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Monterey Oaks Homes for Sale

122 Carmel Bay Drive, Sanford
$455,000
4 Beds ⋅ 3 Baths ⋅ Monterey Oaks Ph 2 Rep SubDv. ⋅ 32771 Zip Code
Seller to offer credit of $7500 to buyer. Welcome to this spacious 4-bedroom, 2.5-bathroom, 2,170 sq. ft. two-story home in Monterey Oaks, offering a flexible layout and inviting living spaces throughout. The main level features a formal dining room and a versatile bonus room that can easily function as a 5th bedroom, home office, media room, or additional flex space to fit your needs. The kitchen is designed for both everyday living and entertaining, complete with solid surface countertops, a center island, and stainless steel appliances. It opens seamlessly to the generous living room, creating a comfortable and connected main living area. French doors lead to a screened-in patio, extending the living space outdoors. All bedrooms are located upstairs, providing added privacy from the main living areas. The primary suite offers a spacious retreat with an en suite bathroom featuring two separate showers, including a walk-in shower and a tub/shower combination, along with a large vanity and ample storage. Step outside to the screened lanai overlooking a spacious, fully fenced backyard framed by mature trees, offering a peaceful outdoor setting with room to relax or play. Conveniently located just minutes from theme parks, major shopping destinations, beaches, airports, and major highways, this home provides easy access to a wide range of local attractions and everyday conveniences.

122 Carmel Bay Drive, Sanford

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Seminole County › Sanford › Monterey Oaks

Monterey Oaks, Sanford

Monterey Oaks is a 2000s neighborhood in west Sanford, in the 32771 zip code. Homes are block and stucco. Most homes fall between about 1,500 and 2,200 square feet under air, the median lot is about an eighth of an acre, and a two car garage is standard.

Homes here carry an HOA, billed annually, typically around $275. Confirm the figure on a specific parcel before relying on it.

What the homes are

  • Built Essentially all built in the 2000s.
  • Construction Block and stucco. Shingle roofs are near universal.
  • Size Most homes fall between about 1,500 and 2,200 square feet under air.
  • Bedrooms Four bedrooms is the most common plan, then three.
  • Garage A two car garage is standard.
  • Lot The median lot is about an eighth of an acre.
  • HOA Billed annually, typically around $275. Confirm on a specific parcel before relying on it.

Where Monterey Oaks is

Monterey Oaks, centered at 28.791832, -81.31963. Drag to explore.
Street level, inside the neighborhood. Drag to look around.

Drive times below are measured on the road network from the center of Monterey Oaks, not straight-line distance, in free-flowing traffic. Treat them as the floor rather than the school-run average.

Driving toTimeMiles
Downtown Orlando29 min21.8
Orlando International Airport36 min34.5
Winter Park29 min18.9
Heathrow and Lake Mary offices16 min5.5

Public schools nearby

  • Idyllwilde Elementary School 6 min, 1.5 mi
  • Bentley Elementary School 6 min, 2.2 mi
  • Wicklow Elementary School 8 min, 2.7 mi
  • Goldsboro Elementary School 10 min, 3.4 mi

Private schools nearby

  • Lake Mary Preparatory School 7 min, 2.0 mi
  • Holy Cross Lutheran Academy 6 min, 1.9 mi
  • Central Florida Academy 6 min, 2.1 mi
  • Crooms Academy Of Information Technology 8 min, 3.1 mi

Parks and recreation

  • Mike Kirby Park 6 min, 2.0 mi
  • Trailblazer Park 6 min, 2.3 mi
  • Liberty Park 6 min, 2.3 mi
  • Eagle Loop Trail 7 min, 2.4 mi

Groceries and errands

  • Upsala Grocery 2 min, 0.5 mi
  • Walmart Neighborhood Market 5 min, 1.6 mi
  • Target Grocery 9 min, 3.0 mi
  • ALDI 7 min, 2.2 mi

Nearest is not the same as zoned. The schools above are the closest ones to Monterey Oaks by distance. School attendance zones are set by the district, change from year to year, and can differ street to street inside one neighborhood. Confirm the assignment for a specific address with Seminole County Public Schools before it matters to a decision.

Places and drive times from Google, checked 9 September 2026. Businesses open and close; if something here has changed, tell me and I will correct it.

This page tracks what homes in Monterey Oaks actually sold for over the last twelve months, how long they took, and what moved the price. It is built from 6 verified closed sales in the Stellar MLS feed, not from public estimates. Every figure is a net-of-concessions number, which is explained at the bottom. Updated October 2026.

Read this one loosely. Fewer than eight homes closed here in the last year, so every median on this page rests on a small sample and can swing on a single sale.

What homes sold for in Monterey Oaks

$394,046Median sale price
$195Median per square foot
50 daysMedian days to contract
6Homes sold in 12 months

Sale prices ran from $342,000 to $493,500.

By size

Home sizeSalesMedian priceMedian $/sq ftMedian days
Under 2,000 sq ft3$357,000$19155 days
2,000 to 3,000 sq ft3$439,500$2033 days

A price per foot taken from the whole neighborhood should never be applied straight to one house.

Price cuts and time to contract

Median days to go under contract. Shorter is better.

Never reduced 4 sales, closed at 100.6% of asking24 days
Reduced at least once 2 sales, closed at 98.1% of the reduced price168 days

Sellers who held their number went under contract in a median 24 days. Sellers who had to reduce took 168 days and still closed at 98.1% of their already reduced price, after a typical cut of $39,000.

Seller concessions

83%Of sales included a seller credit
$13,000Typical credit when there was one
5 of 6Sales carrying a credit

A seller credit covers part of the buyer's closing costs and comes off the seller's proceeds, so the headline sale price overstates what the seller kept. Budget for it if you are selling, and ask for it if you are buying.

How buyers paid

FHA 4 sales67%
Cash 1 sale17%
Conventional 1 sale17%

Cash was 17% of purchases. A high cash share means a seller has buyers who do not depend on an appraisal, and a buyer using a loan is competing against offers that can close faster.

Questions about a specific home in Monterey Oaks, or want to know what yours would sell for?
Call or text Brenden Rendo at 407-616-9019 or send a message.

About this data. Source is the Stellar MLS feed for Monterey Oaks in Sanford, Seminole County, covering closed sales from 13 October 2025 through 8 October 2026, refreshed monthly and current as of October 2026. Prices are net of seller concessions, so they reflect what the seller actually received rather than the headline number. Data believed accurate but not guaranteed; listings and closings change daily.