32725 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32725 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 1 Baths ⋅ Deltona Lakes Unit 14 SubDv. ⋅ 32725 Zip Code

Welcome to 1684 Fort Smith Blvd! This charming 3-bedroom, 1-bath home has been freshly painted and professionally cleaned, making it move-in ready and ready for its new owner. Featuring an open kitchen, inside utility area, attached garage, and a spacious fenced backyard on approximately a quarter-acre lot, this home offers plenty of potential for a first-time buyer, downsizer, or investor. Conveniently located in the heart of Deltona with easy access to shopping, dining, schools, medical facilities, and major roadways for commuting throughout Central Florida. With a fresh, clean interior and an affordable price point, this is a great opportunity to make a home your own. Schedule your private showing today!

1684 Fort Smith Boulevard, Deltona

$353,000

4 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 51 SubDv. ⋅ 32725 Zip Code

Virtually Staged. Welcome to 1297 Herndon Ave in Deltona, a beautifully maintained 4-bedroom, 2-bath home offering approximately 1,640 square feet of living space. With a new roof and new A/C system, this home offers important updates along with a comfortable floor plan designed for everyday living. Inside, you’ll find bright, inviting spaces with updated flooring, neutral finishes, and plenty of natural light. The four-bedroom layout gives you flexibility for family, guests, a home office, or a creative flex space. The outdoor living is just as appealing. Enjoy a covered patio and spacious fenced backyard, perfect for relaxing, entertaining, pets, grilling, or simply enjoying Florida’s year-round outdoor lifestyle. Living in Deltona means enjoying a relaxed Central Florida lifestyle with a strong sense of community, neighborhood parks, lakes, nature trails, and easy access to outdoor recreation. Nearby destinations such as the St. Johns River and Blue Spring State Park add to the area’s appeal for kayaking, boating, wildlife viewing, and weekend adventures. Deltona also offers convenient access to local shopping, dining, schools, and everyday necessities, while being well positioned between the greater Orlando area and Florida’s east coast. Whether your weekends are spent exploring nature, heading toward the beaches, enjoying local restaurants, or simply relaxing in your own backyard, 1297 Herndon Ave offers a great combination of comfort, location, and Florida lifestyle. New roof. New A/C. Four bedrooms. Great outdoor space. A location that puts Central Florida living within easy reach. Schedule your private showing today.

1297 Herndon Avenue, Deltona

$435,000

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 01 Rep Blks 14 & 15 SubDv. ⋅ 32725 Zip Code

Under Construction. LAKEFRONT. This stunning new house on spring fed Lake Lapanocia is a 3-bedroom, 2-bath NEW CONSTRUCTION home. This home displays many beautiful upgrades throughout. It comes with a well designed open-concept floor plan that is perfect for both everyday living and entertaining. Upgrades include luxury vinyl plank flooring, granite counter tops, high 9’4” ceilings, high performance low e windows, ceiling fans, and recessed lighting throughout. The spacious primary suite offers a private retreat with views of the lake, two walk in closets, a private toilet area, and two sinks and a walk in shower. The open concept includes a great room, kitchen, dining room, and nook which all have views of the lake through the ample windows and sliders. The kitchen contains a very large island with granite tops as well as a walk in pantry and stainless steel appliances. The two additional bedrooms, laundry, and additional bath are connected via a separate hallway off the great room. The second bath has a shower/tub combination. Finally, there is a larger back porch with breathtaking panoramic views of the peaceful and serene Lake Lapanocia, ideal for dining, relaxing or gatherings. This house has no HOA restrictions and is a true blend of modern comfort and functionality. Conveniently located, it is proximate to major shopping, dining, and access to major highways.

1355 W Hartley Circle, Deltona

$339,990

3 Beds ⋅ 2 Baths ⋅ Saxon Ridge Ph 01 SubDv. ⋅ 32725 Zip Code

*This home can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION* Beautifully Upgraded 3-Bedroom, 2-Bath Home in Saxon Ridge! This well-maintained home offers a spacious and functional layout featuring formal living and dining areas, a comfortable family room, and an updated kitchen with stainless-steel appliances, breakfast bar, pantry, and adjoining dining area. Additional conveniences include an interior laundry room, linen closets, and a 2-car garage. Step outside to the screened-in lanai overlooking the private, vinyl-fenced backyard? Perfect for relaxing or entertaining. Located in the desirable Saxon Ridge community with easy access to I-4, residents enjoy fantastic amenities including a resort style pool, clubhouse, playground, and park. Don't miss your opportunity to make this beautiful home yours!

1403 Brayton Circle, Deltona

$330,900

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 07 SubDv. ⋅ 32725 Zip Code

NO HOA * NEW ROOF IN 2023 * HURRICANE WINDOWS * SUNROOM IN BACK OFF LIVING ROOM * FENCED BACKYARD * UTITLITY SHED WITH ELECTRICITY * CHICKEN COOP * WELL MAINTAINED WITH PRIDE OF OWNERSHIP * ROOF HAS GUTTERS * PAVER BRICK DRIVEWAY AND ENTRACESIDEWALK * ORIGINAL OWNER VERY WELL MAINTAINED * GREAT VALUE

1248 Azora Drive, Deltona

$319,000

3 Beds ⋅ 2 Baths ⋅ Lot 12 Blk 275 Deltona Lakes Unit 7 SubDv. ⋅ 32725 Zip Code

Beautifully remodeled and updated 3-bedroom, 2-bath home offering modern finishes and exceptional features throughout. The updated kitchen includes brand-new appliances—dishwasher, refrigerator, range, and microwave—along with a convenient pantry and elegant quartz countertops. The home features durable LVP flooring, central air and heat, and a spacious 2-car garage with a freshly painted floor. Enjoy the enclosed glass back patio, perfect for relaxing or entertaining, plus a large storage shed for added convenience. Situated on a generous .23-acre lot with no HOA, this move-in-ready home offers comfort, style, and plenty of space.

1102 Magdalena Avenue, Deltona

$255,000

3 Beds ⋅ 1 Baths ⋅ Deltona Lakes Un 25 SubDv. ⋅ 32725 Zip Code

Welcome home to this charming and beautifully maintained 3-bedroom, 1-bath block home nestled in the heart of Deltona Lakes! From the moment you step inside, you’ll appreciate the abundance of natural light, thoughtful updates, and warm, inviting feel throughout. The renovated kitchen offers plenty of counter space and rich dark cabinetry, while the spacious living area creates the perfect place to relax, entertain, and make memories. A convenient mudroom area and seamless flow into the dining space add both function and charm. This home has been lovingly cared for and features several valuable updates, including a newer roof (2019), HVAC (2018), updated electrical panel and wiring (2019), white faux-wood blinds (2024), wood-look laminate flooring throughout the main living areas and bedrooms. Step outside and enjoy the spacious yard with a vinyl privacy fence and private gate, offering additional flexibility and room to accommodate an RV or boat. And with NO HOA, you’ll have even more freedom to enjoy your property your way! The location is another highlight, minutes from Lake Gleason and its boat ramp, approximately 2 miles from Publix, 1.9 miles from Halifax Health, and less than 9 miles from I-4. You’ll also be conveniently located near shopping, dining, Lake Monroe, the St. Johns River, and less than 30 miles from the beautiful beaches of New Smyrna and Daytona Beach. Move-in ready, full of charm, wonderfully located and priced to sell, this Deltona gem is ready to welcome its next owners home. Schedule your private showing today!

1035 Cobblestone Avenue, Deltona

$298,900

2 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 03 SubDv. ⋅ 32725 Zip Code

Immaculate Deltona Home for Sale!!! Welcome home to this immaculate 2-bedroom, 2-bathroom home in Deltona, Florida, offering comfortable living and a convenient location. The property features a 1-car oversized garage, spacious living areas, a well-appointed kitchen, security system, and a private patio with an outdoor cooking station - perfect for relaxing, entertaining, and enjoying Florida living. The property also offers convenient access to the backyard from both sides of the home, providing ample flexibility for vehicle access, additional parking, recreational vehicles, or even the potential placement of a mobile home, subject to applicable zoning and local regulations. No HOA adds even more freedom and flexibility for the homeowner. Enjoy the best of Central Florida living with easy access to Daytona Beach, shopping, dining, parks, and major roads. Whether you're looking for a family home, first-time purchase, or investment opportunity, this Deltona property is ready to welcome you home. Schedule your private showing today!

1643 Saxon Boulevard, Deltona

$325,000

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 22 SubDv. ⋅ 32725 Zip Code

Welcome to 939 Cloverleaf Blvd in Deltona, Florida, a spacious 3-bedroom home with a dedicated office/flex room, situated on approximately a 1/4-acre lot with NO HOA! Offering a desirable open-concept floor plan and split-bedroom layout, this home provides the space, privacy, and flexibility today's buyers are looking for. The versatile office/flex room is ideal for working from home, a playroom, hobby room, workout space, or additional living area. The open layout creates an easy flow between the main living spaces, making the home perfect for everyday living and entertaining. Step outside to enjoy the fully fenced backyard, offering plenty of room for pets, outdoor entertaining, gardening, or creating your own backyard retreat. A storage shed provides additional space for lawn equipment, tools, and recreational gear. Major updates include a roof approximately 7 years old and a water heater approximately 2 years old, providing added value for the next owner. With NO HOA, a 1/4-acre lot, fenced yard, split floor plan, open living space, 3 bedrooms plus an office/flex room, and convenient Deltona location, 939 Cloverleaf Blvd offers an excellent combination of space, flexibility, and freedom. Conveniently located with access to shopping, dining, schools, parks, and major roadways connecting Deltona to Orlando, Daytona Beach, and surrounding Central Florida communities. Schedule your private showing today.

939 Cloverleaf Boulevard, Deltona

$295,599

3 Beds ⋅ 2 Baths ⋅ Deltona Lks Un 16 SubDv. ⋅ 32725 Zip Code

Virtually Staged. One or more photo(s) was virtually staged, Welcome to 1726 Monticello St, Deltona, FL! Discover comfort, functionality, and easy Florida living in this inviting 3-bedroom, 2-bathroom home featuring a desirable split-bedroom floor plan and tile flooring throughout—no carpet! The home offers a bright and spacious living area, a fully equipped kitchen, and a separate family room perfect for relaxing or entertaining. The primary suite provides privacy with its own full bathroom and direct access to the backyard, while two additional bedrooms share a second full bathroom. Enjoy convenient dual access to the spacious backyard from both the family room and primary bedroom, making indoor-outdoor living a breeze. Additional features include an attached private garage and plenty of outdoor space to enjoy Florida’s beautiful weather year-round. Best of all, NO HOA, giving you added flexibility without monthly association fees. Conveniently located near shopping, dining, schools, parks, and major roadways. Schedule your showing today and come see everything this Deltona home has to offer! Schedule your private tour today

1726 Monticello Street, Deltona

$247,500

2 Beds ⋅ 2 Baths ⋅ Deltona Lakes SubDv. ⋅ 32725 Zip Code

Virtually Staged. Seller is offering $2,500 towards Buyer's Closing Costs on this beautifully remodeled home on a spacious 1/3-acre lot with NO HOA! Conveniently located near shopping, public transportation, and I-4, this home offers the perfect combination of comfort, style, and convenience. Simply unpack and enjoy the peace of mind that comes with major updates already completed, including a NEW ROOF, NEW KITCHEN & STAINLESS APPLIANCES, NEW luxury waterproof vinyl flooring throughout the living areas, bedrooms, and hallway, UPDATED BATHROOMS and updated HVAC with new blower motor. The stunning kitchen is designed to impress with solid wood SOFT-CLOSE CABINETRY, elegant QUARTZ countertops, a large deep single-bowl stainless steel sink, and Whirlpool stainless steel appliances. Whether you're preparing everyday meals or entertaining friends and family, you'll appreciate the abundant cabinet space, spacious countertops, and functional layout. The open floor plan creates a warm and inviting atmosphere where the living room flows seamlessly into the dining area and kitchen. A charming Mediterranean-style covered entry and courtyard provide wonderful curb appeal and a welcoming first impression. Both bathrooms have been tastefully updated with new vanities, sinks, commodes and has a beautifully tiled shower. Additional improvements include new interior doors, modern hardware, updated lighting, and ceiling fans throughout. Step outside through the new sliding glass door to the screened patio overlooking the large, partially fenced backyard—ideal for weekend barbecues, pets, gardening, or simply relaxing and enjoying Florida's beautiful weather. Updated double-pane front windows improve energy efficiency, while the oversized carport provides covered parking and additional storage. 1/2 mile to Publix, Walgreens, Gas Station and restaurants. Golf at nearby The Deltona Club golf course, Park and Playground with fields at Dewey O Booster Park, and dog parks nearby also. This home truly checks all the boxes for buyers—beautifully updated, move-in ready, city water and sewer for peace of mind and located in a convenient area with no HOA restrictions. Don't miss your opportunity to make homeownership a reality in this exceptional property! 10 mins to Lake Mary / Sanford, 25 mins to Beaches, 35 mins to Orlando, 1 hour to Disney. This home may be under audio-video surveillance.

1532 N Normandy Boulevard, Deltona

$279,900

2 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 30 SubDv. ⋅ 32725 Zip Code

Virtually Staged. WELCOME TO 1460 E LOMBARDY DR., DELTONA, FL! This beautifully updated 2 BEDROOM, 2 BATH pool home combines modern upgrades, energy efficiency, and Florida living at its finest. Situated on a spacious lot with mature shade trees, this move-in-ready home offers exceptional value with OWNED SOLAR PANELS and an extensive list of major improvements completed in 2021. Step inside to discover an inviting open layout featuring TILE FLOORING THROUGHOUT and a beautifully remodeled kitchen complete with NEW CABINETS, GRANITE COUNTERTOPS, and ample storage. The bright living and dining areas create the perfect space for relaxing or entertaining, while both bedrooms offer comfortable accommodations with two full bathrooms. NEW ROOF (2021), NEW A/C (2021), NEW KITCHEN CABINETS WITH GRANITE COUNTERTOPS (2021), NEW INTERIOR PAINT (2021), NEW EXTERIOR PAINT (2021), OWNED SOLAR PANELS, AND MORE! Step outside to your own private backyard retreat featuring a SCREEN-ENCLOSED IN-GROUND POOL, perfect for enjoying Florida's sunshine year-round while offering privacy and comfort for entertaining family and friends. SCREEN-ENCLOSED POOL, TILE FLOORING THROUGHOUT, COVERED CARPORT, MATURE LANDSCAPING, SPACIOUS YARD, MOVE-IN READY. Conveniently located near shopping, dining, parks, schools, and with easy access to I-4, this home provides an easy commute to both Orlando and Daytona Beach. DON'T MISS THIS INCREDIBLE OPPORTUNITY TO OWN A BEAUTIFULLY UPDATED, ENERGY-EFFICIENT POOL HOME IN THE HEART OF DELTONA. SCHEDULE YOUR PRIVATE SHOWING TODAY!

1460 E Lombardy Drive, Deltona

$389,000

4 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 03 SubDv. ⋅ 32725 Zip Code

Perfectly located for convenient everyday living, this home is close to everything and offers plenty of room for everyone—and everything! NO HOA and NO FLOODING add to the appeal of this well-cared-for home. Custom double front doors open to the living and dining rooms, which flow into the kitchen featuring wood cabinets, granite counters, and a center island. The kitchen opens to the family room, creating a comfortable gathering space with direct access to the HUGE screened and tiled lanai—an exceptional extension of the living area for meals, entertaining, or simply relaxing outdoors. The primary suite features an over-sized walk-in closet, large walk-in shower with dual shower heads, soaking tub, and expansive double vanity. On the opposite side of the home, three additional bedrooms share a second full bath, offering flexibility for family, guests, an office, or hobbies. Sitting high above the street, the elevated setting provides a welcome sense of separation from passing traffic and added privacy. The location is EXCEPTIONALLY CONVENIENT, just minutes from Publix, Lowe’s, shopping, and restaurants. I-4 is about five minutes away for easy commutes and just 30 minutes from Orlando or Daytona Beach. This move-in ready home has been well cared for and offers a wonderful combination of generous living space, exceptional storage, and a location that can't be beat!

1837 E Glancy Drive, Deltona

$169,900

2 Beds ⋅ 2 Baths ⋅ Edgewater Condo Apts SubDv. ⋅ 32725 Zip Code

Beautifully updated GROUND-FLOOR 2-bedroom, 2-bath condo in Edgewater Condominiums, offering modern upgrades, low-maintenance living, and an exceptional location. The kitchen features granite countertops, a stainless steel sink, and a full suite of stainless steel appliances, including a dishwasher. The stacked washer and dryer are also new. 2021 A/C, a new Siemens electrical panel, new windows, updated primary bathroom with walk-in shower, second bath has new toilet and vanity and features a tub, fresh interior paint throughout, new ceiling fans with integrated lighting, new blinds, and durable new waterproof vinyl flooring In Kitchen and baths. Enjoy your morning coffee or unwind in the enclosed porch features vinyl windows. The community has recently completed a 2022 roof and offers outstanding amenities, including overnight security, a community pool, newly resurfaced tennis courts, pickleball courts. Nearby there are scenic bike and walking trails, and a playground. Ideally situated directly across from Lake Monroe, where you can watch serene sunsets. Located next to Green Springs Park, and with shopping, dining, and the post office just minutes away, this home combines comfort, convenience, and an active Florida lifestyle. Whether you're searching for a primary residence, seasonal retreat, or low-maintenance home, this move-in-ready property is an excellent opportunity in one of Deltona's most convenient locations. HOA FEE HAS REMAINED $217 for OVER 20 YEARS with NO INCREASES.

100 Sweetgum Woods Court Unit 4A, Deltona

$289,900

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 53 SubDv. ⋅ 32725 Zip Code

Virtually Staged. PRICE REDUCTION!! SELLER MOTIVATED!!! Welcome to your new home at 2695 Keene Ln in Deltona! With a 2021 roof, 2017 HVAC system, 2024 PEX re-plumb, 3 year old hot water tank, 5 year old drain field and newer appliances, you can move in with confidence knowing many of the major updates have already been completed. Inside, you’ll find a thoughtfully updated interior featuring luxury vinyl plank flooring throughout, beautiful granite countertops, and soft-close cabinetry that adds both style and functionality to the kitchen. The open and inviting layout is perfect for everyday living, whether you’re relaxing at home or entertaining your family and friends! Step outside the French doors and enjoy the FULLY fenced backyard, with no back neighbors, offering privacy and plenty of space to relax, entertain, or let the family play. The backyard also features a spacious concrete patio, complete with a dedicated electrical hookup for a hot tub. Need extra storage? The convenient storage shed provides plenty of room for tools, lawn equipment, and seasonal items. Conveniently located near shopping, schools, parks, and I-4, this home combines modern updates with the PERFECT location. This neighborhood even has sidewalks and is only minutes away from Aldi, Publix, Lowe’s, and so much more. Whether you’re a first-time homebuyer, looking to upgrade, or searching for your next investment, this move-in-ready home is one you won’t want to miss. Schedule your private showing today before it’s too late!

2695 Keene Lane, Deltona

$349,000

3 Beds ⋅ 3 Baths ⋅ Deltona Lakes Unit 69 SubDv. ⋅ 32725 Zip Code

Beautiful single-story home located in a quiet, established neighborhood, offering 3 bedrooms, 3 bathrooms, and a spacious layout ideal for comfortable living. This property features a classic brick exterior, a 2-car garage, and a covered front entry. Inside, you’ll find a functional floor plan filled with natural light and generous living areas ready for your personal touch. The home offers great potential for customization and value, making it perfect for homeowners or investors alike. The large yard provides plenty of space for outdoor enjoyment or future improvements. Conveniently located near schools, shopping, dining, and major highways. Don’t miss this excellent opportunity!

783 S Atmore Circle, Deltona

Start Your Search

32725 has roughly 10 to 20 active homes with no HOA on the market at any given time. They run from $174,500 to $398,800, with a median around $325,000. The typical one is about 1,576 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32725 homes with no HOA at a glance

Active listings	roughly 10 to 20
Median list price	$325,000
Price range	$174,500 to $398,800
Median size	1,576 sq ft
Median bedrooms	3
Median year built	1989
Median days on market	15

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	10	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	1	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32725 homes with no HOA by price range

under $300k	2
$300k-$500k	9

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32725?

There are roughly 10 to 20 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32725?

The median list price is around $325,000, with the range running $174,500 to $398,800.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32725?

Yes. Call or text 407-616-9019 and we will set up showings.