Florida Hometown Heroes Down Payment Assistance Program

Eligibility Requirements

First-Time Homebuyer

Applicants must be first-time homebuyers or veterans/active military personnel exempt from this requirement.

Employment

Applicants must be employed full-time by a Florida-based employer, highlighting the program's support for those contributing to the state's economy.

Income Limits

Income must not exceed 150% of the median income for the area or county where the home is purchased.

Credit Score

A minimum credit score of 640 is required to qualify for the program.

Home Location

The purchased home must be in the community where the applicant works, supporting local community investment.

Property Type

The program is applicable only for the purchase of primary residences, including single-family homes, townhouses, condos, and certain manufactured homes.

Program Details

Down Payment Assistance

Offers up to $35,000 in down payment assistance as a non-forgivable second mortgage, which must be repaid under certain conditions such as refinancing or selling the home.