Browse All 34731 Zip Code FL Foreclosures and Bank Owned Homes

3 Beds ⋅ 2 Baths ⋅ Fruitland Park Zephyr Lake Estates SubDv. ⋅ 34731 Zip Code

Virtually Staged. * * PRICE IMPROVEMENT! * * Welcome to this beautifully Renovated 3-Bedroom, 1.5-Bath home in Fruitland Park! This charming property offers a wonderful blend of Modern Updates, comfort, and style. The inviting living areas provide a great setting for daily activities and entertaining, while the Kitchen features a fresh, welcoming space for preparing meals. Updated Bathrooms and stylish finishes enhance the home's appeal. Step outside to a spacious Fenced-In Yard, ideal for pets, gardening, outdoor activities, or simply enjoying your private surroundings. The Screened Patio is perfect for morning coffee or relaxing at the end of the day, while the Storage Shed provides additional space for tools and lawn equipment. Enjoy added peace of mind with a New Roof, HVAC, Water Heater, Interior/Exterior Paint, Electrical, and Windows--all updated in 2026. The home is conveniently located near shopping, dining, medical facilities and approximately 15 minutes from The Villages. All information provided in this report is believed to be true and accurate but not guaranteed. This is a Fannie Mae HomePath property. First Look Period ends 10/1/2026.

904 Hickory Avenue, Fruitland Park

$387,900

4 Beds ⋅ 3 Baths ⋅ Glen Ph 10 SubDv. ⋅ 34731 Zip Code

Nestled in the desirable Fruitland Park Den subdivision, this spacious two-story home offers 4 bedrooms, 2.5 bathrooms, and was built in 2021, showcasing modern style and exceptional care throughout. Step onto the welcoming front porch and enter through the front door into an extended, wide foyer. To your left, you'll find a versatile office, den, or formal living room with elegant double French doors, followed by a convenient half bath. The foyer opens into a spacious open-concept family room, dining area, and kitchen—perfect for entertaining family and friends. The oversized kitchen island provides plenty of prep space and seating, making it the heart of the home. Off the kitchen the double sliding glass doors lead to the fully fenced private backyard, creating a seamless indoor-outdoor living experience with ample room for gatherings, play, gardening, or creating your own backyard retreat. Upstairs, you'll be welcomed by an oversized loft that offers endless possibilities for a second living area, game room, or media space. The generous primary suite features a large walk-in closet and an oversized walk-in shower. The second floor also includes the laundry room, three additional spacious bedrooms, and a full bathroom. Every upstairs room offers abundant natural light and comfortable living space. Home also features a three car garage and a security system was installed by previous owner. Located in a peaceful, secluded neighborhood, this home still provides quick access to shopping, restaurants, grocery stores, medical facilities, and everyday conveniences—all within approximat ely 20 minutes. Major airports are about 55 minutes away, and both Florida's east and west coast beaches are within about 90 minutes.If you're looking for a like-new home with space, comfort, and convenience, this could be the one you've been waiting for. Schedule your private showing today!

1921 Bell Creek Loop, Fruitland Park

$230,000

3 Beds ⋅ 2 Baths ⋅ Lantana SubDv. ⋅ 34731 Zip Code

Auction Property. Lots of potential here! Great location; close to shopping, medical, restaurants, and The Villages. Nice quiet neighborhood. Home features open floorplan, eat in kitchen with breakfast bar, pantry and an abundance of cabinet and counter space. Spacious primary bedroom and bathroom with garden tub, walk-in shower and double sinks. Large back yard with privacy fence. No HOA. Needs TLC, but priced accordingly. With great potential and an excellent location, this home won't last long!

824 Berryhill Circle, Fruitland Park

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Foreclosures for Sale in 34731 Fruitland Park

34731 has a handful of active foreclosure listings on the market at any given time, so inventory here is thin. They run from $230,000 to $387,900, with a median around $242,000. The typical one is about 1,514 square feet with 3 bedrooms. The list below is re-pulled from the MLS every week.

34731 foreclosure listings at a glance

Active listings	a handful
Median list price	$242,000
Price range	$230,000 to $387,900
Median size	1,514 sq ft
Median bedrooms	3
Median year built	2002
Median days on market	97

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	0	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

34731 foreclosure listings by price range

under $300k	2
$300k-$500k	1

What to check before you write an offer

A bank owned home is sold as-is and the bank never lived there, so there is no seller disclosure to read
A home still in foreclosure has an owner on title, and the timeline depends on the lender rather than on the seller
Utilities are often off, so budget for turning them on before an inspection is worth anything
Financing needs the home to be habitable, and a missing kitchen or a failed roof can rule out a conventional loan
Check for unpaid HOA dues and municipal liens, because some survive the sale and become yours

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many foreclosure listings are for sale in 34731?

There are a handful active at any given time. The list on this page comes from the MLS and is refreshed every week.

What do foreclosure listings cost in 34731?

The median list price is around $242,000, with the range running $230,000 to $387,900.

Can you show me foreclosure listings in 34731?

Yes. Call or text 407-616-9019 and we will set up showings.