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$870,000
2 Beds 2 Baths Umatilla Mitchenors Add SubDv. 32784 Zip Code
Lakefront Oasis with Income Potential – 260& 264 S. Central Ave., Umatilla, FL. The main home is 1,258 sq ft and the duplex is 2,160 sq ft with both units currently occupied. Discover this exceptional lakefront home in the heart of “Nature’s Hometown” Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Situated on a spacious lot that includes a separate duplex at 260 S. Central Ave. (Units A & B), this property provides versatile options — the duplex can be parceled off as its own unit for added value or rental income. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This main home is an energy-efficient masterpiece with thoughtful details throughout. Titled in a Land Trust (to be provided). Whether you're looking for a primary residence, a vacation getaway, or an investment with rental potential from the duplex, this lakefront property delivers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don't miss this rare opportunity — schedule your private showing today!

260 S Central Avenue, Umatilla

$480,000
2 Beds 2 Baths Umatilla Mitchenors Add SubDv. 32784 Zip Code
Lakefront Home – 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

264 S Central Avenue, Umatilla

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Umatilla Mitchenors, Umatilla

Umatilla Mitchenors is a neighborhood in Umatilla, in the 32784 zip code, built mostly in the 1910s. Homes are wood frame and block, predominantly single story. Most homes fall between about 1,000 and 2,900 square feet under air, the median lot is about 0.67 acres, and a two car garage is standard.

Most of Umatilla Mitchenors carries no mandatory HOA.

What the homes are

  • Built Mostly built in the 1910s, with homes from 1875 to 2023.
  • Construction Wood frame and block. Shingle roofs are near universal.
  • Size Most homes fall between about 1,000 and 2,900 square feet under air.
  • Bedrooms Three bedrooms is the most common plan, then two, then four.
  • Garage A two car garage is standard.
  • Lot The median lot is about 0.67 acres.
  • HOA Most of the neighborhood carries no mandatory HOA. Confirm on a specific parcel before relying on it.

Where Umatilla Mitchenors is

Umatilla Mitchenors, centered at 28.921376, -81.672671. Drag to explore.
Street level, inside the neighborhood. Drag to look around.

Drive times below are measured on the road network from the center of Umatilla Mitchenors, not straight-line distance, in free-flowing traffic. Treat them as the floor rather than the school-run average.

Driving toTimeMiles
Downtown Orlando55 min46.3
Walt Disney World63 min54.4
AdventHealth Waterman16 min8.4
Downtown Mount Dora20 min10.6

Public schools nearby

  • Umatilla Elementary-ELC 4 min, 0.8 mi
  • Umatilla High School 4 min, 1.1 mi
  • Umatilla Elementary School 6 min, 2.1 mi

Private schools nearby

  • Meaningful Milestones Academy 3 min, 0.7 mi
  • Alee Academy Charter School 8 min, 4.8 mi

Parks and recreation

  • Larkin Park 2 min, 0.7 mi
  • Cadwell Park 3 min, 0.8 mi
  • Guerrant Park 3 min, 0.6 mi
  • Jeannie Olson Park 5 min, 1.3 mi

Groceries and errands

  • Save A Lot 5 min, 1.6 mi

Nearest is not the same as zoned. The schools above are the closest ones to Umatilla Mitchenors by distance. School attendance zones are set by the district, change from year to year, and can differ street to street inside one neighborhood. Confirm the assignment for a specific address with Lake County Public Schools before it matters to a decision.

Places and drive times from Google, checked 13 September 2026. Businesses open and close; if something here has changed, tell me and I will correct it.

This page tracks what homes in Umatilla Mitchenors actually sold for over the last twelve months, how long they took, and what moved the price. It is built from 2 verified closed sales in the Stellar MLS feed, not from public estimates. Every figure is a net-of-concessions number, which is explained at the bottom. Updated September 2026.

Read this one loosely. Fewer than eight homes closed here in the last year, so every median on this page rests on a small sample and can swing on a single sale.

What homes sold for in Umatilla Mitchenors

$267,500Median sale price
$163Median per square foot
32 daysMedian days to contract
2Homes sold in 12 months

Sale prices ran from $175,000 to $360,000, which is a wide spread and the reason a single neighborhood median is a starting point rather than an answer.

Homes priced right sold far faster

Median days to go under contract. Shorter is better.

Never reduced 1 sales, closed at 98.6% of asking2 days
Reduced at least once 1 sales, closed at 94.6% of the reduced price63 days

Sellers who priced correctly and held their number went under contract in a median 2 days. Sellers who had to reduce took 63 days and still closed at 94.6% of their already reduced price, after a typical cut of $15,000. Opening high costs time and money, in that order.

How buyers paid

Conventional 1 sales50%
Cash 1 sales50%

Cash was 50% of purchases. A high cash share means a seller has buyers who do not depend on an appraisal, and a buyer using a loan is competing against offers that can close faster.

Questions about a specific home in Umatilla Mitchenors, or want to know what yours would sell for?
Call or text Brenden Rendo at 407-616-9019 or send a message.

About this data. Source is the Stellar MLS feed for Umatilla Mitchenors in Umatilla, Lake County, covering closed sales from 18 September 2025 through 13 September 2026, refreshed monthly and current as of September 2026. Prices are net of seller concessions, so they reflect what the seller actually received rather than the headline number. Data believed accurate but not guaranteed; listings and closings change daily.