32102 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32102 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 2 Baths ⋅ Ooo SubDv. ⋅ 32102 Zip Code

THIS AMAZING HOUSE HAS BEEN TOTALLY RENOVATED IN THE LAST COUPLE OF YEARS AND IT SHOWS! Numerous Pluses Include Luxury Vinyl Flooring Throughout, Custom Plantation Shutters Throughout, NEW ROOF 2025, New Washer and Dryer and it goes on and on! 3 Bedrooms and 2 Bathrooms; Primary Bedroom has an access door onto the HUGE Screen Porch which is Riverside and measures 10 x 43!! There is a Mural on the porch wall that visually shows life on the St Johns River in the Astor area!! The Covered Deck and 9' x 30' Boat Slip on the River provide ABSOLUTELY GORGEOUS VIEWS of the ST JOHNS RIVER to the NORTH, WEST and EAST!! Manatees are occasionally seen along the dock! The present owners spend the majority of their day either on the screen porch or sitting on the deck or; they are on their boat enjoying everything the St Johns has to make you enjoy MOTHER NATURE!!! Once you see the house in person, you will realize how much Love and Work has gone into making it the home for enjoyable living that it is!!!!! Some furnishings are negotiable and some items located on the porch may be left with the purchase!! Schedule your showing today!!

1638 Paradise Lane, Astor

$600,000

3 Beds ⋅ 3 Baths ⋅ Ram Island Unrec SubDv. ⋅ 32102 Zip Code

Welcome to waterfront living in Astor, where this beautifully renovated canal-front home offers direct access to the St. Johns River and plenty of space to relax, entertain, and enjoy the Florida lifestyle. Featuring 3 bedrooms, 2.5 renovated bathrooms, two spacious living areas, a dining room, attached garage, and a large covered porch overlooking the water, this home has been thoughtfully updated from top to bottom. One of the few homes on the road offering an interior laundry room, it provides an added level of convenience that is hard to find. The open eat-in kitchen features a large peninsula with plenty of seating, all new appliances, and flows seamlessly into the main living area, making it perfect for gatherings. Generously sized bedrooms provide plenty of space for family and guests. Additional improvements include a 2024 roof, new hot water heater, added attic insulation, renovated bathrooms, and extensive waterfront upgrades. Outside, the wide, deep canal setting is a dream for boaters, complete with a redone seawall and brand-new oversized dock featuring two new lifts, one designed for a tritoon and another accommodating two jet skis. The home also offers the option to be purchased furnished, making it easy to start enjoying your waterfront retreat right away. An additional lot directly next door is also available to be purchased together with the home, creating the rare opportunity for an expansive double-lot waterfront property with even more space, privacy, and possibilities. Whether you're looking for a full-time residence, weekend escape, or Florida waterfront getaway, this property offers the renovations, waterfront improvements, space, and river access you've been waiting for.

1613 Juno Trail, Astor

$115,000

1 Beds ⋅ 1 Baths ⋅ Astor Forest Campsites SubDv. ⋅ 32102 Zip Code

Perfectly proportioned, easy to manage cottage just minutes from the Springs and St. Johns River. Proven guest favorite with excellent review history. Unique, rare opportunity to purchase a piece of Old Florida lifestyle, in this beautiful historic cottage. Located in the quaint, up-and-coming town of Astor right by the Ocala National Forest, this fully furnished gem is a true boater’s dream with plenty of space to store your outdoor toys, making it an easy source of steady side income, a personal retreat, or a peaceful downsize. **Key Highlights** * High & Dry * No HOA ( optional for community boat ramp access, approx $5 per month) * Zoned mini splits for energy efficient heating and cooling * City Utilities: Connected to city water and sewer (no well or septic maintenance).High speed fibre optic internet just installed. * Prime Location: Minutes from the St. Johns River, forest trails, and famous freshwater springs in a town seeing great recent investment.

55914 Bay Road, Astor

$255,000

2 Beds ⋅ 2 Baths ⋅ Astor Forest Campsites Unrec SubDv. ⋅ 32102 Zip Code

This comfortable, well maintained, 2 bedroom (possible 3) 1 1/2 bath, concrete block home has two large outbuildings, for all your workshop and storage needs. Sturdy home with newer metal roof installed in 2021, new A/C and heat pump installed in 2020, new breaker box installed in2022 and new conduit and wire to the large garage installed in 2023. Located on two lots gives you plenty of room between you and your neighbors. The town of Astor has that small town feel with multiple restaurants, grocery store, and fresh seafood shop. With the St. Johns River Running Thru it, fishing is a main attraction as well as the springs located just a short boat ride away. Just relaxing, cruising down the river can be a wonderful time. Astor is surrounded by the Ocala National Forest with an abundance of wildlife, hunting and side by side riding are a great hobby here. As well as being centrally located, Ormond Beach is 40 minutes away, Orlando 1 hour, Ocala 40 minutes and the great little town of Deland is 30 minutes away. Put this one on your list to see, make a showing appointment today!

24121 Armadillo Road, Astor

Start Your Search

32102 has a handful of active homes with no HOA on the market at any given time, so inventory here is thin and moves quickly. They run from $135,000 to $255,000, with a median around $224,900. The typical one is about 1,152 square feet with 2 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32102 homes with no HOA at a glance

Active listings	a handful
Median list price	$224,900
Price range	$135,000 to $255,000
Median size	1,152 sq ft
Median bedrooms	2
Median year built	1973
Median days on market	69

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	1	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	2	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32102 homes with no HOA by price range

under $300k	3

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32102?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32102?

The median list price is around $224,900, with the range running $135,000 to $255,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32102?

Yes. Call or text 407-616-9019 and we will set up showings.