneva

$874,900

4 Beds ⋅ 2 Baths ⋅ 32732 Zip Code

Property renovated by Iron House Florida, LLC. Charming Country Estate on 5+ Acres in Desirable Geneva, Florida -- No HOA! Welcome to your private country retreat in the heart of sought-after Geneva! Nestled on over 5 acres, this beautifully renovated 4-bedroom + an office, a den and a playroom, 2-bath home offers an exceptional combination of space, privacy, modern updates, and endless possibilities--From the moment you arrive, you'll appreciate the peaceful setting, expansive grounds, and large rocking-chair front porch--perfect for morning coffee, relaxing evenings, and enjoying the tranquility of country living. Inside, generously sized rooms and an inviting, open layout provide plenty of space for everyday living and entertaining. The home has been thoughtfully updated with brand-new flooring, drywall, electrical system and electrical panel, new roof and gutters, two brand-new water heaters, and a new water softener system. The HVAC system was replaced in 2019, and the newer windows add to the home's comfort and efficiency. Even the kitchen of offers modern convenience with an oven that can be controlled via Bluetooth! The oversized 2-car garage features a unique drive-through design, providing access to the opposite side of the property, along with additional storage space. Outside is where this property truly shines. Enjoy the the mandarins trees and grapefruits, and the huge walnut trees. The entire property is fully fenced and features two electric gates with remote access, offering added privacy, security, and convenience for accessing the home, barn, and outbuildings. The property also includes three additional electrical panels, providing power for an RV, storage areas, and the horse barn. You'll find multiple outbuildings designed to accommodate a variety of hobbies, projects, storage needs, and country-living dreams. One is a fully equipped workshop, while another offers an RV carport, 2-car carport, and abundant additional storage. The horse barn adds even more functionality and opens the door to creating the mini-farm or equestrian setup you've been looking for. With over 5 acres and no HOA restrictions, there's room to spread out, bring your RV, garden, raise animals, enjoy outdoor gatherings, or simply embrace the freedom and privacy that acreage provides. The spacious backyard and fenced areas are ideal for pets and animals while providing plenty of room to create your own outdoor oasis. Located in beautiful Geneva, this property offers the peacefulness of rural living while remaining conveniently accessible to Oviedo, Sanford, Lake Mary, Seminole County schools, shopping, dining, and major highways. If you've been searching for a property that offers acreage, privacy, modern updates, multiple outbuildings, room for animals, and NO HOA, this one checks all the boxes. Come experience the space, freedom, and possibilities this exceptional Geneva property has to offer! All information recorded in the MLS is intended to be accurate but cannot be guaranteed.

300 Scott Road, Geneva

$650,000

4 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32732 Zip Code

Built in 1949 and constructed like a bunker, this 4 bedroom, 2 bath Geneva property sits on 1.21 acres zoned A5, so bring the animals. Interior walls, including the closets, are solid block, with some filled with concrete instead of wood, a rare level of construction you will not find in a new build. Plus next door, nearly 200+ acres of wilderness conservation which makes the best neighbors! A complete remodel from 2001 to 2005 modernized the home top to bottom, and it wears a durable metal roof. The lot carries two addresses, one of them commercial, perfect for deliveries or running a business from home. Flood zone X gives extra peace of mind, and a 5,200-acre conservation sanctuary next door means privacy and views that are not going anywhere. Inside, the master suite is a retreat on its own, with a large walk-in closet, a private bath featuring an antique clawfoot tub, a sliding door walk-in shower, and a separate mudroom to the outside. The living room centers on a custom built-in maple entertainment wall with full extension slide-out drawers for storage. The kitchen was outfitted with slide-out shelving in every base cabinet and slide-out spice racks tucked into custom cabinetry. Add in two stand-up attics, double pane aluminum windows, and solid vintage wood four-panel doors, and every detail says quality. Two wells, one for the household and one for irrigation, plus a full water filtration system, round out the utilities. For hobbyists, business owners, or anyone needing serious extra space, the 1,000 square foot wood workshop is a showstopper. 33x30 with 14 foot ceilings and a loft, built to a 160 mph wind rating, and fitted with side sliding front doors sized to drive a truck straight in. Use it as a workshop, a garage, or whatever your next project calls for. Equestrian and animal facilities are ready to go from day one. A 3-stall barn built in 2003 offers a concrete center aisle with horse mat flooring in the two outer stalls. There is also a 16x40 concrete dog kennel with a roof, an animal washing area with auto waterers, a 12x20 insulated storage building, and a 10x8 water shed housing the well pump and additional storage. Properties built this solid, this equipped, and this private do not come around often. Come take a peek today!!

3543 N County Road 426, Geneva

$1,574,900

5 Beds ⋅ 5 Baths ⋅ Seminole Woods 5 Ac Dev SubDv. ⋅ 32732 Zip Code

PRICING SUPPORTED BY RECENT PROFESSIONAL APPRAISAL. Rarely does 5 acres, 7 garage spaces, and resort-style living come wrapped inside a guard-gated community with country luxury at its finest! Beyond the manned entrance of Seminole Woods, a winding driveway meanders through the trees to reveal this exceptional 5-bedroom, 3.5-bath estate, where a welcoming front porch invites you to slow down and stay awhile. Step inside and be drawn straight to the true heart of the home: a gourmet kitchen designed for the entertainer. Custom 42" cabinetry provides abundant storage, gleaming granite countertops stretch across generous workspace, and the oversized center island with prep sink anchors it all. Perfect for meal prep while guests gather around the breakfast bar. Double convection ovens make holiday feasts and Sunday dinners effortless, while the casual dining space keeps everyday meals easy and connected. A butler's pantry links the kitchen to the formal dining room, and a formal living room adds an elegant space for entertainment. The first-floor owner's retreat is a private haven with French doors opening directly to the pool area and a spa-like bath featuring a garden tub and separate walk-in shower, joined by three additional bedrooms on the main level. A dedicated office makes working from your countryside retreat effortless, especially with hardwired high-speed internet throughout. Upstairs, a spacious bonus/game room and 5th bedroom/flex space with private half bath offering room for everyone. But it's the outdoor living that truly captures the heart of this property. The screened patio is an entertainer's dream, perfect for gathering around the outdoor fireplace on cool evenings, relax in the sitting area with your morning coffee, or host weekend cookouts overlooking the sparkling pool and bubbling hot tub. Beyond the patio, the grounds unfold like your own private retreat: little ones playing safely on the commercial-style fenced playground tucked among the trees, mornings gathering fresh eggs from the newly constructed chicken coop, and homegrown harvests from the fenced garden lined with fruit trees. Car collectors and hobbyists rejoice with 7 total garage spaces, 3-car attached and 4-car detached. Saddle up and enjoy miles of horseback riding trails, a private neighborhood water supply, and exclusive access to private spring fed Buck Lake with community boat ramp. Zoned for top rated Seminole County Schools and just minutes from everyday conveniences of this is the country life, perfected. Schedule your private tour today!

450 Valley Stream Drive, Geneva

$1,250,000

4 Beds ⋅ 3 Baths ⋅ Seminole Woods 5 Ac Dev SubDv. ⋅ 32732 Zip Code

One or more photo(s) has been virtually staged. Welcome to your private resort-style retreat in the heart of Seminole Woods. Situated on 5.2 high-and-dry acres, this custom 4-bedroom, 3-bath estate is the perfect blend of luxury, privacy, and outdoor living in one of Geneva's most sought-after communities. From the moment you arrive, you'll appreciate the peaceful setting, mature trees, and sense of space that make Seminole Woods so desirable. Inside, the home has over 3,300 square feet of thoughtfully designed living space featuring soaring ceilings, abundant natural light, generous living areas, and a beautifully appointed kitchen with granite countertops, custom cabinetry, a large center island, and professional-grade appliances. Step outside to discover your own private backyard paradise. The resort-style pool and spa create an exceptional setting for entertaining, relaxing, and enjoying Florida's year-round sunshine. Whether hosting friends and family, spending afternoons poolside, or unwinding beneath the stars in the spa, this outdoor space was designed for making memories. Beyond the pool, the property truly comes to life. Nearly a half-mile of private trails wind throughout the acreage, inviting you to explore your own estate on foot, horseback, or by golf cart. The natural landscape provides a peaceful backdrop where wildlife is often seen, creating a unique connection to the beauty of Old Florida. With over five acres of usable land, there is ample room for horses, recreational vehicles, future outbuildings, gardens, or simply enjoying the privacy and freedom that acreage living provides. Opportunities to own a property that combines luxury living, resort-style amenities, private trails, and expansive acreage are increasingly rare. Conveniently located near Oviedo, Sanford, UCF, and Orlando, this exceptional Seminole Woods estate embodies the tranquility of country living without sacrificing access to modern conveniences.

301 Seminole Woods Boulevard, Geneva

$995,000

4 Beds ⋅ 3 Baths ⋅ Seminole Woods 5 Ac Dev SubDv. ⋅ 32732 Zip Code

HUGE BRAND NEW PRICE REDUCTION --- An amazing opportunity to own this 3700 square foot home with a 3-car garage on five acres. You'll have trees, a gorgeous pond and space to add a barn, more garage space, or that special personalized addition you've always wanted. Welcome to Seminole Woods where you can keep your boat, your RV, your horses and your chickens right on your own property. The stylish design of this Arthur Rutenberg-built custom home will impress you as soon as you enter the private drive. As you approach this home you're struck by the stylish Tuscan influenced front elevation: pillars at the entryway, high arches over windows and the front door, and two lovely full bay windows. This spacious single-story home offers a well arranged four bedroom floor plan, a designated front-of-the-home office, a large dining room, living room, kitchen and an incredible family room that you’ve just got to see. The many upgraded and well planned custom features continue as you discover the interior: please notice such designer upgrades as the high recessed tray ceilings, a continuation of the pillared theme, the rich crown molding throughout, the wall niches, built-in shelves, butler pantry, beautiful water resistant marble window sills, and more than expected closet space throughout. From the living room, breakfast nook, kitchen and family room you can enjoy the panoramic view of the pool, the covered lanai, and beyond it, down the hill, the private nature-framed pond. The screen enclosed infinity edged pool has for added ambiance a decorative rock fountain and heated in-ground spa, all surrounded by genuine fieldstone decking. For your peace of mind, major updates include a new roof in November 2021; the exterior was just professionally painted last month; the two air conditioners new in 2020 & 2024; the Generac whole-house generator installed in May, 2025; the pool heater in 2022, and a brand new two-speed pool pump in July 2026. The pool and decking were leak checked, serviced and renovated early this year. Seminole Woods is an equestrian community and a nature lover's dream. Amenities include miles of trails for horses and hikers, a gated park on full-use skiable Buck Lake with a dock and boat launch, a picnic pavilion available for residents’ events, sports courts (yes pickleball too) and a large playground.

420 Valley Stream Drive, Geneva

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Homes with a First Floor Primary for Sale in 32732 Geneva

32732 has roughly 10 to 20 active homes with a first floor primary bedroom on the market at any given time. They run from $535,000 to $5,900,000, with a median around $934,950. The typical one is about 2,594 square feet with 4 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32732 homes with a first floor primary bedroom at a glance

Active listings	roughly 10 to 20
Median list price	$934,950
Price range	$535,000 to $5,900,000
Median size	2,594 sq ft
Median bedrooms	4
Median year built	2001
Median days on market	94

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	6	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32732 homes with a first floor primary bedroom by price range

$500k-$750k	3
$750k-$1M	3
$1M+	4

What to check before you write an offer

First floor primary vs a true single story home - not the same thing
What to check on a two story home with the primary down: stairs to laundry, guest rooms up
Aging in place and resale demand from downsizers
The listing field is agent-entered, so verify on the floor plan before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with a first floor primary bedroom are for sale in 32732?

There are roughly 10 to 20 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with a first floor primary bedroom cost in 32732?

The median list price is around $934,950, with the range running $535,000 to $5,900,000.

Can you show me homes with a first floor primary bedroom in 32732?

Yes. Call or text 407-616-9019 and we will set up showings.