Browse All 55+ Active Adult Homes for Sale in 32759 Oak Hill FL

2 Beds ⋅ 2 Baths ⋅ Indian Harbor Estates Un 03 SubDv. ⋅ 32759 Zip Code

Virtually Staged. or Virtual Enhancments to one or more photos***LOWER YOUR MONTHLY PAYMENT!***Seller is offering up to $10,000 toward a buyer’s interest rate buydown and/or allowable closing costs with an acceptable offer.*** Waterfront living is not just a view at 127 E Ariel Road, it is a lifestyle that begins right outside your back door. Tucked along a wide, deep canal in Oak Hill’s Indian Harbor Estates, this extensively updated 2-bedroom, 2-bath waterfront home offers approximately 1,800 square feet of living space per seller, a flexible two-level layout, and direct access toward Mosquito Lagoon and the Intracoastal Waterway. Upstairs, rich real-wood flooring, recessed lighting, ceiling fans and an electric fireplace create a warm, inviting main living area. The remodeled kitchen opens to the living and dining spaces with granite countertops, stainless steel appliances, glass-front cabinetry and convenient pull-out storage. The primary suite offers a private retreat with French-door details and an updated bath featuring granite countertops, built-in storage, tile accents and a glass-enclosed shower. Nearly 600 square feet of upper-level outdoor space may become your favorite part of the home, combining a large screened waterfront deck with an adjoining open deck overlooking the canal. It is an ideal setting for dining, entertaining, relaxing and enjoying the Florida waterfront lifestyle. Downstairs adds tremendous versatility with a spacious studio-style living and flex area featuring exposed tongue-and-groove wood ceilings, recessed lighting, ceiling fans, modern high-efficiency air conditioning, a full bath, laundry, workshop and storage space. Plumbing is already in place for the potential addition of a full kitchen or kitchenette, and the layout offers the possibility of creating a third bedroom, subject to applicable approvals. This space could work beautifully for guests, multigenerational living, recreation, a home office or other flexible uses. Outside, a newer concrete driveway leads to a substantial covered 2-car carport, while concrete-block lower construction, Hardie board siding upstairs, newer vinyl windows and a metal roof add to the home’s appeal. BRING THE BOAT! The waterfront setting is what truly separates this property from the rest. The home sits along one of the area’s deepest and most desirable canals, near a point where the canal opens into an exceptionally wide section of water that provides excellent maneuvering room. That extra width and depth can be especially appealing for owners of larger boats, including center consoles. A permitted private dock puts your boat just steps from the house, with room to explore a future dock configuration tailored to your needs, subject to permitting and applicable regulations. Spend your mornings fishing, your afternoons boating, enjoy the area’s legendary shrimping, or simply relax on the screened deck and watch the water. New Smyrna Beach, Ponce Inlet, Mosquito Lagoon, the Intracoastal Waterway and the Cape Canaveral area are all within easy reach by boat or car. If you have been searching for a property where boating is part of everyday life, this one deserves to be seen. Updated interiors, expansive outdoor living, flexible guest space, workshop and storage areas, a private dock and an outstanding wide-water canal location come together to create a unique Florida lifestyle property.

127 E Ariel Road, Oak Hill

$499,999

3 Beds ⋅ 2 Baths ⋅ Lighthouse Cove Ph 3-Sec 3 SubDv. ⋅ 32759 Zip Code

Enjoy peaceful waterfront living in Lighthouse Cove, a gated 55+ community and relaxed Florida lifestyle near the Indian River Lagoon. Completed in 2025, this beautifully built home offers an abundance of natural lighting, gorgeous plank tile flooring, and a water view that creates a serene backdrop. The kitchen is thoughtfully designed with stainless-steel appliances, a farmhouse sink, soft-close cabinetry, and a walk-in pantry. The open-concept layout flows seamlessly into the spacious living area, where impressive 14-foot ceilings and custom rechargeable motorized blinds enhance the bright, airy feel of the home. A generously sized laundry room is conveniently located just off the garage. The primary suite features a walk-in closet, walk-in shower and dual sinks while the additional bedrooms each offer full-size closets with sliding doors. One of the highlights of living in Lighthouse Cove is the variety of amenities and activities available right within the community. Residents can enjoy a heated swimming pool, clubhouse, pickleball and shuffleboard courts, billiards, riverfront picnic areas, private water access, a community boat ramp, and optional RV and boat storage. Golf carts are a popular way to get around the neighborhood, and an active social calendar includes community cookouts, water aerobics, chair yoga, poker, holiday celebrations, golf cart Christmas parades, the annual shrimp boil, and more. Oak Hill offers a quieter setting with less traffic while keeping everyday conveniences close by. For buyers looking for a second home or a more turnkey option, select furnishings may also be available for purchase separately. Furnishings are not included in the listing price. Come experience the water views, newer construction, spacious design, community amenities, and laid-back coastal lifestyle that make Lighthouse Cove such a special place to call home. Call to schedule your private showing today!

428 Eldora Drive, Oak Hill

$289,900

3 Beds ⋅ 2 Baths ⋅ Lighthouse Cove Ph 2b SubDv. ⋅ 32759 Zip Code

Welcome to Lighthouse Cove, one of East Central Florida's most desirable waterfront 55+ communities where you own your land, enjoy gated security, and embrace the laid-back coastal lifestyle you've worked hard for. What truly sets this property apart is the lifestyle outside your front door. Lighthouse Cove is an active waterfront community offering a heated pool, renovated clubhouse, pickleball courts, shuffleboard, riverfront picnic area, private water access, community boat ramp, optional RV and boat storage, and a full calendar of social activities. Golf carts are welcomed and commonly used throughout the neighborhood, creating a friendly atmosphere where neighbors quickly become friends. For boating, fishing, kayaking, and nature enthusiasts, you're just minutes from the incredible waters of the Indian River Lagoon, Canaveral National Seashore, and Merritt Island National Wildlife Refuge. Located just steps from the Indian River Lagoon, this beautifully updated 3-bedroom, 2-bath home offers the perfect combination of comfort, convenience, and community. Whether you're looking to downsize, retire, or simply enjoy a more active Florida lifestyle, this move-in-ready home checks all the boxes. Inside, you'll find an open-concept floor plan with luxury vinyl plank flooring throughout the main living areas, fresh interior paint, updated lighting, new ceiling fans, and a beautifully renovated kitchen featuring soft-close cabinetry, updated countertops, tile backsplash, modern appliances, and an upgraded sink and faucet. The spacious primary suite offers new carpeting and an updated en-suite bath with a modern shower enclosure and fixtures. Major updates have already been completed, including a new HVAC system in 2025 and a roof replacement in 2017, allowing you to focus on enjoying your new home rather than worrying about future expenses. The screened porch provides the perfect place to enjoy your morning coffee, while the rear privacy fencing creates a comfortable outdoor space for relaxing or entertaining. Finding a move-in-ready home with major updates, no flood history, and access to this lifestyle is becoming increasingly rare. Schedule your private showing today and discover why so many residents choose to call Lighthouse Cove home. This home has never flooded. All information deemed accurate but should be independently verified by buyers.

317 Water Landing Drive, Oak Hill

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55+ Active Adult Homes for Sale in 32759 Oak Hill

32759 has one or two active 55+ listings on the market at any given time. Asking prices sit around $294,500. The typical one is about 1,416 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32759 55+ communities at a glance

Active 55+ listings	one or two
Median list price	$294,500
Price range	$294,500 to $294,500
Median size	1,416 sq ft
Median bedrooms	3
Median year built	2007
Median days on market	79

55+ does not mean everyone has to be 55

This is the part most buyers get wrong. Age restricted communities operate under a federal exemption to the Fair Housing Act, and the exemption has a specific shape.

55+ community	At least 80% of occupied units must have one resident aged 55 or older. The remaining 20% is up to the community, which is how a younger spouse, an adult child, or a caregiver can often live there legally.
62+ community	Every resident must be 62 or older. No 20% allowance. These are far less common and the rule is much harder to work around.
Age restriction on paper only	Some communities market themselves as active adult without being registered under the federal exemption. The marketing and the recorded documents do not always agree.

The MLS carries a single flag for this. The binding rule is in the recorded declaration and the community bylaws, and it is the recorded documents that decide who can live there, who can inherit, and whether the home can be rented. Read them before you write, not after.

32759 55+ homes by price range

under $300k	1

What to check before you write an offer

What the recorded declaration actually requires, 55+ or 62+, and what the community does with its 20% allowance
Whether a spouse, adult child, or caregiver under the age limit can live there
What the amenity and recreation fees cover, and whether they are separate from any community dues
Rental and occupancy limits, which are usually tighter in age restricted communities
What happens to the age requirement when the home passes to an heir
Whether the community is deed restricted, land leased, or a co-op, because the three finance very differently

Want any of these verified on a specific community? Call or text 407-616-9019 and we will pull the recorded documents.

Frequently asked questions

How many 55+ homes are for sale in 32759?

There are one or two active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do 55+ homes cost in 32759?

The median list price is around $294,500, with the range running $294,500 to $294,500.

Does everyone in a 55+ community have to be 55?

No. Under the federal exemption at least 80% of occupied units need one resident 55 or older, and the community decides what it does with the other 20%. A 62+ community is different - there every resident must meet the age. The recorded documents control, not the listing.

Can a younger spouse live in a 55+ community?

Usually yes in a 55+ community, subject to that community's own rule on the 20% allowance and its minimum age for a second occupant. In a 62+ community, generally no. Check the declaration before you write.

Can you show me 55+ homes in 32759?

Yes. Call or text 407-616-9019 and we will set up showings.