2 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code

Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck—perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. Beyond the home, residents enjoy the benefits of a welcoming 55+ community featuring a community swimming pool, clubhouse, and sidewalk-lined walking trails—perfect for staying active, meeting neighbors, or enjoying a leisurely morning or evening stroll. Whether you're watching the sunrise over the water, opening the sliders to enjoy the Florida breeze, gathering around the fireplace, relaxing on the deck, or taking advantage of the community amenities, 81 Fairway Circle offers a lifestyle designed to be enjoyed. Come discover a wonderful combination of waterfront views, comfortable living, thoughtful updates, and the easygoing Florida lifestyle you've been looking for.

81 Fairway Circle, Umatilla

$79,000

Twin Lakes Estates SubDv. ⋅ 32784 Zip Code

This land can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION! Waterfront Living in Twin Lake Estates! Build the home of your dreams on this beautiful high-and-dry waterfront homesite in Twin Lake Estates, a welcoming 55+ community offering an exceptional lifestyle and an abundance of amenities. Imagine designing and building your perfect home while enjoying peaceful waterfront surroundings and the convenience of an active, social community. Residents can take advantage of a clubhouse, swimming pool, walking and jogging trails, biking areas, and regular community social events. Providing plenty of opportunities for recreation, relaxation, and meeting neighbors. Whether you're looking to create a peaceful retreat or an active Florida lifestyle, this property offers the perfect opportunity to make your vision a reality. Bring your plans, bring your dreams, and build the waterfront home you've always wanted!

77 Fairway Circle Unit 101, Umatilla

$349,900

3 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code

Virtually Staged. Beautifully maintained and filled with pride of ownership, this 3-bedroom, 2-bath home is located in the gated 55+ community of Twin Lakes Estates and sits on over half an acre with mature landscaping, inviting outdoor spaces, and a peaceful setting. From the curb appeal to the thoughtfully cared-for interior, this property offers comfort, space, and a well-kept atmosphere in an established gated community. The spacious floor plan features a formal living room, formal dining room, breakfast area, inside laundry room, and a bright Florida room overlooking the backyard. Crown moulding accents the main living areas, adding a polished touch, while wood flooring in the primary bedroom and second bedroom brings warmth and character to the home. The primary suite offers a large walk-in closet and ensuite bathroom, creating a comfortable private retreat. Outdoor living is a highlight of this property, with a Florida room, 16x9 deck, gazebo, and mature landscaping that create multiple spaces to relax, entertain, garden, or simply enjoy the Florida lifestyle. The oversized lot offers room to enjoy the outdoors while still having the benefits of community amenities. Twin Lakes Estates offers gated entry, a community clubhouse with kitchenette, and a swimming pool, adding convenience and value for residents. Well maintained, nicely situated, and offering a flexible floor plan with desirable indoor and outdoor living spaces, this Twin Lakes Estates home is ready for its next owner.

81 Twin Lake Cir, Umatilla

$336,900

3 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code

Virtually Staged. Experience the perfect balance of peaceful country living and everyday convenience in this beautifully updated home, located within a desirable 55+ gated community. Enjoy the serenity of a quiet setting while being just minutes from major highways, shopping, dining, and medical facilities. Designed for comfortable, low-maintenance living, this move-in-ready home has been thoughtfully updated with a new roof, gutters, and solar tubes (2025), providing both peace of mind and an abundance of natural light. The 2022 HVAC system ensures year-round comfort, while roller shades (2024) add a touch of style, privacy, and energy efficiency. The kitchen and bathrooms have been tastefully refreshed with beautiful quartz countertops (2025), complemented by new toilets and updated primary bath faucets for a clean, modern finish. Fresh interior paint (2026) and exterior paint (2022) complete the home's warm and inviting appeal. If you've been searching for a home where you can enjoy the slower pace of country living without giving up the convenience of nearby shopping, restaurants, and major roadways, this exceptional property is ready to welcome you home.

76 Fairway Circle, Umatilla

$309,900

3 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code

Welcome to the perfect blend of peaceful living and modern convenience! Nestled inside a 55+ gated community, this beautifully maintained 3-bedroom, 2-bath home offers the ideal setting for those seeking a quiet, small-town feel without sacrificing proximity to everything you need. Step inside and you’ll immediately appreciate the bright, open floor plan designed for both everyday living and effortless entertaining. The spacious living area flow seamlessly into the kitchen which features tons of great cabinet storage and countertop space, creating a welcoming atmosphere filled with natural light and comfort. This home has been thoughtfully updated with major improvements already taken care of for you, including a brand-new roof (January 2026), new AC system (July 2025), and a new Rainbird sprinkler system (November 2025)—giving you peace of mind and efficiency for years to come. The split-bedroom layout offers privacy for the primary suite, while the additional bedrooms are perfect for family, guests, or even a home office. The large laundry room has ample room with a wash sink, cabinets for storage and closet pantry. You will love your mornings as you sip your coffee on your enclosed back porch. Outside, enjoy a low-maintenance yard with irrigation already in place, ideal for relaxing evenings or weekend gatherings grilling on your paver back patio. Another feature of this home you will love is the garage privacy screen. Located in a charming community that captures a small-town atmosphere, you’ll love being just minutes from shopping, dining, and everyday conveniences. Residents also enjoy access to fantastic amenities, including a community pool and clubhouse, perfect for socializing and soaking up the Florida lifestyle. This move-in-ready gem checks all the boxes. Don’t miss your chance to enjoy comfort, convenience, and community all in one place!

93 Fairway Circle, Umatilla

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Lake County › Umatilla › Twin Lakes Estates

Twin Lakes Estates, Umatilla

Twin Lakes Estates is a 2000s neighborhood in north Umatilla, in the 32784 zip code. Homes are block and stucco, predominantly single story. Most homes fall between about 1,300 and 1,800 square feet under air, the median lot is roughly a quarter acre, and a two car garage is standard.

Homes here carry an HOA, billed annually, typically around $500. Confirm the figure on a specific parcel before relying on it.

What the homes are

Built Essentially all built in the 2000s.
Construction Block and stucco. Shingle roofs are near universal.
Style Contemporary, Florida, Traditional. Predominantly single story.
Size Most homes fall between about 1,300 and 1,800 square feet under air.
Bedrooms Two bedrooms is the most common plan, then three.
Garage A two car garage is standard.
Lot The median lot is roughly a quarter acre.
HOA Billed annually, typically around $500. Confirm on a specific parcel before relying on it.

Where Twin Lakes Estates is

Twin Lakes Estates, centered at 28.957046, -81.654302. Drag to explore.

Street level, inside the neighborhood. Drag to look around.

Drive times below are measured on the road network from the center of Twin Lakes Estates, not straight-line distance, in free-flowing traffic. Treat them as the floor rather than the school-run average.

Driving to	Time	Miles
Downtown Orlando	58 min	49.0
Walt Disney World	68 min	57.9
AdventHealth Waterman	21 min	11.1
Downtown Mount Dora	25 min	13.3

Public schools nearby

Umatilla Elementary School 5 min, 2.1 mi
Umatilla High School 5 min, 2.3 mi
Umatilla Elementary-ELC 6 min, 2.3 mi

Private schools nearby

Meaningful Milestones Academy 6 min, 2.4 mi

Parks and recreation

McTureous Memorial Park 3 min, 0.7 mi
North Lake Regional Park 7 min, 2.4 mi
Jeannie Olson Park 5 min, 2.0 mi
Cadwell Park 6 min, 2.5 mi

Groceries and errands

Save A Lot 4 min, 1.5 mi

Useful local links

Nearest is not the same as zoned. The schools above are the closest ones to Twin Lakes Estates by distance. School attendance zones are set by the district, change from year to year, and can differ street to street inside one neighborhood. Confirm the assignment for a specific address with Lake County Public Schools before it matters to a decision.

Places and drive times from Google, checked 12 September 2026. Businesses open and close; if something here has changed, tell me and I will correct it.

This page tracks what homes in Twin Lakes Estates actually sold for over the last twelve months, how long they took, and what moved the price. It is built from 4 verified closed sales in the Stellar MLS feed, not from public estimates. Every figure is a net-of-concessions number, which is explained at the bottom. Updated September 2026.

Read this one loosely. Fewer than eight homes closed here in the last year, so every median on this page rests on a small sample and can swing on a single sale.

What homes sold for in Twin Lakes Estates

$373,750Median sale price

$208Median per square foot

34 daysMedian days to contract

4Homes sold in 12 months

Sale prices ran from $275,000 to $382,000, which is a wide spread and the reason a single neighborhood median is a starting point rather than an answer.

By size

Home size	Sales	Median price	Median $/sq ft	Median days
Under 2,000 sq ft	4	$373,750	$208	34 days

Larger homes usually show a lower price per square foot. That is normal and it is why a price per foot taken from the whole neighborhood should never be applied straight to one house.

Homes priced right sold far faster

Median days to go under contract. Shorter is better.

Never reduced 3 sales, closed at 95% of asking9 days

Reduced at least once 1 sales, closed at 94.1% of the reduced price249 days

Sellers who priced correctly and held their number went under contract in a median 9 days. Sellers who had to reduce took 249 days and still closed at 94.1% of their already reduced price, after a typical cut of $54,100. Opening high costs time and money, in that order.

How buyers paid

Cash 3 sales75%

Conventional 1 sales25%

Cash was 75% of purchases. A high cash share means a seller has buyers who do not depend on an appraisal, and a buyer using a loan is competing against offers that can close faster.

Questions about a specific home in Twin Lakes Estates, or want to know what yours would sell for?
Call or text Brenden Rendo at 407-616-9019 or send a message.

About this data. Source is the Stellar MLS feed for Twin Lakes Estates in Umatilla, Lake County, covering closed sales from 17 September 2025 through 12 September 2026, refreshed monthly and current as of September 2026. Prices are net of seller concessions, so they reflect what the seller actually received rather than the headline number. Data believed accurate but not guaranteed; listings and closings change daily.