Mercy Drive FL Homes with No HOA for Sale

3 Beds ⋅ 1 Baths ⋅ Lake Lawne Shores Add 01 SubDv. ⋅ 32808 Zip Code

The home you’ve been waiting for is finally here! This beautifully renovated property IN 2026 offers the perfect combination of comfort, style, and convenience, featuring NO HOA, NO CDD, and located outside a designated flood zone. Enjoy the fresh, modern feel throughout, with a renovated kitchen and bathroom, updated flooring, refreshed bedrooms, and fresh interior paint. Step outside to a spacious, fully cleared PRIVATE backyard with plenty of room to relax, entertain, and create lasting memories. Ideally located near restaurants, hospitals, medical offices, schools, major highways including I-4 and SR 528, and Downtown, this home puts everything you need within easy reach. Whether you’re looking for your first home, downsizing, or searching for a place to call your own, this is an opportunity you don’t want to miss. Come see it, fall in love, and imagine the possibilities of making this beautiful home your own!

1311 Lawne Boulevard, Orlando

$199,999

3 Beds ⋅ 1 Baths ⋅ Lake Lawne Shores SubDv. ⋅ 32808 Zip Code

Short Sale. ** Short sale, third party approval required ** Welcome home to 4324 Aetna Dr, a fully remodeled 2 bed, 1 bath home in Orlando. The layout gives you more room than you'd expect. A huge bonus room can be an oversized primary suite, a cozy den, or a quiet home office. The whole home was remodeled in late 2024. Luxury vinyl plank flooring runs throughout, and the kitchen has shaker cabinets and quartz countertops. The bathroom was fully redone, and impact windows add comfort and peace of mind. The roof and water heater were also replaced in 2024, so the big things are already taken care of. The home is minutes from W Colonial Dr, SR-408, I-4, and downtown Orlando, with shopping and dining close by. Priced to sell, this is your chance to make homeownership a reality. Schedule your showing today!

4324 Aetna, Orlando

$280,000

3 Beds ⋅ 2 Baths ⋅ Parkview SubDv. ⋅ 32808 Zip Code

This 5 bedroom 2 bathroom home is conveniently located close to thge East West Expressway,Attractions neighborhood shopping centers.This home was completely renovated in 2024.It's now like new.Newer roof,newer AC.All windows replaced.Master bedroom floor,both bathrooms and the kitchen were also renovated.New paint.This home is now ready for a new owner.Don't miss out.Priced to sell.

4001 Kaluga Park Street, Orlando

$224,900

3 Beds ⋅ 2 Baths ⋅ Colony Cove SubDv. ⋅ 32808 Zip Code

IINVESTOR REHAB OPPORTUNITY | SOLID CONCRETE BLOCK | PRICED FOR CONDITION | SELLER FIRM ON LIST PRICE Attention investors and owner-occupant buyers with vision — this is your chance to acquire a solid concrete block single-family home in the Lake Lawne Shores neighborhood of Orlando and build immediate equity through a full renovation. The bones are here. The opportunity is real. The seller is ready to close. THE PROPERTY: This 3-bedroom, 2-bathroom single-family home sits on a 7,067 SF lot in the Colony Cove subdivision of Orlando's 32808 zip code. The home offers 1,759 SF of heated living area, a finished 1-car garage (338 SF), and an existing enclosed rear porch (220 SF) — all on a quiet residential street. Built in 1968 on a concrete block and cinder block foundation, the structure is solid and provides a strong platform for a complete renovation. 4-BEDROOM / 3-BATH CONVERSION OPPORTUNITY: The existing 220 SF enclosed rear porch can be converted into a fully permitted, conditioned 4th bedroom and 3rd bathroom — bringing the home to approximately 1,979 SF as a 4-bedroom, 3-bath layout. This creates a private suite configuration ideal for multigenerational living, a primary suite addition, or maximizing rental income potential. Buyer to independently verify all conversion feasibility and permitting requirements with Orange County Building and Zoning prior to closing. FULL SCOPE OF WORK REQUIRED: This property requires a complete top-to-bottom renovation. The following systems and areas need full replacement or remodel: electrical, plumbing, HVAC and ductwork, kitchen, bathrooms, flooring, and roof. OPPORTUNITY ZONE: This property is located in a federally designated Opportunity Zone — Census Tract #12095018700. Qualifying investors utilizing an Opportunity Zone Fund structure may be eligible for significant capital gains tax advantages. Buyer to consult their tax advisor for details. SELLER'S TERMS — READ BEFORE SUBMITTING AN OFFER: Seller is firm on list price. There will be no price reductions, credits, repairs, or concessions of any kind. This property is being sold strictly AS-IS. Any inspection is for the buyer's informational purposes only and will not affect the price or terms of the sale. Any offer containing assignable contract language, an option to assign, or any mechanism allowing the transfer of contract rights to a third party will be immediately rejected and disqualified without response or counter. Buyer is responsible for all due diligence including title search, lien search, code violation review, permit history, survey, inspection, and independent verification of all square footage, room dimensions, and property condition prior to closing. Seller makes no representations or warranties as to the condition, size, or compliance status of the property. Buyer must independently verify all information with Orange County Building, Zoning, and relevant municipal authorities prior to closing.

4313 Georgetown Drive, Orlando

$289,000

4 Beds ⋅ 1 Baths ⋅ Lake Lawne Shores Add 02 SubDv. ⋅ 32808 Zip Code

Welcome to this beautiful single family home, with NO HOA!!. This 4 bedrooms, 1 Bath home features an open floor plan, completely remodeled the entire home. Spacious back yard and is conveniently located, just 5 minutes to Downtown Orlando, with access to the I-4 and all major road.

4514 Arch Street, Orlando

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Mercy Drive FL Homes with No HOA for Sale

Mercy Drive has a handful of active homes with no HOA on the market at any given time, so inventory here is thin. They run from $199,999 to $289,000, with a median around $265,000. The typical one is about 1,030 square feet with 3 bedrooms. The list above is pulled live from the MLS, so it is current even when this write-up is not.

Mercy Drive homes with no HOA at a glance

Active listings	a handful
Median list price	$265,000
Price range	$199,999 to $289,000
Median size	1,030 sq ft
Median bedrooms	3
Median year built	1959
Median days on market	91

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	5	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

Mercy Drive homes with no HOA by price range

under $300k	5

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in Mercy Drive?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in Mercy Drive?

The median list price is around $265,000, with the range running $199,999 to $289,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in Mercy Drive?

Yes. Call or text 407-616-9019 and we will set up showings.