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Three Lakes Homes for Sale

37350 Oak Lane, Umatilla
$279,000
2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code
Escape to the charm of country living with NO HOA while enjoying the convenience of being just minutes from shopping, dining, and everyday necessities! Nestled in a friendly, quiet neighborhood, this inviting 2-bedroom, 1-bath home offers a wonderful combination of comfort, privacy, and outdoor living, with plenty of room to relax, entertain, and enjoy the Florida lifestyle. Step inside to discover a warm and welcoming home featuring new kitchen appliances and a relaxing Jacuzzi tub, perfect for unwinding after a long day. A new roof installed in 2023 provides added peace of mind. One of the home's most appealing features is the screened porch, which opens to a spacious, private backyard fenced on three sides. Imagine enjoying your morning coffee while listening to the birds, hosting weekend gatherings with family and friends, or spending sunny Florida afternoons relaxing by the above-ground pool. With plenty of outdoor space, this backyard offers endless possibilities for creating your own peaceful retreat. Need room for your hobbies, tools, or recreational toys? You'll appreciate the two storage sheds, including a recently added large shed, providing plenty of space for equipment, seasonal decorations, or a workshop. The newer carport offers additional covered parking, ideal for a boat or other outdoor equipment. With NO HOA, you'll enjoy added flexibility to make this property your own! Whether you're searching for a full-time residence, a seasonal Florida getaway, or simply a place to enjoy a quieter pace of life, this charming home offers the space, privacy, and convenience you've been looking for. Come experience the possibilities and discover why this delightful property is such a wonderful place to call home!

37350 Oak Lane, Umatilla

37401 Turner Drive, Umatilla
$249,000
2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code
Waterfront! This charming bungalow sits directly on the shores of 68-acre Lake Bracy in the peaceful Three Lakes subdivision. Your private backyard deck looks across the water at a protected view of old Florida woods and nature, offering the ultimate backdrop with no back-facing neighbors. Enjoy the peaceful setting from inside through the large windows overlooking the lake and watch wading birds, fish jump and occasional native wildlife.Bring the pups! Fully fenced backyard! Maintained with pride of ownership, this 2-bedroom, block home offers classic charm meets smart, modern functionality. As you step inside, you are greeted by warm, real, hardwood floors and an inviting layout. The heart of the home features a character-rich kitchen equipped with knotty-pine wood cabinets and elegant glass-front displays perfect for showcasing your culinary collection. Notice the custom Built-Ins in the Dining area as well. The Main Living area is open and there are views of the Lake no matter where you sit. Storage is never an issue here, as the home boasts an impressive abundance of closets and storage options throughout to keep your living spaces organized and clutter-free. Notice the etched-glass paneled closet doors for added character. Professionally converted from a former carport, don’t overlook the 300+ sq feet of fully screened-in living area providing expansive bonus space and provides the ultimate setting for large-scale entertaining, dynamic dining, or peaceful morning coffee. Enjoy the fresh evening breeze completely free from pests and bugs in a space designed to blend indoor comfort with outdoor freedom. Nestled in a desirable neighborhood, this turnkey gem offers the perfect balance of cozy historic detail and major system updates. AC 2026. Roof 2022. Water Heater 2022. Gutters with Leaf Guard installed 2020. Range 2026. Deck Resurfaced 2025. Shed conveys with property. one or more pictures are virtually staged.

37401 Turner Drive, Umatilla

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Lake County › Umatilla › Three Lakes

Three Lakes, Umatilla

Three Lakes is a neighborhood in south Umatilla, in the 32784 zip code, built mostly in the 1960s. Homes are block and stucco, predominantly single story. Most homes fall between about 1,200 and 2,000 square feet under air, the median lot is roughly a third of an acre, and a one car garage is standard.

Most of Three Lakes carries no mandatory HOA.

What the homes are

  • Built Mostly built in the 1960s, with homes from 1957 to 2004.
  • Construction Block and stucco. Shingle roofs on 88% of homes.
  • Size Most homes fall between about 1,200 and 2,000 square feet under air.
  • Bedrooms Three bedrooms is the most common plan, then two.
  • Garage A one car garage is standard.
  • Lot The median lot is roughly a third of an acre.
  • HOA Most of the neighborhood carries no mandatory HOA. Confirm on a specific parcel before relying on it.

Where Three Lakes is

Three Lakes, centered at 28.892987, -81.672305. Drag to explore.
Street level, inside the neighborhood. Drag to look around.

Drive times below are measured on the road network from the center of Three Lakes, not straight-line distance, in free-flowing traffic. Treat them as the floor rather than the school-run average.

Driving toTimeMiles
Downtown Orlando56 min46.8
Walt Disney World62 min53.4
AdventHealth Waterman16 min7.4
Downtown Mount Dora19 min9.6

Public schools nearby

  • Eustis High School, Curtright Campus 10 min, 5.2 mi
  • Umatilla Elementary-ELC 7 min, 3.9 mi
  • Umatilla High School 8 min, 4.2 mi
  • Eustis Elementary School 10 min, 4.7 mi

Private schools nearby

  • Alee Academy Charter School 8 min, 3.8 mi
  • The Learning Curve Academy 6 min, 3.0 mi
  • Meaningful Milestones Academy 6 min, 3.8 mi

Parks and recreation

  • Larkin Park 5 min, 2.9 mi
  • Guerrant Park 6 min, 3.6 mi
  • Palmetto Point Park 8 min, 4.3 mi
  • Liberty Park 11 min, 5.3 mi

Groceries and errands

  • ALDI 6 min, 2.7 mi
  • Publix Super Market at Woodland Center 7 min, 2.7 mi
  • Eustis Discount Grocery 9 min, 4.1 mi
  • Smoke plus 11 min, 5.4 mi

Nearest is not the same as zoned. The schools above are the closest ones to Three Lakes by distance. School attendance zones are set by the district, change from year to year, and can differ street to street inside one neighborhood. Confirm the assignment for a specific address with Lake County Public Schools before it matters to a decision.

Places and drive times from Google, checked 14 September 2026. Businesses open and close; if something here has changed, tell me and I will correct it.

This page tracks what homes in Three Lakes actually sold for over the last twelve months, how long they took, and what moved the price. It is built from 3 verified closed sales in the Stellar MLS feed, not from public estimates. Every figure is a net-of-concessions number, which is explained at the bottom. Updated October 2026.

Read this one loosely. Fewer than eight homes closed here in the last year, so every median on this page rests on a small sample and can swing on a single sale.

What homes sold for in Three Lakes

$275,000Median sale price
$164Median per square foot
106 daysMedian days to contract
3Homes sold in 12 months

Sale prices ran from $245,500 to $300,000.

Price cuts and time to contract

Median days to go under contract. Shorter is better.

Never reduced 1 sale, closed at 96.9% of asking13 days
Reduced at least once 2 sales, closed at 98.4% of the reduced price344 days

Sellers who held their number went under contract in a median 13 days. Sellers who had to reduce took 344 days and still closed at 98.4% of their already reduced price, after a typical cut of $44,500.

Seller concessions

67%Of sales included a seller credit
$17,250Typical credit when there was one
2 of 3Sales carrying a credit

A seller credit covers part of the buyer's closing costs and comes off the seller's proceeds, so the headline sale price overstates what the seller kept. Budget for it if you are selling, and ask for it if you are buying.

How buyers paid

USDA 1 sale33%
Conventional 1 sale33%
Cash 1 sale33%

Cash was 33% of purchases. A high cash share means a seller has buyers who do not depend on an appraisal, and a buyer using a loan is competing against offers that can close faster.

Questions about a specific home in Three Lakes, or want to know what yours would sell for?
Call or text Brenden Rendo at 407-616-9019 or send a message.

About this data. Source is the Stellar MLS feed for Three Lakes in Umatilla, Lake County, covering closed sales from 31 October 2025 through 26 October 2026, refreshed monthly and current as of October 2026. Prices are net of seller concessions, so they reflect what the seller actually received rather than the headline number. Data believed accurate but not guaranteed; listings and closings change daily.

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