Browse All 32784 Zip Code FL Foreclosures and Bank Owned Homes

2 Beds ⋅ 1 Baths ⋅ Silver Lake Park SubDv. ⋅ 32784 Zip Code

Enjoy the beauty of lakefront living with this 2-bedroom, 1-bath home offering 1,118 sq ft and scenic lake views beneath beautiful, mature live oaks. The home features a formal living room, an open kitchen with wood cabinetry and a breakfast bar overlooking the dining area with sliding doors leading out to a screened lanai. A spacious Florida room provides a relaxing spot to take in the peaceful oak-shaded setting and lake views. Additional features include an attached 2-car garage, a separate workshop, and a generous lot with room to enjoy the outdoors. With its desirable lakefront setting, private dock, and distinctive character, this property offers an opportunity to make it your own. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Listing agent has no knowledge of property or disclosures.

37443 Beach Drive, Umatilla

$334,900

4 Beds ⋅ 2 Baths ⋅ Umatilla Wingfield Sub SubDv. ⋅ 32784 Zip Code

Discover the potential of this spacious lakefront home situated on a picturesque 0.41-acre corner lot shaded by majestic oak trees in the heart of Umatilla. Offering approximately 2,876 square feet of living space, this 4-bedroom, 2-bath residence provides an exceptional opportunity to create your dream home in a beautiful waterfront setting. Inside, you'll find a versatile floor plan featuring a generous family room, a separate living room with a striking stone fireplace, and sliding glass doors leading to the screened pool and patio with bar area overlooking the backyard and peaceful lake views. The spacious kitchen is equipped with beautiful wood cabinetry, abundant countertop space, and a dining area perfect for gathering with family and friends. The desirable split-bedroom layout includes a gracious primary suite with a private bath and sliding glass doors opening directly to the pool area. The converted garage provides additional under-air living space ideal for a home office, game room, fitness area, or hobby room. An interior laundry room with utility sink adds everyday convenience. Enjoy the privacy of a mature oak-shaded homesite, an inviting screened pool, and the beauty of lakefront living, all while being conveniently located near local shopping, dining, parks, and schools. Don't miss this opportunity to make this waterfront property your own! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

603 W Ocala Street, Umatilla

$280,000

4 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Ph 1 SubDv. ⋅ 32784 Zip Code

Short Sale. **3rd Party Approval Req** This practically new Cali floorplan in Magnolia Pointe, Umatilla, FL 32784 delivers modern comfort with 1,882 sq ft of well-designed living space. This 4-bedroom, 2-bath home features ceramic tile flooring in the main living areas and carpeted bedrooms for added comfort. The open-concept layout connects the living room, dining area, and kitchen—ideal for everyday living and entertaining—while large windows provide great natural light. The kitchen includes quartz countertops, stainless steel appliances, a walk-in pantry, and an oversized island with breakfast bar. The private primary suite is located toward the rear and features an ensuite with dual sinks, a separate shower, and a walk-in closet. A dedicated laundry area is conveniently located near all bedrooms. Enjoy family-friendly community amenities including a community pool, playground, sports areas, and walking paths—perfect for evening strolls and a relaxing walk around the community lake. Schedule your private showing today!

955 Bear Hammock Drive, Umatilla

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Foreclosures for Sale in 32784 Umatilla

32784 has a handful of active foreclosure listings on the market at any given time, so inventory here is thin. They run from $189,900 to $334,900, with a median around $280,000. The typical one is about 1,867 square feet with 4 bedrooms. The list below is re-pulled from the MLS every week.

32784 foreclosure listings at a glance

Active listings	a handful
Median list price	$280,000
Price range	$189,900 to $334,900
Median size	1,867 sq ft
Median bedrooms	4
Median year built	1974
Median days on market	90

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	0	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32784 foreclosure listings by price range

under $300k	2
$300k-$500k	1

What to check before you write an offer

A bank owned home is sold as-is and the bank never lived there, so there is no seller disclosure to read
A home still in foreclosure has an owner on title, and the timeline depends on the lender rather than on the seller
Utilities are often off, so budget for turning them on before an inspection is worth anything
Financing needs the home to be habitable, and a missing kitchen or a failed roof can rule out a conventional loan
Check for unpaid HOA dues and municipal liens, because some survive the sale and become yours

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many foreclosure listings are for sale in 32784?

There are a handful active at any given time. The list on this page comes from the MLS and is refreshed every week.

What do foreclosure listings cost in 32784?

The median list price is around $280,000, with the range running $189,900 to $334,900.

Can you show me foreclosure listings in 32784?

Yes. Call or text 407-616-9019 and we will set up showings.