32738 Zip Code Foreclosures and Bank Owned Homes

Browse All 32738 Zip Code FL Foreclosures and Bank Owned Homes

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 41 SubDv. ⋅ 32738 Zip Code

Virtually Staged. Short Sale. Welcome to this well-cared-for and MOVE-IN READY 3-bedroom, 2-bath home in Deltona Lakes, where thoughtful updates, a spacious layout, and the freedom of NO HOA create the perfect place to call home. Situated on an OVERSIZED LOT, this property offers plenty of room to spread out both inside and out. Step inside to discover a bright and inviting Living Room filled with NATURAL LIGHT and centered around a cozy WOOD-BURNING FIREPLACE, creating the perfect gathering space. Sliding glass doors lead to the back patio, seamlessly connecting indoor and outdoor living. The home also features a separate Dining Room, ideal for entertaining or everyday meals. The UPDATED KITCHEN combines style and functionality with white cabinetry, NEW GRANITE COUNTERTOPS, NEW STAINLESS STEEL APPLIANCES (2023), a closet pantry, breakfast nook, and a convenient PASS-THROUGH WINDOW to the Living Room, making the space feel even more open and connected.The Primary Suite offers privacy and comfort, complete with a large built-in closet and an en suite bath accented by a STYLISH BARN DOOR. A split-bedroom floor plan places the two additional bedrooms and SECOND FULL BATH on the opposite side of the home, providing flexibility for family, guests, or a home office. Step outside to the ENCLOSED SCREENED PATIO overlooking the SPACIOUS FENCED BACKYARD, offering the perfect place to relax, entertain, or enjoy outdoor living year-round. With NO HOA RESTRICTIONS, there’s plenty of freedom to personalize the space—whether you envision a garden, workshop, play area, or additional outdoor entertaining features. This home has been EXTENSIVELY UPDATED for peace of mind, including a NEW ROOF (2023), NEW SEPTIC SYSTEM (2023), NEW WATER HEATER, INSULATED GARAGE DOOR, FRESH INTERIOR PAINT, NEW BASEBOARDS, NEW LUXURY VINYL PLANK FLOORING throughout, and NEW FENCING. Conveniently located in Deltona Lakes, the home offers EASY ACCESS to shopping, dining, parks, and major roadways for commuting. Outdoor enthusiasts will appreciate NEARBY DESTINATIONS like Lake Monroe, Green Springs Park, and the scenic Spring-to-Spring Trail. You’re also just a short drive from the CHARMING WATERFRONT AREAS of Sanford and the BEACHES of the Atlantic coast. With its modern updates, oversized lot, and NO-HOA FLEXIBILITY, this Deltona Lakes home offers an outstanding opportunity to enjoy comfortable Florida living with room to truly make it your own. Act quickly—this GEM won't last long!

745 Mentmore Circle, Deltona

Start Your Search

32738 has one or two active foreclosure listings on the market at any given time, so inventory here is thin. Asking prices sit around $280,000. The typical one is about 1,326 square feet with 3 bedrooms. The list below is re-pulled from the MLS every week.

32738 foreclosure listings at a glance

Active listings	one or two
Median list price	$280,000
Median size	1,326 sq ft
Median bedrooms	3
Median year built	1986
Median days on market	304

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	0	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32738 foreclosure listings by price range

under $300k	1

What to check before you write an offer

A bank owned home is sold as-is and the bank never lived there, so there is no seller disclosure to read
A home still in foreclosure has an owner on title, and the timeline depends on the lender rather than on the seller
Utilities are often off, so budget for turning them on before an inspection is worth anything
Financing needs the home to be habitable, and a missing kitchen or a failed roof can rule out a conventional loan
Check for unpaid HOA dues and municipal liens, because some survive the sale and become yours

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many foreclosure listings are for sale in 32738?

There are one or two active at any given time. The list on this page comes from the MLS and is refreshed every week.

What do foreclosure listings cost in 32738?

Asking prices sit around $280,000.

Can you show me foreclosure listings in 32738?

Yes. Call or text 407-616-9019 and we will set up showings.