32174 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32174 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 2 Baths ⋅ Charleston Square SubDv. ⋅ 32174 Zip Code

Virtually Staged. ESTATE PROPERTY WITH GREAT POTENTIAL! Located in Ormond Beach’s established Charleston Square neighborhood with NO HOA DUES, this 3-bedroom, 2-bath home features a split-bedroom floor plan, spacious Florida room, additional den and 2-car garage. The home is livable in its current condition but ready for updating and improvements, offering a wonderful opportunity for a buyer who wants to make a home their own. The interior is dated, while the exterior shows areas of deferred maintenance and will need attention. Important improvements include a NEW ROOF in 2023, water heater in 2024, 3-ton A/C installed in 2018, plus newer front-loading washer and dryer. The property is being professionally treated for subterranean termites, and the seller will provide the buyer with a transferable termite treatment certificate at closing. This is an estate property and personal belongings remain in the home. Some listing photos have been digitally cleared of furnishings and personal items to better illustrate the rooms and available space; those photos are identified accordingly. The property is being offered in its present condition. Look beyond the belongings and cosmetic updates and you’ll find a home with a spacious floor plan and plenty of potential in a neighborhood of well-maintained homes. Easy to show — appointments can be readily accommodated.

12 Tara Place, Ormond Beach

$423,900

3 Beds ⋅ 3 Baths ⋅ Tomoka Oaks SubDv. ⋅ 32174 Zip Code

Welcome home to Tomoka Oaks, one of Ormond Beach's established and beautifully landscaped neighborhoods! Tucked away on a quiet cul-de-sac, this inviting 3-bedroom, 2.5-bathroom offers a wonderful combination of space, privacy, and comfortable Florida living. Step inside to a warm and welcoming floor plan featuring a formal living room plus a spacious dining and family room with soaring ceilings and a cozy wood-burning fireplace, creating the perfect gathering place for everyday living and entertaining. The kitchen offers abundant golden oak cabinetry, generous workspace, and a convenient breakfast bar overlooking the living areas. The spacious primary suite is privately situated just off the family room and features high ceilings, a large walk-in closet, and an ensuite bath with a soaking tub, separate shower, dual vanities, and plenty of storage. A desirable split-bedroom floor plan places two additional generously sized bedrooms on the opposite side of the home, Have oversized closets and access to a spacious Jack-and-Jill style bath with dual vanities. Step outside and discover a private backyard retreat surrounded by mature landscaping, relax beneath the magnolia tree, or make the garden your own among established jasmine, hibiscus, palms, cactus, and beautiful plantings along the rock wall. It is a peaceful setting with plenty of potential for outdoor living and entertaining. Additional highlights include NEW WINDOWS installed in 2023, water heater 2023, HVAC 2015, and an oversized 2-car garage with extra room for storage, hobbies, or a workshop. Location is another reason to love this home! Tomoka Oaks is conveniently connected to The Trails area, putting shopping, dining, coffee, fitness, and everyday conveniences close by. Nearby walking and biking paths provide access to local parks and recreation, including the Nova Community Center with tennis, baseball fields, racquetball, a skatepark, and more. With a voluntary HOA ($95 voluntary) and a central Ormond Beach location close to schools, parks, shopping, dining, and recreation, this home offers the opportunity to enjoy an established neighborhood and a true sense of home. Come experience the charm of Tomoka Oaks and imagine making this special home your own!

7 Waterfront Court, Ormond Beach

$839,000

3 Beds ⋅ 4 Baths ⋅ Plantation Bay Ph 01a Unit 01-6 SubDv. ⋅ 32174 Zip Code

ENJOY EXQUISITE LUXURY LIVING IN THIS STUNNING CUSTOM BUILT 3-BEDROOM 3.5 BATH (**THREE EN-SUITES**) POOL HOME OVERLOOKING THE GOLF COURSE IN PLANTATION BAY... A GORGEOUSE PRIVATE GATED COMMUNITY OFFERING 24-HOUR SECURITY & WORLD CLASS AMMENITIES. THIS GORGEOUS CONTEMPORARY ESTATE HOME FEATURES MODERN ARCHITECTURAL DESIGN, 22' SOARING CEILINGS, NATURAL LIGHT FROM ALL ANGLES VIA NEW ANDERSON DOORS & WINDOWS & 2ND STORY WRAP AROUND BALCONIES OVERLOOKING POOL AND GOLF COURSE SURROUNDED BY NATURE & WILDLIFE. GORMET CHEF'S KITCHEN OFFERS MODERN UPDATING INCLUDING EUROPEAN CABINETRY W/UNDERLIGHTING, QUARTZ COUNTERS, CENTER ISLAND, BREAKFAST BAR, STAINLESS APPLIANCES W/PULL OUT MICROWAVE DRAWER, PENDANT LIGHTING & GORGEOUS LUXURY VINYL PLANK FLOORING. EXTENDED FORMAL DINING IS THE PERFECT SETTING FOR LARGE FAMILY GATHERINGS & CELEBRATIONS ACCENTED BY BUILT-IN ELECTRIC FIREPLACE CREATING A WARM ELEGANT AMBIANCE! ENJOY COMFORT AND STYLE IN SPACIOUS LIVING ROOM FEATURING 22-FT CEILINGS, NEW EXPANSIVE WINDOWS AND DOORS AND BEAUTIFUL VIEWS OVEROOKING THE POOL DECK AND GOLF COURSE. PRIVATE FIRST FLOOR PRIMARY SUITE WITH ACCESS DOOR TO COVERED LANAI & ENTERTAINING AREA. SPA-LIKE ENSUITE OFFERS DOUBLE SINK VANITY, WALK-IN SHOWER, GARDEN TUB, LOTS OF STORAGE SPACE AND WALK-IN CLOSET. FIRST FLOOR HAS A CONVENIENT UPDATED HALF GUEST BATH, INSIDE LAUNDRY AND HOME OFFICE OR FLEX ROOM PERFECT FOR WORKOUT SPACE, CRAFT ROOM OR MEDIA ROOM. WIDE SPIRAL STAIRCASE LEADS TO THE SECOND FLOOR WITH MORE NATURAL LIGHT, OPEN SPACES AND TWO SPACIOUS BEDROOM SUITES WITH FULL BATHS... SO MANY OPTIONS WITH THREE SIDED WRAP AROUND BALCONIES AND A SEPARATE PRIVATE BALCONY OFF WEST FACING BEDROOM. GREAT SPACES FOR ENTERTAINING, RELAXING, GARDENING, YOGA AND A PEACEFUL SPACE TO ENJOY THE GORGEOUS VIEWS AND WILDLIFE. PLANTATION BAY OFFERS THREE GUARD GATES, AND A VARIETY OF CLUB MEMBERSHIPS INCLUDING 45 HOLES OF CHAMPIONSHIP GOLF AT THREE COURSES, TWO DRIVING RANGES, GOLF INSTRUCTIONAL CENTER, TENNIS & PICKLEBALL COURTS, A STATE-OF-THE-ART FITNESS CENTER, TWO CLUBHOUSES INCLUDING FOUNDERS CLUB WHICH IS A SHORT WALK OR GOLF CART RIDE FROM THE HOUSE.... OFFERING FINE AND CASUAL DINING... THIS IS TRULY A ONE-OF-A-KIND PRIVATE COMMUNITY WITH SOMETHING FOR EVERYONE!SO MUCH TO LOVE ABOUT THIS COMMUNITY!!!

13 Bay Point Drive, Ormond Beach

$789,000

5 Beds ⋅ 4 Baths ⋅ Tomoka Oaks Country Club Estates Unit 1b SubDv. ⋅ 32174 Zip Code

Space, style, and peace of mind -- this Tomoka Oaks pool home checks every box. 5 bedrooms, 3 baths, and 4,053 SqFt of thoughtfully designed living space, all on a beautifully landscaped lot with a private, screened pool. Step inside to soaring wood-plank vaulted ceilings, a dramatic marble fireplace, and an open, light-filled floor plan built for entertaining. The kitchen impresses with TWO islands, bar seating, newer appliances, abundant counter space, a walk-in pantry, and a curved wet bar just steps away. The primary suite is a true retreat, with two walk-in closets and a spa-inspired bath featuring a jetted tub and walk-in shower. Major systems are already done for you: NEW ROOF (2025), TWO NEW HVAC systems, TWO NEW mini-splits, a NEW water heater -- all within the last two years -- plus a 22kW Generac whole-house generator with 250-gallon propane tank (a ~$20,000 value) for total peace of mind. Outside, the pool with water features and travertine decking sits within a screened, fully fenced backyard. Additional highlights include newer laminate plank flooring and 20" ceramic tile, etched-glass entry doors, an oversized laundry room with room for an extra refrigerator, and a 27x22 air-conditioned garage with insulated garage doors and a bonus bump-out storage. Located in the beautiful tree-lined area of Tomoka Oaks subdivision, known for larger lots and custom homes with easy access to shopping, dining, and I-95. Homes with this combination of entertainment space, updates, and lifestyle amenities usually don't last long.

101 N St Andrews Drive, Ormond Beach

$450,000

3 Beds ⋅ 2 Baths ⋅ Tomoka Oaks Country Club Estates SubDv. ⋅ 32174 Zip Code

Virtually Staged. VIRTUALLY STAGED. MIDCENTURY MODERN BRICK BEAUTY in Tomoka Oaks! Nestled beneath mature trees on an oversized 1/3-acre lot, this ONE-OWNER, custom-built REAL BRICK POOL HOME offers more than 2,000 sq. ft. of living space, 3 spacious bedrooms, 2 full baths and distinctive Midcentury Modern character throughout. Built by respected local builder Shirah & Sons, the home showcases the architectural details that make this era so appealing—expansive windows, warm natural wood accents, beamed ceilings and generously sized rooms—all ready for a new owner to make their own. The traditional yet versatile floor plan provides plenty of room to spread out with Formal Living and Dining Rooms, Casual Dining and a large Family Room featuring wood-paneled walls, built-ins, exposed beams and a wall of glass overlooking the pool. An Inside Laundry Room adds abundant storage, a utility sink and space for an additional refrigerator. But the real Florida lifestyle begins outside! The freeform pool and expansive 47' x 32' pool deck are completely screened, creating an impressive outdoor living and entertaining space surrounded by the privacy and greenery of the oversized homesite. Convenient direct access to a full bath makes pool days even easier. An extra-long driveway leads to the oversized side-entry garage, preserving the home's attractive front elevation and adding plenty of parking. Best of all, several important big-ticket items have already been addressed: ROOF 2024, ELECTRICAL PANEL 2024, WATER HEATER 2024 and HVAC 2017. A December 2024 4-Point Inspection is available, and the Massey termite bond was renewed August 2026. With its solid brick construction, generous proportions, screened pool, large lot and unmistakable Midcentury personality, 82 S Saint Andrews Drive is a rare opportunity to preserve what makes a classic home special while creating something uniquely your own—all in established Tomoka Oaks near everything Ormond Beach has to offer, including Shopping, Restaurants, Medical facilities, Museums, Major roads, and the World's Most Famous Beach.

82 S St Andrews Drive, Ormond Beach

$414,900

3 Beds ⋅ 3 Baths ⋅ Tomoka View Estates Unit 01 SubDv. ⋅ 32174 Zip Code

Fantastic opportunity to own this beautifully renovated 3-bedroom, 2-bath pool home in the heart of Ormond Beach! Step inside to a welcoming living and dining room combination, perfect for entertaining and everyday living. The newly renovated kitchen features brand-new cabinetry, elegant quartz countertops, and a stainless steel appliance package. Both bathrooms have been remodeled, while new tile flooring in the common areas and fresh interior and exterior paint create a clean, modern feel throughout the home. A versatile bonus room offers endless possibilities and can be used as a fourth bedroom, home office, den, or additional dining space. Step outside and enjoy the Florida lifestyle from the screened patio overlooking the heated pool. The large, fenced backyard provides plenty of space for entertaining, recreation, pets, or simply relaxing in your own private outdoor retreat. Conveniently located minutes from Lowe's, banks, shopping, dining, and everyday conveniences, with the beach approximately 10 minutes away. This move-in-ready home combines modern updates, outdoor living, and an excellent Ormond Beach location. Schedule your private showing today!

172 Seminole Drive, Ormond Beach

$889,900

6 Beds ⋅ 7 Baths ⋅ Halifax Plantation SubDv. ⋅ 32174 Zip Code

Nestled within the prestigious community of Halifax Plantation in beautiful Ormond Beach, this exceptional custom estate offers an extraordinary blend of luxury, comfort, and thoughtful design perfectly suited for today's MULTIGENERATIONA LIFESTYLE. Boasting approximately 3,955 square feet of elegant living space, this stunning SIX-BEDROOM residence provides the ultimate in privacy and convenience, with each spacious bedroom featuring its own private ensuite bath. A beautifully appointed half bath off the grand foyer welcomes guests, while the home's flowing floor plan is ideal for both everyday living and sophisticated entertaining. Step through the impressive foyer, where an exquisite fountain creates a breathtaking first impression, and discover refined interiors that seamlessly transition to an outdoor oasis. The resort-style heated pool invites year-round enjoyment, while the fully equipped summer kitchen makes alfresco dining effortless. Gather with family and friends for evenings under the Florida sky or enjoy a friendly match on your private bocce court. Designed with generations in mind, this remarkable home offers abundant space for extended family, guests, or live-in caregivers without sacrificing comfort or privacy. Every detail has been carefully considered to create a residence that is as functional as it is elegant. Located in the highly sought-after Halifax Plantation, residents enjoy a serene setting surrounded by mature oaks, championship golf, scenic walking trails, and convenient access to pristine beaches, shopping, dining, and all that the Ormond Beach lifestyle has to offer. This is more than a home it's a private retreat where luxury, family, and timeless Florida living come together in perfect harmony. All furniture is negotiable.

1308 Wicklow Lane, Ormond Beach

$345,900

3 Beds ⋅ 2 Baths ⋅ Halifax Plantation Ph 2 Sec O SubDv. ⋅ 32174 Zip Code

BEFORE YOU BUILD, TAKE A CLOSER LOOK AT THIS VALUE. Built in 2023 and offered at $345,900, this beautifully maintained 3-bedroom, 2-bath home gives you something many new-construction choices can't: an established lakefront homesite with peaceful fountain views and the ability to move in now. Step inside to a bright, open layout designed for comfortable everyday living. The kitchen features modern cabinetry, stainless steel appliances, pantry storage and a spacious island that opens naturally to the dining and living areas. Large windows bring in natural light and draw your attention toward the beautiful water views beyond. The split-bedroom floor plan offers privacy, with a spacious primary suite and two additional bedrooms that provide flexibility for guests, an office or hobbies. A dedicated laundry room, multiple closets and smart-home features add practical convenience and plenty of storage. Step outside to the covered lanai and enjoy one of the home's best features: tranquil lake and fountain views with beautiful evening sunsets. It's an inviting place to start your morning, unwind at the end of the day or simply enjoy the Florida lifestyle. Located in Halifax Plantation with an approximately $65/month HOA, homeowners can enjoy the community's beautiful surroundings while golf, dining, fitness and tennis memberships are available separately for those who choose them. Just minutes from the Ormond Scenic Loop, area beaches, shopping, dining and everyday conveniences. Why wait to build when this 2023 lakefront home is move-in ready now? At $345,900, this is an opportunity worth comparing closely to today's new-construction choices. Square footage received from builder. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.

1346 Middle Lake Drive, Ormond Beach

$530,000

3 Beds ⋅ 3 Baths ⋅ Oak Forest Phase 4a SubDv. ⋅ 32174 Zip Code

This beautifully updated coastal ranch-style home is tucked away on a corner lot in a quiet cul-de-sac, just 500 feet from the Halifax River and approximately 4 miles from the beach. Best of all, this home stayed high and dry during recent storms, offering peace of mind in one of Ormond Beach's most desirable locations. The stunning kitchen has been completely updated with quartz countertops, brand-new stainless steel appliances, a large sink, and plenty of cabinet space, opening to the family room while still offering separate living and dining areas. Entertain with ease thanks to the built-in wine bar and wine fridge, two fireplaces, and spacious living areas designed for gathering with family and friends. Need extra space? You'll love the upstairs bonus room, perfect for a home office, playroom, or gym. The huge screened lanai provides the ideal spot to relax and enjoy Florida living year-round. Located just minutes from boating, fishing, kayaking, waterfront dining, Tomoka State Park, and Ormond Beach's beautiful shoreline, this home offers the perfect blend of luxury, privacy, and coastal charm. If you've been looking for a move-in-ready home with space, style, and an unbeatable location, this is one you won't want to miss! Inside, you'll find a unique private-suite layout with 3 spacious bedrooms, each featuring its own updated en-suite bathroom and private patio access—perfect for guests, multi-generational living, or simply having your own private retreat.

1510 N Beach Street, Ormond Beach

$419,000

3 Beds ⋅ 3 Baths ⋅ Tomoka Oaks SubDv. ⋅ 32174 Zip Code

This 3 bedroom 3 bath 2396 square foot brick home in desirable Tomoka Oaks in the heart of Ormond Beach is close to shopping, parks, many restaurants, and less than 5 miles to the beach. A new Architectural shingle roof installed 6/26. This home features 2 master suites, a large kitchen, an large den. There are impact windows throughout. There is a large front patio, and a large enclosed patio with air conditioning in the back. This home has multi-zone irrigation on a 1/3 acre lot on a quiet street and features a 2 car garage. There is a wood burning fireplace and a security system installed. There is an extra AC system (not installed) that will be left if desired by the buyer. There may be audio/video in use. The Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but not guaranteed.

34 Oakmont Circle, Ormond Beach

$520,526

3 Beds ⋅ 3 Baths ⋅ Ridgehaven SubDv. ⋅ 32174 Zip Code

ntroducing the Cypress C by Jones Homes USA, a beautifully crafted home in the sought-after Ridgehaven community of Ormond Beach. This elegant 3-bedroom, 2.5-bath, 2-car garage residence offers 2,183 sq ft of living space, showcasing Jones Homes' signature quality and attention to detail. Enjoy 10-foot ceilings with tray accents, 8-foot doors throughout, and ceramic tile flooring that flows seamlessly through the open, light-filled layout. The gourmet kitchen features a full suite of premium appliances, including a refrigerator with ice maker, built-in oven, cooktop, dishwasher, washer, and dryer. With its modern design, spacious floor plan, and luxury finishes, the Cypress C delivers both comfort and sophisticationâ€”ready for you to move in and enjoy the Florida lifestyle in style.

1138 Cliffhaven Court, Ormond Beach

$490,137

4 Beds ⋅ 2 Baths ⋅ Ridgehaven SubDv. ⋅ 32174 Zip Code

Welcome home to the Magnolia B by Jones Homes USA, located in the beautiful Ridgehaven community of Ormond Beach. This thoughtfully designed 4-bedroom, 2-bath, 2-car garage residence offers 1,945 sq ft of living space highlighted by elegant details and modern finishes throughout. Enjoy 10-foot ceilings, 8-foot interior and exterior doors, and ceramic tile flooring that flow seamlessly through the open concept layout. The gourmet kitchen comes fully equipped with a premium appliance package, including refrigerator with ice maker, dishwasher, built-in oven, cooktop, washer, and dryer. Move-in ready and beautifully appointed, the Magnolia B delivers the ideal combination of style, comfort, and quality in one of Ormond Beach's most desirable new communities.

1134 Cliffhaven Court, Ormond Beach

Start Your Search

32174 has roughly 10 to 20 active homes with no HOA on the market at any given time. They run from $345,900 to $999,999, with a median around $487,568. The typical one is about 2,198 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32174 homes with no HOA at a glance

Active listings	roughly 10 to 20
Median list price	$487,568
Price range	$345,900 to $999,999
Median size	2,198 sq ft
Median bedrooms	3
Median year built	2003
Median days on market	54

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	6	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	4	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32174 homes with no HOA by price range

$300k-$500k	6
$500k-$750k	2
$750k-$1M	2

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32174?

There are roughly 10 to 20 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32174?

The median list price is around $487,568, with the range running $345,900 to $999,999.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32174?

Yes. Call or text 407-616-9019 and we will set up showings.