Quick 34787 Zip Code FL MLS Search

Browse All 34787 Zip Code FL Properties with No HOA Fee for Sale

$520,000
3 Beds 2 Baths Waterleigh Phase 4a SubDv. 34787 Zip Code
WELCOME TO WATERLEIGH – RESORT-STYLE LIVING IN WINTER GARDEN! “TENANT-OCCUPIED – START GENERATING RENTAL INCOME FROM DAY ONE” Discover this beautiful 3-bedroom, 2-bathroom single-family home located at 16704 Point Rock Drive in the highly desirable Waterleigh community of Winter Garden. This well-designed home features a bright OPEN-CONCEPT FLOOR PLAN that seamlessly connects the living, dining and kitchen areas, creating a comfortable space for everyday living and entertaining. The home also offers a 2-CAR GARAGE and a functional single-story layout. What truly sets this property apart is the WATERLEIGH LIFESTYLE. Residents enjoy access to an impressive collection of resort-style amenities, including multiple community pools and amenity centers, fitness centers, playgrounds, sports fields, mini-golf, beach volleyball, community garden, walking and nature trails, scenic lakes and ponds, and beautiful outdoor spaces throughout the community. Waterleigh offers the perfect combination of residential comfort and resort-style living in one of Winter Garden's most desirable areas. Conveniently located near shopping, dining, schools, entertainment and Central Florida's world-famous attractions, with easy access to major roadways connecting you to the greater Orlando area. Whether you're looking for your primary residence or a home where you can enjoy the Florida lifestyle every day, this property offers much more than a house—it's an opportunity to become part of the Waterleigh lifestyle. Schedule your private showing today!

16704 Point Rock Drive, Winter Garden

$719,500
4 Beds 3 Baths Winter Garden Shores Rep SubDv. 34787 Zip Code
Experience the perfect blend of comfort, charm, and functionality in this beautiful Winter Garden home! Featuring 4 bedrooms and 2.5 baths, this spacious residence offers an impressive second-story loft and a versatile fourth bedroom with its own half bath—perfect for guests, a media room, or flexible living space. The thoughtfully designed first floor features a private primary suite with an ensuite bath, two additional bedrooms sharing a full bath, a spacious family room, and a beautifully appointed kitchen that truly serves as the heart of the home. Kitchen features include built-ins and French doors that open to a gorgeous deck, creating an ideal setting for indoor/outdoor entertaining. A formal dining room and separate office with French doors provide additional space and privacy. Step outside to enjoy peaceful outdoor living in the landscaped backyard, complete with a private patio/deck perfect for relaxing or entertaining. A 3-car garage plus a dedicated golf cart garage adds exceptional convenience and storage. Located in highly sought-after Downtown Winter Garden, this home is close to top-rated schools, shopping, parks, West Orange Trail, and popular dining destinations. Enjoy the unique lifestyle of a golf-cart-friendly downtown district while being just minutes from everything you need. ON-SITE Generator for Hurricane season too. Recent updates include a New Roof (2020), New hot water tank, New mini-split, A/C Main (2023), and fresh interior paint (2026). Buyers....$10k towards rate buy down or closing costs/prepaids at closing w/ full price offer. Come discover all this wonderful home has to offer and make it yours!

502 Palm Drive, Winter Garden

$829,000
4 Beds 3 Baths Winter Garden Shores Add 02 SubDv. 34787 Zip Code
This Downtown Winter Garden stunner has continued to evolve with thoughtful, high-value upgrades that make it even more exceptional today. Located in the much sought after golf cart district and just steps from Plant Street’s restaurants, markets, and year-round events, this home blends timeless character with modern convenience in a way few properties can match. Originally reimagined with a full professional remodel in 2023 — including brand-new roof, windows, electrical, plumbing, insulation, luxury vinyl plank flooring, Bosch appliances, Carrara quartz surfaces, and a magnificent, redesigned kitchen. Additional upgrades include a newly constructed one-car garage with parking pad - 2026 and a whole-home generator providing both functionality and peace of mind rarely found in homes of this era. These additions compliment the already impressive split-floorplan featuring 4 bedrooms (and bonus room), 2.5 baths, an oversized island kitchen with fireplace feature wall, gallery-style windows, and a private primary suite with walk-in closet. Every inch of this home reflects quality, style, and intention — from the high-grade materials used throughout to the continued improvements that elevate daily living. Homes like this, with extensive permitted renovations and meaningful new upgrades, simply do not come to market often in Winter Garden. Homes this special in the heart of Winter Garden are rarely available for long — claim it before it’s gone.

368 N Boyd Street, Winter Garden

$699,000
5 Beds 5 Baths Harvest/Ovation Ph 2 SubDv. 34787 Zip Code
A truly exceptional luxury residence in the highly desirable **Harvest at Ovation community of Winter Garden**. Professionally designed and curated by a team of renowned **architects and interior designers**, this magazine-worthy home showcases sophisticated interiors, premium finishes, elegant décor, and exceptional attention to detail throughout. Every space has been thoughtfully designed to create a refined yet comfortable living experience, with **designer-selected furnishings and décor available for negotiation**. A standout feature is the **fully finished private studio above the garage**, complete with a full bathroom, walk-in closet, and independent access—perfect as a guest suite, executive office, private workspace, or additional living space. The gourmet kitchen features premium finishes and a state-of-the-art smart double-door refrigerator with internet connectivity. Enjoy Florida living in the screened outdoor area with mosquito protection, electric retractable awning, outdoor grill, and fenced yard. Additional upgrades include whole-home water filtration, premium kitchen water purification, epoxy garage flooring, LED ceiling lighting, and paver waterproofing. Ideally located near **excellent schools, shopping, dining, major highways, and Central Florida attractions**. **A rare opportunity to own a fully designed and beautifully curated luxury home where architecture, interiors, and lifestyle come together seamlessly. This is a home that truly needs to be experienced in person.** **Upgrades are negotiable: solar panels, whole-house water purification system, electric vehicle charger, furniture, and internet-connected double-door refrigerator.

16192 Honey Harvest Street, Winter Garden

$199,000
3 Beds 2 Baths Grove Residence & Spa Hotel Condo Ii SubDv. 34787 Zip Code
**Perfect for SNOWBIRDS!! Stay here all winter and let the onsite management company rent out your unit the rest of the year!! Beautiful 3-bedroom/2-bathroom Jasmine floorplan available for sale at The Grove Resort and Water Park! This first floor apartment is fully-furnished and has everything you need for a wonderful vacation condo! This spacious unit has 14-foot ceilings in the main living space, giving a light, airy feel, and opens to an enclosed balcony where you can enjoy views of gardens and pond. Full kitchen has everything you need for cooking breakfasts, to family dinners, with a full washer and dryer in a room just off the kitchen. The living room also has a sleeper sofa for extra guests if needed. A short stroll brings you to either the central front desk area where you will find The Marketplace, the well-stocked convenience store, and the gift shop and concierge desk, or to the Springs Pools area where you can choose from three beautiful pools and the hot tub. The Valencia Restaurant, with additional outside seating, is open for breakfast, lunch, and dinner, 7 days a week, and is next to the 24/7 gym. Take a walk down to Lake Austin and try some fishing, or paddle a swan boat! From there you can visit the Surfari water park with its large pool, lazy river, water slides, and splash area! Try out the Flowrider surfing experience, or just watch while enjoying food and drinks from the Longboard Bar and Grill! Flip Flops is the 6000sf games arcade with glow-in-the-dark mini golf, so don't miss that! Free daily shuttles to the Disney parks are available for all owners and guests! This truly is a great place to own a vacation condo while the onsite management company rent out your unit when you are not there! Call for more details!!**

14501 Grove Resort Avenue Unit 2119, Winter Garden

$890,000
5 Beds 5 Baths Watermark Ph 4a SubDv. 34787 Zip Code
Built by Meritage Homes, this beautifully designed two story home offers the perfect blend of style, functionality, and energy efficiency with solar panels. Step inside and you’re welcomed by a versatile flex room just off the foyer, currently serving as a home office but easily adaptable to fit your lifestyle. The first floor also features a full bedroom and full bathroom, providing added flexibility for guests, multi-generational living, or a private workspace. Continue into the heart of the home where the open concept floor plan features tile flooring throughout the main living areas, a spacious kitchen with a large center island overlooking the living room, and a custom stone entertainment wall with built in shelving that creates a striking focal point. Upstairs, you’ll find a generous loft offering additional living space, along with a spacious primary suite featuring a custom designed walk in closet. The thoughtfully upgraded laundry room includes built in cabinetry and countertop workspace for added convenience. The remaining bedrooms are also located on the second floor, two of the secondary bedrooms are connected by a convenient Jack and Jill bathroom, offering a functional layout that provides privacy while maintaining easy access for family or guests. Step outside to a screened lanai overlooking an expansive backyard that provides exceptional space for future enhancements, including a custom pool, outdoor kitchen, or extended entertaining area. Residents enjoy exceptional community amenities, including a resort style pool with water slides and splash features, a clubhouse, fitness center, playground, tennis courts, and pickleball courts offering something for everyone to enjoy.

15031 Guava Bay Drive, Winter Garden

$550,000
4 Beds 3 Baths Highland Rdg Ph 2 SubDv. 34787 Zip Code
SPECIAL FINANCING AVAILABLE! The seller is offering a promotional 3.875 interest rate through a rate buy-down program, plus ALL closing costs paid when using the preferred lender—creating an incredible opportunity for qualified buyers to significantly reduce their monthly payment and cash needed at closing. Welcome to this stunning newer construction home located in the highly desirable Horizon West area of Winter Garden! Nestled in one of Central Florida’s most sought-after communities, this beautiful two-story residence offers spacious open-concept living, soaring ceilings, and an abundance of natural light throughout. Designed for modern living, the home features expansive living and dining areas, generously sized bedrooms, and a functional floor plan perfect for entertaining or everyday comfort. Enjoy outdoor living with a semi-private fenced backyard, providing the perfect balance of privacy and open space. Ideally situated just minutes from Flamingo Crossings, Walt Disney World, shopping, dining, entertainment, and major highways, this location offers unmatched convenience and lifestyle. Residents also benefit from access to highly rated A+ schools, making this an excellent choice for families. Don’t miss this incredible opportunity to own a beautiful home in one of Winter Garden’s fastest-growing and most desirable neighborhoods. Schedule your private showing today!

14123 Frasier Street, Winter Garden

$850,000
4 Beds 4 Baths Hamlin Reserve SubDv. 34787 Zip Code
FULLY FURNISHED!! Welcome to the home you've been waiting for in the highly desirable Hamlin Reserve community by Ashton Woods! This beautifully fully furnished 4-bedroom, 3.5-bath residence offers 3,103 square feet of thoughtfully designed living space and is truly move-in ready. Featuring premium flooring throughout, an open-concept layout, and a gourmet kitchen with a large quartz island and high-end stainless steel appliances, this home perfectly blends style and functionality for modern living. The spacious primary suite provides a private retreat, while three additional bedrooms with plenty of room for family and guests. Step outside to the covered lanai and private backyard, ideal for enjoying your morning coffee or hosting weekend gatherings. All appliances are included, making your transition effortless. Located in the sought-after Hamlin Reserve, residents enjoy a low HOA of just $140/month, which includes access to the community pool, playground, clubhouse, and dog park—with NO CDD fees. One of the community's greatest advantages is its walkability to Hamlin Town Center, where you'll find Publix, PopStroke, coffee shops, restaurants, shopping, and entertainment just a short stroll away. Conveniently situated near SR-429, Historic Downtown Winter Garden, Walt Disney World, and zoned for A-rated Horizon West schools, this exceptional home offers the perfect combination of luxury, location, and lifestyle. Don't miss this opportunity—schedule your private showing today!

6460 Makrut Lime Drive, Winter Garden

$694,000
5 Beds 4 Baths Signature Lakes Ph 3b-4, 3b-5 & SubDv. 34787 Zip Code
Welcome to 5973 Cypress Hill Road, an exceptional 5-bedroom, 3.5-bathroom home offering nearly 3,500 square feet of thoughtfully designed living space in the highly sought-after Independence community of Winter Garden. Located in the heart of Horizon West, one of Central Florida's fastest-growing and most desirable areas, this move-in-ready home combines spacious living, resort-style amenities, top-rated schools, and unbeatable convenience. Seller is willing to help with buyers closing costs Step inside and discover a versatile floor plan designed for today's lifestyle. Multiple living spaces, including a formal living room, family room, and great room, provide the flexibility needed for entertaining, working from home, multigenerational living, or simply enjoying time with family. The spacious first-floor primary suite offers a private retreat away from the secondary bedrooms, while each of the five bedrooms features its own walk-in closet, abundant natural light, and comfortable carpeting. With room for everyone and everything, this home delivers the space buyers are searching for. At the heart of the home, the kitchen features stainless steel appliances, ample cabinetry, tile flooring, and generous workspace for meal preparation and entertaining. The washer, dryer, and all kitchen appliances convey with the sale, making your transition seamless. Step outside to the screened lanai and enjoy Florida living year-round. Whether you're enjoying your morning coffee, hosting weekend barbecues, or unwinding after a long day, this outdoor living space provides the perfect setting. Additional highlights include a newer HVAC system, a two-car garage, ceramic tile flooring in the main living areas, and abundant storage throughout the home. Residents of Independence enjoy access to an impressive collection of community amenities, including resort-style swimming pools, a fitness center, parks, playgrounds, walking trails, sports courts, and year-round community events. The location places you just minutes from Hamlin Town Center, downtown Winter Garden, shopping, dining, entertainment, major highways, and world-renowned attractions including Walt Disney World. Families will appreciate the home's location within the highly regarded school zones for Independence Elementary, Bridgewater Middle School, and Windermere High School. If you've been searching for a spacious Winter Garden home for sale with a downstairs primary suite, walk-in closets in every bedroom, resort-style community amenities, and convenient access to everything Central Florida has to offer, 5973 Cypress Hill Road deserves a spot at the top of your list. Schedule your private showing today and experience the Independence lifestyle for yourself. All information provided is deemed reliable but not guaranteed. All buyers should verify all information provided

5973 Cypress Hill Road, Winter Garden

$215,000
2 Beds 2 Baths Palisades SubDv. 34787 Zip Code
Welcome to The Palisades Condominium, a hidden gem just 15 minutes from Walt Disney World where convenience, comfort, and flexibility come together beautifully. Whether you’re looking for your own Central Florida getaway, a seasonal retreat near the parks, or a property that can generate short-term rental income to help offset monthly expenses, this fully renovated and furnished TOP-FLOOR condo offers an exceptional opportunity. Located in a smaller, quieter condominium community built in 2008, this spacious 2-bedroom, 2-bath residence offers more than 1,200 square feet of stylish living space designed for both relaxation and practicality. One of the most appealing features for owners and guests alike is the convenience of covered parking and elevator access directly from the recently renovated lobby to the top floor, no exterior staircases, no long walks carrying luggage or groceries, and added privacy with no neighbors above you. Inside, the condo has been professionally renovated, decorated, and furnished, creating a true turnkey experience. Luxury vinyl plank flooring flows throughout the home, complemented by crown molding, upgraded lighting, modern hardware, and an elegant kitchen featuring 42-inch white cabinetry, stainless steel appliances, and tasteful finishes throughout. A full-size washer and dryer are also included. The split-bedroom layout provides excellent privacy whether hosting family, friends, or guests. The spacious primary suite features a king bed, 52-inch Samsung LED TV, walk-in closet, and an en suite bathroom with a relaxing garden tub. The second bedroom includes two queen beds, a 55-inch Samsung LED TV, built-in closet, and direct access to a second full bathroom with additional hallway access for guests. The open living and dining space is ideal after a day at Disney or enjoying Central Florida attractions, whether gathering for dinner, movie night, or simply unwinding. Large sliding glass doors bring in abundant natural light and open to an oversized screened-in balcony accessible from both bedrooms and the living room, offering a peaceful space to enjoy the Florida breeze. Ownership here is designed to be simple and low-maintenance. The condominium association dues cover nearly all monthly services and utilities, including water, internet, cable, exterior maintenance, amenities, and more, leaving electricity as one of the only primary owner utility expenses. This makes budgeting far more predictable for both personal use and rental purposes. Residents and guests also enjoy resort-style amenities including: Covered owner and guest parking; Elevator access; Resort-style pool and hot tub; Fitness center; First-floor theater room; Beautifully maintained common areas. Rarely do you find a fully furnished, professionally updated, top-floor condo in such a convenient Central Florida location that combines personal enjoyment, quiet comfort, and income potential so seamlessly.

14200 Avalon Road Unit 409, Winter Garden

$989,000
4 Beds 4 Baths Summerlake Reserve SubDv. 34787 Zip Code
We present an impeccable, newly built home in brand-new condition, ready to welcome you and your family with comfort, modernity, and style. Located in the sought-after Summerlake Reserve community in Horizon West, this home surprises with every detail. Upon arrival, the charming porch with its well-kept garden gives you a taste of what lies ahead. Upon entering, the integrated living, dining, and kitchen areas create a feeling of spaciousness and warmth, perfect for those who value open, well-lit spaces. Large sliding doors allow for abundant natural light and connect the interior with the exterior. With high ceilings of almost 3 meters, the home exudes elegance and sophistication. The kitchen is a true highlight: equipped with modern appliances, high-end wood cabinetry, a large central island, and a spacious pantry—ideal for those who love cooking and entertaining. The four bedrooms are spacious, well-appointed, and designed to offer maximum comfort. There are three and a half bathrooms, all with quality finishes and tasteful furnishings. The laundry room offers a functional space and is already equipped to make daily life easier. The garage accommodates three cars and has an automatic gate, ensuring convenience and security. All this in a prime location, close to schools, shops, restaurants, and all the amenities that make Horizon West one of the most valued areas in Florida. If you're looking for a new, modern home in a complete community, this is the perfect opportunity. Schedule your visit and come see for yourself!

9493 Emerald Berry Drive, Winter Garden

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34787 has roughly 20 to 30 active homes with no HOA on the market at any given time. They run from $165,000 to $2,250,000, with a median around $465,000. The typical one is about 1,732 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

34787 homes with no HOA at a glance

Active listingsroughly 20 to 30
Median list price$465,000
Price range$165,000 to $2,250,000
Median size1,732 sq ft
Median bedrooms3
Median year built2018
Median days on market37

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all26No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional3There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

34787 homes with no HOA by price range

under $300k11
$300k-$500k5
$500k-$750k5
$750k-$1M4
$1M+4

What to check before you write an offer

  • What no-HOA actually means for insurance and exterior upkeep
  • Deed restrictions can still exist without an HOA
  • Resale considerations
  • How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 34787?

There are roughly 20 to 30 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 34787?

The median list price is around $465,000, with the range running $165,000 to $2,250,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 34787?

Yes. Call or text 407-616-9019 and we will set up showings.

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