32765 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32765 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 2 Baths ⋅ Villas At Lakeside A Condo SubDv. ⋅ 32765 Zip Code

EXQUISITELY REMODELED LAKEFRONT CORNER UNIT – MOVE-IN READY AT $239,900! Welcome to one of the most beautifully finished 3-bedroom, 2-bath condos in Oviedo, and the best value for this level of quality anywhere in Villas at Lakeside. This second-floor CORNER UNIT has just been completely renovated top to bottom and has never been lived in since – every finish is brand new, every surface is fresh, and every detail was chosen with care. Simply bring your furniture and walk right in. The open-concept floor plan is flooded with natural light from the extra windows only a corner unit can offer, and the sliding glass doors frame tranquil LAKE VIEWS from the living area. Brand-new luxury vinyl plank flooring flows seamlessly throughout, with crisp new paint, new baseboards, and updated lighting and fixtures. The fully remodeled kitchen is a showpiece with new cabinetry and appliances, opening to the living and dining space so the cook never misses a moment. Both bathrooms have been redone with new vanities, fixtures, and tile work. Every one of the three bedrooms features its own WALK-IN CLOSET – a rare find at this price point – along with ceiling fans and serene water views. The split-bedroom layout places the primary suite privately on its own side of the home, complete with a remodeled private bath. Step out to the private screened balcony overlooking the lake, ideal for morning coffee or evening sunsets, with a large exterior storage closet for bikes, beach gear, and holiday décor. An inside laundry closet, brand-new A/C (2025), and a completed air-quality clearance assessment provide true peace of mind. You will find cheaper condos in Oviedo – you will not find this quality of renovation on the water at this price. It is a smart move for first-time buyers, downsizers, UCF families, and investors alike. The condo association has a SOLID third-party Condo Health Score of 90/100, ranking in the TOP 25% of all Seminole County associations – a rare and reassuring benchmark in today's Florida condo market. The building sits in FEMA Flood Zone X (no mandatory flood insurance), there is NO CDD, and the monthly condo fee covers water, sewer, trash, exterior maintenance, grounds, building insurance, and reserves, making ownership costs predictable and simple. Leases of six months or more are permitted with no association approval process, and up to two pets are welcome. Villas at Lakeside is a well-kept, non-gated community on a scenic lake off Slavia Road, just east of Red Bug Lake Road. Residents enjoy a renovated clubhouse, resort-style pool with shaded cabanas, fitness center, tennis courts, playground, car care area, and a peaceful walking trail circling the lake with benches to take in the view. Zoned for A-rated Rainbow Elementary, Tuskawilla Middle, and Lake Howell High. Location is everything: roughly 6 miles to UCF, minutes to Oviedo Mall, Oviedo on the Park, Publix, restaurants, and medical facilities, with quick access to SR 417 for an easy commute to Lake Mary, Downtown Orlando, Winter Park, and the airport. Renovated, ready, and priced right for the quality – schedule your private tour today before this one is gone.

1939 Summer Club Drive Unit 215, Oviedo

$700,000

4 Beds ⋅ 3 Baths ⋅ Bear Stone SubDv. ⋅ 32765 Zip Code

Welcome to 2672 Aloma Oaks Drive, a spacious single-story 4-bedroom, 3.5-bathroom home nestled in the desirable Bear Stone community of Aloma Woods in Oviedo, Florida. Set on a RARE CONSERVATION LOT, this residence offers the kind of privacy and peaceful natural surroundings that are increasingly hard to find, with no rear neighbors and a true sense of seclusion. Step inside and you’ll immediately notice the thoughtful design details that elevate everyday living. Custom 8-foot doors in the main formal areas create an open, elegant feel, while the family room features a POCKET SLIDING DOOR that completely disappears when opened—blurring the line between indoor comfort and outdoor living. Just beyond, a covered and screened lanai invites year-round relaxation and entertaining, complete with a convenient pool bathroom already in place at the rear of the home. The large backyard offers exceptional potential and would easily accommodate a future pool, giving you a ready-made outdoor oasis with room to grow. Recent updates provide lasting peace of mind, including a 2018 ROOF, BRAND NEW HVAC SYSTEM, and BRAND NEW WATER HEATER. A spacious 3-CAR ATTACHED GARAGE adds practical flexibility for vehicles, storage, hobbies, or a workshop. This one-story floor plan flows effortlessly, offering generous living space that feels both comfortable and inviting for families or anyone seeking single-level convenience. Ideally located in Oviedo within Seminole County, the home provides easy access to the University of Central Florida (UCF), major roadways including SR-417, shopping, dining, and everyday conveniences. Zoned for highly regarded Seminole County Public Schools—an A-rated district—this property sits in a family-friendly setting with community amenities and outdoor recreation nearby. With its private conservation setting, custom architectural details, seamless indoor-outdoor connection, existing pool bathroom, large backyard with pool potential, and move-in-ready updates, 2672 Aloma Oaks Drive is a rare opportunity to enjoy the best of Central Florida living. We invite you to experience this exceptional one-story home in Bear Stone and make Oviedo your own. All information pertaining to the property is deemed reliable but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as Ring doorbells. Photos are digitally enhanced and could be altered; please verify.

2672 Aloma Oaks Drive, Oviedo

$265,000

3 Beds ⋅ 2 Baths ⋅ Villas At Lakeside A Condo SubDv. ⋅ 32765 Zip Code

Welcome to this beautifully renovated first-floor condominium in desirable Oviedo. This spacious 3-bedroom, 2-bath home features a brand-new AC system, peaceful water views, and a move-in-ready interior. Enjoy resort-style amenities, including a swimming pool, tennis courts, fitness center, and playground. Conveniently located near shopping, dining, schools, parks, and major roads, this low-maintenance home offers comfort, convenience, and an exceptional lifestyle.

1939 Summer Club Drive Unit 115, Oviedo

$499,900

5 Beds ⋅ 3 Baths ⋅ Little Creek Ph 1a SubDv. ⋅ 32765 Zip Code

Welcome to this 5-bedroom, 3-bathroom pool home located in the desirable neighborhood of Little Creek in Oviedo! Featuring over 2,700 sq. ft. of thoughtfully designed living space, this two-story residence provides great structure, a functional layout, and incredible upside. The home has solid bones, but needs some TLC and personal touches to bring out its full beauty, making it a perfect opportunity to build equity and customize to your taste. Highlights include bright living areas, a cozy family room fireplace, and a private backyard oasis with a fully screened-in pool patio. Complete with a 2-car garage and a prime location zoned for top-rated Seminole County schools, close to local parks, shopping, and major highways

2727 Running Springs Loop, Oviedo

$224,900

2 Beds ⋅ 2 Baths ⋅ Hunters Pointe At Hunters Reserve A Condo SubDv. ⋅ 32765 Zip Code

Beautiful 2 bed, 2 bath second-floor condo in a prime location near UCF, major highways, and downtown Orlando. This turnkey unit features vaulted ceilings, tile flooring throughout, and a bright open floor plan. The updated kitchen offers bright cabinetry and modern appliances. Spacious living and dining areas include ceiling fans for added comfort. The primary suite features a large walk-in closet and ensuite bath with tub/shower combo. Enjoy peaceful wooded views from the screened-in balcony. Additional highlights include an in-unit laundry area and ample storage. Conveniently located near Waterford Lakes and Oviedo shopping, dining, and entertainment. Great opportunity—schedule your showing today!

145 Reserve Circle Unit 205, Oviedo

Start Your Search

32765 has a handful of active homes with no HOA on the market at any given time, so inventory here is thin and moves quickly. They run from $234,900 to $829,000, with a median around $560,000. The typical one is about 2,496 square feet with 4 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32765 homes with no HOA at a glance

Active listings	a handful
Median list price	$560,000
Price range	$234,900 to $829,000
Median size	2,496 sq ft
Median bedrooms	4
Median year built	1994
Median days on market	87

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	2	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	1	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32765 homes with no HOA by price range

under $300k	1
$500k-$750k	1
$750k-$1M	1

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32765?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32765?

The median list price is around $560,000, with the range running $234,900 to $829,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32765?

Yes. Call or text 407-616-9019 and we will set up showings.