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$279,000
2 Beds 2 Baths Harbor Oaks Homeowners Cooperative Sub SubDv. 34731 Zip Code
LAKEFRONT LIVING ON BEAUTIFUL LAKE GRIFFIN! Enjoy peaceful waterfront views and the Florida lifestyle from this furnished 2-bedroom, 2-bath home offering a FULL LAKE VIEW, private boat dock with BOAT LIFT, inside laundry, and a dedicated golf cart parking pad. Whether you're searching for a full-time residence, winter retreat, or the perfect place to enjoy retirement, this home offers an incredible opportunity to live directly on the water. Lake Griffin is part of Central Florida's renowned HARRIS CHAIN OF LAKES, a connected system of lakes offering miles of waterways to explore. From your own backyard, enjoy boating, fishing, cruising, and days spent on the water. The Harris Chain is well known for its excellent bass fishing and recreational boating, making this an ideal location for anyone who has dreamed of embracing Florida's waterfront lifestyle. Imagine stepping outside, heading down to your dock, lowering your boat from the lift, and setting out for a day on the Chain of Lakes. Even better—THERE IS NO LOT RENT! The LOW HOA FEE OF ONLY $125 PER MONTH includes WATER, SEWER, YARD MOWING, TRASH PICKUP, COMMUNITY AMENITIES, AND COMMUNITY MAINTENANCE, providing an affordable and low-maintenance lifestyle. Harbor Oaks offers an inviting community atmosphere with amenities including a CLUBHOUSE, HEATED SWIMMING POOL AND SPA, SHUFFLEBOARD, HORSESHOES, PETANQUE, FISHING PIER, MARINA WITH BOAT SLIPS, AND BOAT RAMP. Bring the golf cart and enjoy getting around the community while meeting neighbors and taking advantage of everything Harbor Oaks has to offer. Conveniently located near medical facilities, shopping, restaurants, and entertainment, you'll have everyday necessities nearby while still enjoying the relaxing atmosphere of lakefront living. Whether you're ready to make Florida your permanent home or looking for the perfect snowbird escape, this Lake Griffin property offers the combination buyers are searching for—WATERFRONT LIVING, BOATING ACCESS, COMMUNITY AMENITIES, LOW MONTHLY HOA, NO LOT RENT, AND A FURNISHED HOME READY TO ENJOY.

15 Sunrise Trail, Fruitland Park

$179,900
2 Beds 2 Baths Harbor Oaks Homeowners Cooperative Sub SubDv. 34731 Zip Code
Fantastic 2 Bedroom, 2 Bath, Double Wide FLEETWOOD Modular Home on an oversized lot Nestled in the 55+ Community of Harbor Oaks. Enjoy your days exploring Lake Griffin and the other areas of the Harris Chain of Lakes. This home has been very well maintained by the Sellers and has a PEEK-A-BOO view of Lake Griffin. The Roof was done in 2024 and Several Newer Double Pane Windows were installed 4 Years ago. The HVAC is 10 years old and is also maintained. This home is a Very Spacious 1,538 Sq Ft of Living Space. You're sure to spend a lot of time in the Air Conditioned Florida Room that is filled with Natural Light through the large windows that look out to the Large Side Yard. You will find plenty of room for your King Bed and Furniture in the Primary Bedroom with an En-Suite. Bedroom 2 shares Bathroom 2 and is also a nice size. This a very flowing entertaining Floor Plan. The Kitchen and Dining Area are at the center of the home and are flanked by the Florida Room and Living Room. The Interior Laundry Room also serves as an entry point from the Screened Porch off the Carport. If you like to tinker, there is a Workshop and a Golf Cart Garage. This additional space can also be utilized as Storage, which is something you just can't have enough of. Harbor Oaks is a 55+ Cooperative Community and this home Includes an OWNERSHIP SHARE that will Transfer to the New Owner. With the Ownership Share (Approximately a $50K Value), there is NO LOT RENT. The LOW HOA of $125.00 per month includes Water, Sewer, Yard Mowing, Trash Pick up, Amenities and Community Maintenance. This home is suited for FULL TIME or SNOWBIRD LIVING. It's time to ENJOY the AMENITIES of the Clubhouse, Heated Pool and SPA, Shuffleboard, Horseshoes, Petanque, Fishing Pier and the Marina with Boat Slips and a Boat Ramp. Set your Showing Appointment to tour this great home and the Harbor Oaks Community, so you can picture your self RELAXING here. Within close proximity you will find Medical, Shopping, Eateries and Entertainment.

4 Gallinule Court, Fruitland Park

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Lake CountyFruitland ParkHarbor Oaks Homeowners Cooperative

Harbor Oaks Homeowners Cooperative, Fruitland Park

Harbor Oaks Homeowners Cooperative is a neighborhood in east Fruitland Park, in the 34731 zip code, built mostly in the 1970s. Homes are siding and vinyl siding. Most homes fall between about 900 and 1,400 square feet under air, and the median lot is about an eighth of an acre.

Homes here carry an HOA, billed monthly, typically around $125. Confirm the figure on a specific parcel before relying on it.

Harbor oaks RV Park sits inside the subdivision.

What the homes are

  • Built Mostly built in the 1970s, with homes from 1971 to 2016.
  • Construction Siding and vinyl siding. Roof Over roofs are near universal.
  • Size Most homes fall between about 900 and 1,400 square feet under air.
  • Bedrooms Two bedrooms is the most common plan.
  • Lot The median lot is about an eighth of an acre.
  • HOA Billed monthly, typically around $125. Confirm on a specific parcel before relying on it.

Where Harbor Oaks Homeowners Cooperative is

Harbor Oaks Homeowners Cooperative, centered at 28.854779, -81.885869. Drag to explore.
Street level, inside the neighborhood. Drag to look around.

Drive times below are measured on the road network from the center of Harbor Oaks Homeowners Cooperative, not straight-line distance, in free-flowing traffic. Treat them as the floor rather than the school-run average.

Driving toTimeMiles
Downtown Orlando59 min48.4
Walt Disney World64 min55.4
AdventHealth Waterman27 min14.6
Downtown Mount Dora35 min19.2

Public schools nearby

  • Fruitland Park Elementary School 6 min, 2.4 mi
  • Beverly Shores Elementary School 7 min, 2.4 mi
  • Leesburg High School 9 min, 3.8 mi

Private schools nearby

  • Freedom Christian Academy 5 min, 1.9 mi
  • Holy Trinity Episcopal School 8 min, 3.8 mi
  • Saint Paul Catholic School 7 min, 2.9 mi
  • Lake Montessori School 8 min, 3.2 mi

Parks and recreation

  • Harbor oaks RV Park 1 min, 0.3 mi
  • Corrine Williams Park 6 min, 2.5 mi
  • Veterans Memorial Park 6 min, 2.5 mi
  • Bourlay Historic Nature Park 9 min, 3.9 mi

Groceries and errands

  • ALDI 5 min, 1.8 mi
  • The Corner Market 6 min, 2.8 mi
  • Publix Super Market at Palm Plaza 7 min, 2.9 mi
  • B & M Superette 8 min, 3.5 mi

Nearest is not the same as zoned. The schools above are the closest ones to Harbor Oaks Homeowners Cooperative by distance. School attendance zones are set by the district, change from year to year, and can differ street to street inside one neighborhood. Confirm the assignment for a specific address with Lake County Public Schools before it matters to a decision.

Places and drive times from Google, checked 12 September 2026. Businesses open and close; if something here has changed, tell me and I will correct it.

This page tracks what homes in Harbor Oaks Homeowners Cooperative actually sold for over the last twelve months, how long they took, and what moved the price. It is built from 11 verified closed sales in the Stellar MLS feed, not from public estimates. Every figure is a net-of-concessions number, which is explained at the bottom. Updated September 2026.

What homes sold for in Harbor Oaks Homeowners Cooperative

$163,000Median sale price
$128Median per square foot
112 daysMedian days to contract
11Homes sold in 12 months

Sale prices ran from $95,000 to $295,000, which is a wide spread and the reason a single neighborhood median is a starting point rather than an answer.

By size

Home sizeSalesMedian priceMedian $/sq ftMedian days
Under 2,000 sq ft11$163,000$128112 days

Larger homes usually show a lower price per square foot. That is normal and it is why a price per foot taken from the whole neighborhood should never be applied straight to one house.

Homes priced right sold far faster

Median days to go under contract. Shorter is better.

Never reduced 5 sales, closed at 93.5% of asking22 days
Reduced at least once 6 sales, closed at 97.4% of the reduced price234 days

Sellers who priced correctly and held their number went under contract in a median 22 days. Sellers who had to reduce took 234 days and still closed at 97.4% of their already reduced price, after a typical cut of $20,000. Opening high costs time and money, in that order.

Seller concessions

9%Of sales included a seller credit
$4,000Typical credit when there was one
1 of 11Sales carrying a credit

A seller credit covers part of the buyer's closing costs and comes off the seller's proceeds, so the headline sale price overstates what the seller kept. Budget for it if you are selling, and ask for it if you are buying.

How buyers paid

Cash 10 sales91%
Conventional 1 sales9%

Cash was 91% of purchases. A high cash share means a seller has buyers who do not depend on an appraisal, and a buyer using a loan is competing against offers that can close faster.

Questions about a specific home in Harbor Oaks Homeowners Cooperative, or want to know what yours would sell for?
Call or text Brenden Rendo at 407-616-9019 or send a message.

About this data. Source is the Stellar MLS feed for Harbor Oaks Homeowners Cooperative in Fruitland Park, Lake County, covering closed sales from 17 September 2025 through 12 September 2026, refreshed monthly and current as of September 2026. Prices are net of seller concessions, so they reflect what the seller actually received rather than the headline number. Data believed accurate but not guaranteed; listings and closings change daily.